Download the Policybazaar app
to manage all your insurance needs.
Best Multi-Cap Mutual Funds to Invest in 2025~
It's a well-known fact that no market cap is an outperformer every single year. So, diversification across market caps through large-cap, small-cap, and mid-cap funds can lower volatility and help you earn a better risk-adjusted return. A multi-cap fund is a type of equity mutual fund which invests in stocks of small, medium, and large-sized businesses.
Investment Plans
-
Guaranteed Tax Savings
Under sec 80C & 10(10D) -
₹1 Crore
Invest ₹10k per month* -
Zero LTCG Tax
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore returns*
- Home
- Funds
- Articles-MF
- Best Multi-Cap Mutual Funds to Invest in 2025
Best SIP Funds
Payment Mode
Invest
₹ 10,000
Invest for
Instant tax receipt
Instant tax receipt
Opportunities Fund
AUM (Cr)
₹37,289
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 24.92 %
Instant tax receipt
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,652
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.3 %
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,581
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.84 %
Instant tax receipt
Frontline Equity Fund
AUM (Cr)
₹4,348
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.8 %
Instant tax receipt
Instant tax receipt
Grow Money Plus Fund
AUM (Cr)
₹440
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.59 %
Instant tax receipt
Instant tax receipt
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,581
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.84 %
Frontline Equity Fund
AUM (Cr)
₹4,348
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.8 %
Grow Money Plus Fund
AUM (Cr)
₹440
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.59 %
Growth Super Fund
AUM (Cr)
₹13,357
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.11 %
Future Opportunity Fund
AUM (Cr)
₹66
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.16 %
Opportunities Fund
AUM (Cr)
₹37,289
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 24.92 %
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,652
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.3 %
Growth Opportunities Plus Fund
AUM (Cr)
₹986
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.13 %
Classic Opportunities Fund
AUM (Cr)
₹13,638
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.55 %
Opportunities Fund
AUM (Cr)
₹3,368
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.88 %
Equity Top 250 Fund
AUM (Cr)
₹539
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.03 %
Individual Preserver Pension Fund
AUM (Cr)
₹136
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 5.45 %
Whole Life Aggressive Growth Fund
AUM (Cr)
₹878
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.97 %
Save N Grow Money Fund
AUM (Cr)
₹65
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 11.44 %
Asset Allocation Fund II
AUM (Cr)
₹295
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 13.25 %
Multi Cap Balanced Fund
AUM (Cr)
₹2,021
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 13.7 %
Super Select Equity Fund
AUM (Cr)
₹1,296
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.76 %
View More
If you are looking to invest your money for good returns, you can now select the best multi-cap mutual fund that maintains a balanced fund-allotment across market caps. This article outlines the best multi-cap funds in India.
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| High Growth Fund Max Life | 30.5% | 22.01% |
18.46%
View Plan
|
|
| Top 200 Fund Tata AIA | 30.5% | 22.31% |
19.2%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Allianz | 23.3% | 13.3% |
14.54%
View Plan
|
|
| Opportunities Fund HDFC Standard | 24.92% | 15.49% |
14.66%
View Plan
|
|
| Growth Plus Fund Canara HSBC Oriental Bank | 16.92% | 10.7% |
10.62%
View Plan
|
|
| Growth Opportunities Plus Fund Bharti AXA | 22.13% | 15.25% |
14.4%
View Plan
|
|
| Multiplier Birla Sun Life | 25.56% | 15.14% |
15.38%
View Plan
|
|
| Equity Top 250 Fund Edelwiess Tokio | 19.03% | 12.47% |
11.43%
View Plan
|
|
| Opportunities Fund ICICI Prudential | 21.88% | 13.85% |
12.43%
View Plan
|
|
| Flexi Growth Fund LIC | - | - |
-
View Plan
|
|
Fund rating powered by
Last updated:
Compare more funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
|
Last updated: June 2025
Compare more funds
Best Multi-Cap Mutual Fund List ≈
|
Name of Fund |
Percentage Return (1 Yr) |
Percentage Return (3 Yr) |
Percentage Return (5 Yr) |
Percentage Return (7 Yr) |
Percentage Return (10 Yr) |
|
Axis Multi-Cap |
16.72 |
13.68 |
— |
— |
— |
|
Edelweiss Multicap |
12.29 |
5.12 |
11.55 |
— |
— |
|
Franklin India Equity |
14.2 |
4.21 |
9.17 |
14.26 |
11.49 |
|
HDFC Equity |
5.63 |
2.62 |
9.71 |
12.86 |
9.15 |
|
ICICI Prudential Multicap |
8.24 |
4.62 |
10.03 |
14.05 |
10.26 |
|
Invesco India Multicap |
17.44 |
2.24 |
9.85 |
16.52 |
14.27 |
|
Kotak Standard Multicap |
10.09 |
6.93 |
12.7 |
16.64 |
12.6 |
|
Motilal Oswal Multicap 35 |
8.44 |
2.53 |
11.11 |
— |
— |
|
Nippon India Multicap |
-0.12 |
-0.32 |
5.55 |
11.24 |
9.96 |
|
SBI Magnum Multicap |
11.97 |
5.3 |
11.26 |
16.62 |
11.56 |
Disclaimer: ≈ Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is done in alphabetical order (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Let us look at these best multi-cap mutual fund options one by one.
-
Axis Multi-Cap
Axis Multi-Cap Fund invests in high conviction equity instruments that have higher risk-adjusted returns across all market capitalizations. This fund invests in stocks that are expected to grow faster than their benchmark. This fund uses a bottom-up approach to identify stocks at inflection points such as industry consolidation and market share gains, better management focus, sunrise industries, favorable capital allocations, as well as regulatory and policy changes.
-
Edelweiss Multi-Cap
Edelweiss Multi-Cap Fund uses a bottom-up method to select stocks. The fund claims that it can reap the rewards of compounding and valuation rerating by ensuring a high degree of diligence. The stock-specific criteria are used to make investment decisions, and not macroeconomic factors. The fund's objective is to create a portfolio that can withstand market cycles and also generate long-term capital appreciation.
-
Franklin India Equity
This fund asserts that it follows an aggressive investment tactic by undertaking active and defensive positions based on market possibilities available at various periods. Moreover, it looks to invest in various companies throughout market capitalization based on the relevant possibilities available. It also follows a mix of growth and value investment approaches then combines it with a bottom-up method to come up with wealth-creating stocks throughout the sectors.
-
HDFC Equity
This fund has a proven stock selection process. It picks companies that have the potential to achieve growth that is above average, unique competitive benefits, and amazing financial records. Moreover, this fund looks to invest in various companies through market capitalization. It offers a justifiable balance of risk and reward.
-
ICICI Prudential Multi-Cap
This fund focuses on investing in stocks with high conviction across all market capitalizations. It aims to identify future market leaders by investing in companies that are capable of transforming themselves. With its sector-agnostic market focus, it employs a mix of top-down and bottom-up approaches to stock selection. The top-down approach identifies macroeconomic conditions, while the bottom-up method selects stocks based on their growth prospects, financials, and cash flows.
-
Invesco India Multi-Cap
This fund type highly focuses on the bottom-up method for selecting the stock without considering bias in the sector. It also invests in greater conviction opinions throughout the market capitalization range. 50%-70% of the fund's portfolio is invested in midcap companies while 30%-50% of the fund's portfolio is invested in large-cap companies. Note that the fund is flexible enough to undergo exposure change to various market capitalizations.
-
Kotak Standard Multi-Cap
This fund recognizes good-performing sectors throughout market capitalizations. It then invests in the best-performing funds. Kotak Standard Multi-Cap Fund utilizes a top-down method to distinguish the outperforming sectors. It then utilizes a bottom-up method for stock choice within the chosen sectors.
It places straightforward bets on the sectors while keeping a diversified portfolio at the stock level. Also, as it chooses the stocks, it favors companies with growth-oriented and aggressive business models, bandwidth, attractive valuation, high management, regular cash flows, and efficient capital allocation.
The fund is presently concentrating on industrials and the cement sector. This is because of the good valuations. It has also increased its exposure to FMCG stocks in May 2020.
-
Motilal Oswal Multi-Cap 35
This fund has the potential to invest in approximately thirty-five equity-related instruments as it is based on the method of ‘Buy Right: Sit Tight’. The fund intends to invest in high-quality stocks at justified valuations. On the other hand, the 'Sit tight' approach emphasizes staying with a stock investment for a long time to reap maximum benefits. The fund looks to restrict its portfolio components to 25-30 stocks to lessen the risks of reducing returns and bigger market risk from over-diversification.
-
Nippon India Multi-Cap
Nippon India Multi-Cap Fund, a trend-based fund, allows it to be overweight in certain market capitalizations or sector caps based on prevailing market opportunities and future possibilities. Its exposure to large-cap companies aims to capture market movements and ensure liquidity during volatility, while its exposure to niche themes through small and midcap companies aims to generate alpha.
It seeks out quality midcap companies that have a track record of success and have scalable business models. The fund also favors emerging or niche themes that have sustainable competitive edges. The fund invests heavily in stocks of deep value, which are mispriced by the markets for non-fundamental reasons. Through its allocations to topics such as hotel/resorts and insurance, the fund hopes to reap economic revival.
-
SBI Magnum Multi-Cap
This fund is in existence for fifteen years. It employs a bottom-up method for picking stocks throughout market segments and capitalizations. It has managed to give great returns in many market cycles.
Should You Invest in a Multi-Cap Mutual Fund?
Multi-cap is a great option for investors who want to avoid stock-picking or even the decision of which market cap mutual funds to invest in. Once you are familiar with the market, you can move to one of the pure-market cap funds. These funds are suitable for novice investors who want to minimize risk.
To determine whether you should invest, it is important to assess your financial goals and to see if multi-cap funds align with them.
Wrapping Up
Small, mid, and large-cap funds are generally limited to stay with the companies mentioned in the portfolio. In such cases, it is advisable to look for top multi-cap mutual funds. For the long term, you can rely on multi-cap funds to be consistent wealth assets owing to their ability to leverage the market opportunities.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
- SIP Calculator
- Income Tax Calculator
- Compound Interest Calculator
- NPS Calculator
- Show More Calculator
Explore the popular searches and stay informed
- ULIP Calculator
- 50k Pension Per Month
- Annuity Plan
- Atal Pension Yojana Calculator
- Best Pension Plan in India
- Best SIP Plans
- Child Investment Plan
- Child Plan
- Deferred Annuity Plans
- Government Schemes for Girl Child
- HDFC SIP Calculator
- Immediate Annuity Plans
- Investment Plan
- LIC
- NPS Interest Rate
- Pension Plan
- Post Office Child Plan
- Prime Minister Schemes For Boy Child
- Retirement Planning
- SBI Annuity Deposit Scheme Calculator
- SBI SIP Calculator
- SBI SIP
- SIP Calculator
- SIP
- Sukanya Samriddhi Yojana Interest Rate
- Sukanya Samriddhi Yojana
- 1 Crore Term Insurance
- Best Term Insurance Plan
- Term Insurance for Women
- Term Insurance for NRI
- Term Insurance
- Term Insurance Calculator
- Life Insurance
- Term Insurance with Return of Premium
- Whole Life Insurance
- Term Insurance vs Life Insurance
- What is Term Insurance
- Life Insurance Calculator
- 5 Crore Term Insurance
- 2 Crore Term Insurance
- 50 Lakh Term Insurance
- Term Insurance for Housewife
- Benefits of Term Insurance
- Term Insurance Terminology
- Medical Tests for Term Insurance
- Term Insurance for Self Employed
- Claim Settlement Ratio
- 10 Crore Term Insurance
- Term Insurance for Smokers
- 1.5 Crore Term Insurance
- Zero Cost Term Insurance