Bandhan Bank NRE FD Rates

Bandhan Bank NRE FD rates range from 4.40% to 7.00%, providing a secure investment option to grow your wealth. With tenures ranging from 12 months days to 10 years, the FD interest rates in 2026 remain competitive with those of their industry counterparts.

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Bandhan Bank Interest Rates on NRE FD Account Deposits

Bandhan Bank fixed deposit interest rates offer an attractive range of investment periods to suit different investor needs. The Bandhan Bank NRE FD rates amounting to ₹3 crore and above:

Tenure ₹3 cr to ₹10 cr Above ₹10 cr to less than ₹25 cr ₹25 cr to less than ₹50 cr ₹50 cr and above
12 months 7.00% 7.00% 7.00% 7.00%
12 months 1 day < 13 months 7.00% 7.00% 7.00% 7.00%
13 months < 14 months 6.55% 6.55% 6.55% 6.55%
14 months < 15 months 5.50% 5.50% 5.50% 5.50%
15 months < 16 months 5.50% 5.50% 5.50% 5.50%
16 months < 17 months 5.50% 5.50% 5.50% 5.50%
17 months < 18 months 5.50% 5.50% 5.50% 5.50%
18 months < 2 years 7.00% 7.00% 7.00% 7.00%
2 years to less than 3 years 6.80% 6.80% 6.80% 6.80%
3 years to less than 5 years 5.55% 5.55% 5.55% 5.55%
5 years to 10 years 4.40% 4.40% 4.40% 4.40%

Note: Bandhan Bank NRE FD Rates rates w.e.f January 07, 2026. Bandhan Bank NRE FD rates are subject to change without prior notice. Minimum tenor is 1 year.

Features Bandhan Bank NRE Fixed Deposits

  • Tax-Free Earnings: You pay zero Indian income tax on the interest you earn.
  • Full Mobility: You can move both your principal and interest back abroad freely at any time.
  • Currency Base: Your foreign earnings are converted into and held in Indian Rupees (INR).
  • Flexible Tenure: Choose any investment period ranging from 1 year to 10 years.
  • Low Entry Barrier: You can start your fixed deposit with as little as ₹1,000.
  • Automatic Renewal: Your deposit can automatically renew at maturity so you never miss out on interest.
  • Multiple Payout Options: Choose to receive your interest monthly, quarterly, or as a lump sum at the end.
  • Nomination Facility: Easily appoint a nominee to ensure your savings are protected and transferable.
  • Withdrawal Flexibility: You have the option to close your account early or withdraw parts of your money if needed.
  • Credit Access: You can use your FD as collateral to get a loan or an overdraft facility.

What Are the Eligibility Criteria for a Bandhan Bank NRE FD Account?

Non-Resident Indians (NRI)

  • Work & Career: Employment, business, or a professional vocation outside India.
  • Education: Students pursuing degrees or certifications in foreign countries.
  • Official Postings: Officials at the UN, or those sent abroad by the Indian Government or PSUs.
  • Special Sectors: Mariners (Seafarers), oil rig workers, or staff of foreign-registered airlines.

Overseas Citizens / Persons of Indian Origin (OCI/PIO)

  • Former Citizens: Individuals who held an Indian passport at any point in the past.
  • Lineage: Anyone whose parents or grandparents were citizens of India under the Constitution or the Citizenship Act, 1955.
  • Spousal Eligibility: Foreign spouses of Indian citizens or OCI cardholders are often eligible as well.

How to Open a Bandhan Bank NRE FD Account

To open an account and get good Bandhan NRE FD rates, the following steps are to be followed:

  1. Online Application:

    Existing Bandhan Bank NRI savings account holders can open an NRE FD account by simply following these steps:

    Step 1:

    Visit the bank's official website and navigate to the NRI Section.

    Step 2:

    Click ‘Apply Now’.

    Step 3:

    Fill in relevant information such as Name, Email ID, Contact Number, Pincode, and City.

    Step 4:

    Click on Submit.

    Step 5:

    You are likely to receive a call from the bank's authorities.

    Step 6:

    Follow the instructions given by the authorities, provide or fill in the important details like amount and tenor, and your NRE FD account will be opened.

    You can maintain your account conveniently with Bandhan Bank’s internet banking or mobile banking service.

  2. For New Customers

    Visit any Bandhan Bank branch in India. Request to open a Non-Resident External (NRE) Fixed Deposit account. Bank staff will guide you through the application process and the required documentation.

Documents Required to Open a Bandhan Bank NRE FD Account

To open a Bandhan Bank NRE FD account, the following general documents are to be submitted:

  • ID proof: Passport

  • Address proof (India & overseas)

  • Proof of Tax

  • Proof of NRI, foreign national, foreign national student, PIO or OCI status

  • Passport-size photograph

  • Overseas work/residence proof (visa/permit)

  • Proof to establish NRI, foreign national, foreign national student, PIO, or OCI status.

  • Any other document required by the bank.

Conclusion

The Bandhan NRE FD rates ensure that you get higher interest rates on your deposits, leading to the growth of your funds. With an NRE FD account, you can easily manage your funds in India without any worries. The account can be easily opened and maintained and also provides tax-free returns. With detailed information on Bandhan Bank NRE FD rates, you can align your investments with your financial goals and grow them.

FAQs

  • What is the NRE FD interest rate in Bandhan Bank?

    Bandhan Bank offers one of the highest NRE FD interest rates, which is 7.00%.
  • Is NRE FD tax-free in Bandhan Bank?

    Yes, interest earned on NRE FDs is tax-free in Bandhan Bank.
  • What is Bandhan Bank NRE FD tenure?

    To cater to the needs of various customers, Bandhan offers a wide-ranging NRE FD tenor, which spans from 7 days to 10 years.
  • Is NRE FD Repatriable?

    Yes, NRE FD deposits and interest earned on them are fully repatriable.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-01-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

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