Marine Insurance for Household Items

People prefer purchasing things online however, it is the manufacturers and transportation business owners, who are aware of the risks while transporting the goods. Since the manufacturers are responsible for the goods until they get delivered, they are suggested to protect these goods with marine insurance policy.

Get right expert advice

Hassle-free policy

Speedy Claims

Fast-track your search with instant quotes from prominent insurers

Insure Your Goods in Transit - ₹10 Lakh Cover at ₹591⁺ only!

Instant policy copy

All commodities available

Single transit and annual covers

Insure Your Goods in Transit - ₹10 Lakh Cover at ₹591⁺ only!

Instant policy copy

All commodities available

Single transit and annual covers

Mobile number

We don't spam

Get Updates on WhatsApp

Check Your Premium Now

Fast-track your search with instant quotes from prominent insurers

Expert advice

Buy right

Instant policy

Quick & Hassle free

Dedicated team

Speedy Claims

Importance of Marine Insurance for Household Items

It is important to purchase marine insurance policy for the manufacturers. Marine insurance for household goods provides coverage against unexpected loss or damage caused to the goods during the transportation from one place to another.

Coverage under Marine Insurance for Household Items

Marine insurance for household items provides coverage for the following:

Marine insurance for household items provides coverage to the insured against loss or damage caused to the goods due to road accident, fire, stranding, etc.
If the goods are being transported through sea then the damage caused due to sinking of ships is covered
Loss or damage caused due to collision, derailment of land conveyance during the transportation is covered
Jettison is covered
Washing overboard is covered
General average sacrifice salvage charges are covered
Total loss of package during the journey
Total loss of package during loading/unloading of the goods
Expenses incurred when the cargo leaves port of distress

Learn more about Marine Insurance

Annual open Policy

Read More

Single Transit Policy

Read More

Sales turn over Policy

Read More

Transit Insurance

Read More

Marine Insurance

Read More

Cargo Insurance

Read More

Read More

Exclusions under Marine Insurance for Household Items

Marine Insurance for Household Items does not provide coverage for the following:

Any loss or damage caused intentionally by the insured
Regular wear and tear of the household items will not be covered
Loss of insolvency will not be covered
Bad packaging that leads to damage of household goods during the transportation
Loss due to bankruptcy, liquidation or collapse of finances will not be covered
Loss or damage caused due to terrorist attack
Loss or damage caused during the war, riots or strikes are not covered
Loss incurred due to insolvency will not be covered

Claiming Process for Marine Insurance for Household Items

Follow the below mentioned claiming process to raise a claim:

Inform the insurance company about the loss or damage caused
If the insured cannot inform the insurer then anyone else on behalf of insured can do it
In case any of the household goods has been extremely damaged then the insured can get a survey done and lodge a monetary claim
In case the package goes missing then the insured can file an FIR for the missing package.
Insurer can ask for an FIR while processing the claim
Once the insurer finds everything in place, they will settle the claim within the specified period of time.

Marine Insurance for Household Items: Documents Required

Keep the following documents handy to submit along with the claim form to raise the claim:

Insurance policy copy
Survey report
Billing lading copy
Claim bill
Documents copy that were exchanged with the carrier
Invoice with shipping specification

View More

Marine Insurance Premium Calculator

Select Commodity

Select Mode of Transport

Cover Amount Required

Calculate

Why Buy From Policybazaar

Marine Insurance Companies

Reliance Marine

View more insurers

Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

Commercial Insurance Products

Group Health Insurance

Marine Insurance

Cargo Insurance

Workmen Compensation Insurance

Professional Indemnity

Fire Insurance

Shop Insurance

Comprehensive Liability Insurance

Construction All Risk

Erection All Risk

Cyber Insurance

Directors & Officers Insurance

Contractor's Plant & Machinery

Office Package Policy

Group Personal Accident Insurance

Group Life Term Insurance

Drone Insurance

Get ₹10 Lakh Cover at ₹591⁺only!

We don't spam

View plans

By clicking on " Check Your Premium Now " you agree to our Privacy Policy and Terms Of Use

Get Updates on WhatsApp

Marine Insurance Articles

Popular Articles
Recent Articles

Why Is Insuring Your Household Articles Important During Transit?

Why Is Insuring Your Household Articles Important During Transit?

When moving to a new home, safeguarding your household articles during transit is crucial. Transit insurance...Read more

27 Oct 2020 by Policybazaar 14092 Views

Warranties in Marine Insurance

Warranties in Marine Insurance

Warranties in marine insurance are referred to as assurance of coverage provided by the insurer. It outlines the...Read more

20 Jul 2023 by Policybazaar 7174 Views

Types of Marine Losses

Types of Marine Losses

In the shipping business, different types of losses can happen. Marine insurance helps manage these risks by...Read more

23 Nov 2022 by Policybazaar 11311 Views

Documents Required for Import-Export Customs Clearance

Documents Required for Import-Export Customs Clearance

Any shipment moving from one country to another requires customs clearance. Apart from international laws and...Read more

22 Nov 2022 by Policybazaar 7770 Views

Difference between Marine Open Cover & Marine Open Policy

Difference between Marine Open Cover & Marine Open Policy

Marine insurance and its advantages cannot be ignored if you are in a shipping business or your business needs...Read more

19 Aug 2022 by Policybazaar 8905 Views

Insurance for Transporting Goods in India

Insurance for Transporting Goods in India

In the intricate web of India's transport industry, the movement of goods plays a vital role in driving the...Read more

03 Nov 2023 by Policybazaar 3446 Views

6 Not to Forget Principles of Marine Insurance

6 Not to Forget Principles of Marine Insurance

The principles of marine insurance are essential for maintaining fairness and consistency in the delivery of...Read more

10 Feb 2020 by Policybazaar 14937 Views

International Cargo Clauses & Inland Transit Clauses in Marine...

International Cargo Clauses & Inland Transit Clauses in Marine...

Marine insurance coverage is divided into two types. One is International Cargo Clause (ICC) and the second is the...Read more

13 Aug 2022 by Policybazaar 10912 Views

Inland Transit vs Marine Cargo insurance

Inland Transit vs Marine Cargo insurance

If your business involves the transportation of finished or unfinished goods or raw materials, you probably need a...Read more

15 Nov 2022 by Policybazaar 6037 Views

Incoterms Explained Marine Insurance

Incoterms Explained Marine Insurance

Incoterms or International commercial terms are some standard terms published by the ICC (International Chamber of...Read more

10 Aug 2023 by Policybazaar 4239 Views

What is Carrier Legal Liability Insurance?

What is Carrier Legal Liability Insurance?

Within the transportation industry, where goods traverse vast distances across different modes of transport,...Read more

29 Apr 2024 by Policybazaar 2914 Views

What is Marine Insurance in Export and Import?

What is Marine Insurance in Export and Import?

People have been exchanging goods since prehistoric times, with long-route trades dating back to 2000 BCE. Today...Read more

18 Feb 2022 by Policybazaar 7244 Views

What do Perils of the Sea Mean in Marine Insurance?

What do Perils of the Sea Mean in Marine Insurance?

Transporting goods across the vast expanse of oceans comes with inherent risks. Perils of the sea, a term used in...Read more

05 Apr 2024 by Policybazaar 3446 Views

Documents to Submit Along with Claim Form in Marine Insurance

Documents to Submit Along with Claim Form in Marine Insurance

The marine policy covers several kinds of risks faced by ship or cargo owners. It is an essential insurance policy...Read more

25 May 2023 by Policybazaar 4741 Views

Transit Insurance for Delivery Business

Transit Insurance for Delivery Business

Whenever goods and commodities are on the move, they are at risk of damage. A logistics company's reputation can...Read more

28 Feb 2024 by Policybazaar 2082 Views

12 Documents Required for Exporting Goods from India

12 Documents Required for Exporting Goods from India

In foreign trade, the significance of proper documentation...Read more

09 Jun 2025 by Policybazaar 73 Views

What is Export?

What is Export?

Export is the sale of goods and services manufactured in a...Read more

30 Apr 2025 by Policybazaar 229 Views

Types of Shipping Containers with Size & Dimensions

Types of Shipping Containers with Size & Dimensions

Shipping containers have evolved over the years. Now, businesses...Read more

25 Apr 2025 by Policybazaar 244 Views

How to Choose the Right Shipping Line in 2025: Top 5 Key Factors

How to Choose the Right Shipping Line in 2025: Top 5 Key Factors

Selecting the right shipping line is crucial for Indian...Read more

07 Apr 2025 by Policybazaar 376 Views

How to Create a Freight Forwarding RFP for Shipping?

How to Create a Freight Forwarding RFP for Shipping?

RFP, or Request for Proposal in freight forwarding, is a formal...Read more

03 Apr 2025 by Policybazaar 355 Views

What is Pallet Shipping?

What is Pallet Shipping?

Pallet shipping is a mode of transporting goods using pallets to...Read more

02 Apr 2025 by Policybazaar 367 Views

What are High Cube Containers in Shipping?

What are High Cube Containers in Shipping?

‘High Cube containers’ is a category of shipping containers...Read more

02 Apr 2025 by Policybazaar 379 Views

International Shipping - How to Start Shipping Internationally From...

International Shipping - How to Start Shipping Internationally From...

Expanding your business to international markets can be a...Read more

01 Apr 2025 by Policybazaar 390 Views

Products to Export from India

Products to Export from India

India has largely been an agricultural economy but has turned...Read more

18 Mar 2025 by Policybazaar 634 Views

Modes of Transportation Covered Under Marine Insurance

Modes of Transportation Covered Under Marine Insurance

Marine insurance is essential for protecting goods during...Read more

23 Oct 2024 by Policybazaar 1140 Views

What is Carrier Legal Liability Insurance?

What is Carrier Legal Liability Insurance?

Within the transportation industry, where goods traverse vast...Read more

29 Apr 2024 by Policybazaar 2914 Views

Accumulation Clause in Marine Insurance

Accumulation Clause in Marine Insurance

The accumulation clause in marine insurance is a crucial...Read more

05 Apr 2024 by Policybazaar 2068 Views

What do Perils of the Sea Mean in Marine Insurance?

What do Perils of the Sea Mean in Marine Insurance?

Transporting goods across the vast expanse of oceans comes with...Read more

05 Apr 2024 by Policybazaar 3446 Views

Shipping Insurance for High-Value Items

Shipping Insurance for High-Value Items

Shipping insurance for high-value items is crucial to mitigate...Read more

03 Apr 2024 by Policybazaar 2323 Views

Intermediate Storage in Marine Insurance

Intermediate Storage in Marine Insurance

Intermediate storage in marine insurance plays a crucial role in...Read more

03 Apr 2024 by Policybazaar 1845 Views

Policybazaar for Business - Marine Insurance - Customer Reviews

View all 114 reviews

View all

4.3

out of 5

Based on 114 reviews

14 users

87 users

13 users

0 users

0 users

3.8 April 20, 2023

Anas

Great Experience

I recently purchased Marine insurance from Policybazaar for my shipping business and I must say I am thoroughly impressed with their service and coverage. From start to finish, the experience has been smooth and hassle-free.Thankyou.

Mizoram

4.3 April 03, 2023

Vaishnav

Provides Comprehensive Protection

When it comes to coverage, Marine insurance that i bought from PolicyBazaar has exceeded my expectations. It provides comprehensive protection for my cargo and vessels during transit, ensuring I can focus on my business operations with peace of mind. Thankyou.

Assam

4.3 March 17, 2023

Umang

Excellent Services

I highly recommend Marine insurance from PolicyBazaar website to anyone in the shipping or logistics industry. Their user-friendly website, comprehensive coverage, and excellent customer service make them stand out from the competition. With Policybazaar, I feel confident in navigating the high seas, knowing that my business is well-protected. Thank you, Policybazaar.

Chennai

4.3 February 28, 2023

Vishal

User Friendly Interface

The website's user-friendly interface made it easy to compare different plans and find the perfect fit for my business needs.Thanks

Gurugram

4.3 February 11, 2023

Parth

Prompt Services

I appreciate the transparency and honesty with which Policybazaar handled my claims. They were prompt in processing my claim and their claim settlement process was hassle-free.Thanks PolicyBazaar.

Noida

3.8 February 10, 2023

Rishabh

Exceeds Expectations

I recently had the pleasure of purchsing marine insurance from Policy bazaar website and I must say it has been an outstnding experience from start to finish. I am thrilled to share my positive customer review, as this truly exceeded my expectations. Thanks PB.

Jamshedpur

3.8 January 31, 2023

Arvind

Easy Navigation

The ease of navigating the Policy bazaar website and finding the right marine insurance policy was impressive. The website's user-friendly interface and intuitive design made it incredibly simple to compare various options, understand the coverage details and make an informed decision. I appreciated the transparency provided throughout the process. Thanks.

Ajmer

3.8 January 21, 2023

Vishal

Excellent Support

The customer service provided by Policy bazaar was decent. Their team was responsive, knowledgeable and went above and beyond to assist me at every step. Their professionalism and commitment to customer satisfaction were truly commendable.Thankyou.

Mumbai

4.3 January 11, 2023

Sanjeev Rathor

Efficient Process

When it came to claims processing, Policy bazaar demonstrated remarkable eficiency and effectivenes. I had an unfortunate incident during the coverage period and filing a claim was a breeze. The entire process was streamlined and their team guided me throuugh every necssary step, making it hassle-free. The promptness with which my claim was setled reflected their commitment to their customers' well-being and peace of mind. Thankyou.

Pune

3.8 January 01, 2023

Kunal

Comprehensive Coverage

I must mention the comprehensive coverage provided by the marine insurance policy I purchasd through Policy bazaar. It offered me the necesary protection and peace of mind. Thankyou PolicyBazaar.

Indore

114 Review Item

Disclaimers⁺
*Savings of 42% are based on the comparison between the highest and lowest premiums for a Rs 50 lakh sum insured under Inland Transit Clause B or Institute Cargo Clause B for single transit cover of auto spare parts with shipment type of Inland(Domestic) and road as mode of transport. Premium varies on the basis of Occupancy, Business Activity & Coverage Type
By clicking on "View Plans" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.