Bajaj General Health Insurance vs Future Generali Health Insurance

Bajaj General and Future Generali offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Bajaj General offers cashless hospitalization at 12274 network hospitals, Future Generali comes with 3205 network hospitals.

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      Bajaj General Health Insurance
      Starting ₹324/month
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      Future Generali Health Insurance
      Starting ₹610/month
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      Average rating
      4.3/5 (64 Reviews)
      4.4/5 (53 Reviews)
      Number of health insurance plans and add-ons
      1 plans
      1 plans
      Sum insured
      Up to ₹5 Cr
      Up to ₹10 Lakh
      Network hospitals
      12274+
      3205+
      Claim ratio
      100.00%
      96.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Single private a/c room
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Max
      Online discount
      OPD coverage
      Available as an optional cover
      Maternity
      Upto ₹25,000
      Upto ₹45,000
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day care treatments
      Wellness benefits
      Upto 12.5% wellness discount on renewal
      Waiting period
      Covered after 3 years
      Covered after 1 years
      Discount on renewal
      Upto 12.5% wellness discount on renewal
      Global coverage
      Top selling plans
      Health Guard
      Health Total Vital
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      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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