Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Compare Star Comprehensive vs Niva Bupa (Formerly known as Max Bupa) Health Companion

    Star Health
    Star Comprehensive
    Starting from
    Niva Bupa (formerly known as Max Bupa)
    Health Companion V4
    Starting from
    PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
    Top Features
    Room rent limit
    Single private ac room
    Any category except suite and above
    Restoration of cover
    Rs 5 lakh once in a year; for both related and unrelated illness
    Rs 5 lakh once in a year; for unrelated illness
    Renewal Bonus
    Rs 2.5 lakh per year and up to maximum of additional Rs 5 lakh. In case of a claim, the renewal bonus will reduce by Rs 2.5 lakh Read More...
    Rs 1 lakh per year and Up to maximum of additional Rs 5 lakh
    Free health checkup
    Once in a block of every claim free years of continous renewal; Free health checkup every year for adult insured members in the designated diagnostic centres up to Rs 2,000 Read More...
    Once every year after 1st renewal ( Adults)
    Co-pay
    Full claim paid by insurer
    100% paid by the insurer
    Existing Illness cover
    3 years
    3 years
    Initial Waiting Period
    30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies Read More...
    30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies Read More...
    Specific Illness cover
    24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings Read More...
    Not Available
    Maternity cover
    Up to Rs 15,000 for normal and up to Rs 20,000 for c-section; After 2 years
    Not available in this plan
    New Born Baby cover
    New Born Baby is covered upto Rs 1 lakh from the Date of Delivery till 90 days without any extra premium Read More...
    Not Available
    Baby Addition to Policy
    From 91st day post child birth by paying additional premium
    Not Available
    Pre and Post Natal benefit
    Covered Upto Maternity Cover of Rs 15000
    Not Available
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