Niva Bupa (Formerly known as Max Bupa) Group Personal Accident Plan

Key Features of Niva Bupa Group Personal Accident Insurance

The key features of Group Personal Accident Insurance are:

• Accidental death insurance covered
• All disabilities insured
• Option to choose customized additional benefits

Some of the benefits of Group Personal Accident Insurance are: 

• 24x7 coverage
• Lump sum settlement
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Niva Bupa Group Personal Accident Insurance Premium Details 

Annual Premium: Varies based on the selected plan.

Policy Highlights:

• Sum Insured: Daily cash benefits of up to ₹4,000.
• Coverage Type: Available for individuals or families.
• Eligibility: No age restrictions apply.
• Discounts: Enjoy a 12.5% premium discount for a 2-year policy term.

Niva Bupa Group Personal Accident Insurance Add-ons or Riders

• International Cashless facility
• 24x7 helpline facility

Exclusions Under Niva Bupa Group Personal Accident Insurance

• Nuclear radiation injury/accident
• Suicide and other self-inflicted injuries
• Criminal offence

Steps to File a Claim for Niva Bupa Group Personal Accident Insurance

Follow these simple steps to ensure a hassle-free claims process and receive the support you need promptly.

1. Notify the Insurer: Inform Niva Bupa about the accident at the earliest opportunity.
2. Complete the Claim Form: Obtain and accurately fill out the claim form provided by the insurer.
3. Submit Supporting Documents: Provide the completed form along with all required documents to the insurer.
4. Respond to Queries: Address any follow-up questions or additional information requests from the insurer promptly.
5. Medical Examination: Be available for a medical evaluation to assess the extent of your injuries, if required.
6. Claim Decision: Await the insurer’s decision, which will be based on the policy terms and submitted details.

Documents Required to File Niva Bupa Personal Accident Insurance Claim

The documents required to file Niva Bupa Personal Accident Insurance claim are as follows:

• Claim form
• Accident report/FIR
• Medical reports, including diagnostic tests, hospital records, and doctor's notes
• Hospital bills and invoices
• Discharge summary
• Medical certificates
• Proof of identity
• Policy documents, including the policy schedule, terms, and conditions
• Any other relevant documents like salary slips or income tax returns to claim loss of income