IFFCO Tokio Commercial General Liability Insurance

IFFCO Tokio Commercial General Liability Insurance is one of the most preferred liability plans across the world. It covers your business against possible third-party claims - physical injury, property damage, and personal injury. Moreover, it offers a combination of product and premises liability with useful add-ons.

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Features of IFFCO Tokio Commercial General Liability Insurance

IFFCO Tokio CGL Insurance is designed to provide comprehensive coverage to businesses. The key features of the plan include:

Combined Product and Premises Coverage: It covers liabilities originating from both products and business premises.
Extended Coverage: In addition to bodily injury and property damage, the policy also covers reputational damage to third parties.
First and Third-Party Losses: IFFCO Tokio CGL Insurance covers losses that occur due to fire incidents during the course of business operations.
No-Fault Medical Coverage: It pays for basic medical care for accidental injuries without the need to establish fault.
High Limit of Indemnity: The plan offers a maximum limit of indemnity up to INR 35 crores.

IFFCO Tokio Commercial General Liability Insurance Inclusions

IFFCO Tokio CGL Insurance covers the following:

Third-Party Bodily Injury or Disease: The policy covers legal liabilities resulting from bodily injury, disease, or accidental death to third parties.
Third-Party Property Damage: It also compensates for loss of or damage to third-party property because of your business activities.
Product Liability: It covers liabilities that occur due to defects in products after they have left your premises.
Premises Liability: It covers claims arising from accidents that occur at your premises, as well as at any other location where you carry out your business or operations.
Completed Operations Coverage: It includes coverage for completed operations like commissioned machinery and designed interiors.

Disclaimer: This is not a complete list. Please read your official policy documents carefully for full details on all inclusions.

Explore Types of Liability Insurance

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IFFCO Tokio Commercial General Liability Insurance Exclusions

IFFCO Tokio Commercial General Liability Insurance does not cover liabilities related to the following scenarios:

Railways, Aircraft, and Watercraft: The policy does not cover claims associated with these modes of transport.
Asbestos: It does not compensate for claims arising from asbestos-related incidents.
Tobacco and Electromagnetic Fields (EMF): The policy does not extend coverage to claims related to tobacco products and EMF exposures.
Professional Liability: The policy excludes liabilities arising from professional services rendered. To cover such risks, one should opt for Professional Indemnity Insurance.
Food Products: It does not cover food products, such as processed food, milk products, meat, etc.
Directors & Officers Liability: It does not cover claims against directors and officers of the company. It is covered under the Directors & Officers Insurance plan.

Disclaimer: This is not a complete list. For full details on all exclusions, please refer to your official policy documents.

IFFCO Tokio Commercial General Liability Insurance Claim Process

Here are the steps to initiate a claim with IFFCO Tokio Commercial General Liability Insurance:

Notification: Inform IFFCO Tokio about the incident immediately.
Documentation: Submit the necessary documents, including the claim form and any supporting evidence.
Survey: IFFCO Tokio will appoint a surveyor to inspect your site and submit a claim report.
Assessment: IFFCO Tokio will assess the claim based on the information provided.
Settlement: Upon approval, the claim will be settled as per the policy terms

FAQs

Who should consider buying IFFCO Tokio Commercial General Liability Insurance?

Ans: Businesses that are involved in manufacturing, distribution, or operations and interact with third parties should consider this insurance.
Does the policy cover liabilities arising from advertising?

Ans: Yes, the policy includes coverage for personal and advertising injury liabilities, including defamation, libel, or copyright breach
Are defense costs covered under this policy?

Ans: Yes, the policy covers legal defense costs incurred in defending against covered claims. It is subject to the terms and conditions outlined in the policy.
What is the maximum limit of indemnity offered?

Ans: The policy offers a maximum limit of indemnity up to INR 35 crores.
What types of businesses are eligible for CGL Insurance?

Ans: A wide range of businesses can opt for CGL Insurance. It includes manufacturers, distributors, service providers, and contractors.

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Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

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Policybazaar for Business - Comprehensive Liability Insurance - Customer Reviews

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out of 5

Based on 27 reviews

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4.3 April 09, 2023

Shubh

Competitive Premiums

The premiums offered by PolicyBazaar for the Comprehensive General Liability Insurance are competitive, considering the extensive coverage and top-notch customer service they provide.Truly recomend it.

Ludhiana

4.3 March 28, 2023

Prakhar

Worth Buying

PolicyBazaar worked closely with me to tailor the coverage to meet the specific needs of my business.Worth buying.

Dehradun

3.8 March 16, 2023

Veer

Wide Coverage

One of the most significant aspects of this insurance is its coverage. It provides extensive protection against a wide range of liabilities, including bodily injury, property damage, etc. Thanks for the policy PB

Lucknow

3.8 March 04, 2023

Akash

Peace Of Mind

I have been a satisfied customer of PolicyBazaar for several years now. It offers a comprehensive and reliable safety that has given me peace of mind and allowed me to focus on growing my business without constant worry about unforeseen events.Thankyou PB.

Bareilly

3.8 February 20, 2023

Ram

Claim Process Is Hassle Free

PolicyBazaar's claims process is efficient and hassle-free. In the unfortunate event of a claim, they handled everything swiftly and professionally, ensuring a smooth resolution without unnecessary delays. This reliability and promptness have further strengthened my trust in their services.Thankyou.

Delhi

4 February 20, 2023

Rohan

Great Customer Support

PolicyBazaar can help you get your Insurance as I am in the construction Industry and needed some guidance on risk concerns. I contacted PolicyBazaar Team, whO explaned to me the process to get the Insurance. Thank you PolicyBazaar.

Jamshedpur

3.8 February 16, 2023

Aditi

Damages Covered

I recently purchased CGL insurnace from PolicyBazaar. They helped me to cover my damages. Thankyou.

Jamshedpur

4 February 12, 2023

Neha

Helpful Team

We were looking to buy Comprehensive General Liability Insurance Plan that protects Third party property from any accidental damage at my workplace. So we landed on the PolicyBazaar website. It was well managed and described all the benfits in detaill... We contacted their Customer support and dcided to buy from them. Thanks, PolicyBazaar Team

Coimbatore

3.8 February 08, 2023

Veer

All In One Platform

It is an All in one platform which provided me unique perks, Low premium prices and a fast claim settlement process. Thankyou PB. Excellent platform.

Vadodara

4.3 February 04, 2023

Amar

Good Package

Got a really good coverage. Thanks, PolicyBazaar

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IFFCO Tokio Commercial General Liability Insurance

Features of IFFCO Tokio Commercial General Liability Insurance

IFFCO Tokio Commercial General Liability Insurance Inclusions

IFFCO Tokio Commercial General Liability Insurance Exclusions

IFFCO Tokio Commercial General Liability Insurance Claim Process

FAQs

Who should consider buying IFFCO Tokio Commercial General Liability Insurance?

Does the policy cover liabilities arising from advertising?

Are defense costs covered under this policy?

What is the maximum limit of indemnity offered?

What types of businesses are eligible for CGL Insurance?

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