United India Insurance Commercial General Liability Insurance is a plan tailored to protect your businesses against third-party liabilities originating from your operations, premises, or products.It ensures business continuity, sound financial support and peace of mind.
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The following are the key features of the United India Insurance Commercial General Liability (CGL) policy:
The inclusions under United Commercial General Liability Insurance are:
Disclaimer: This is not a full list. Please refer to the policy wording for complete details on all coverage benefits.
The following scenarios are not covered under the United Commercial General Liability Insurance:
Disclaimer: This is not an exhaustive list. Kindly check the policy wording for full details on all exclusions.
United Commercial General Liability Insurance follows a standardised process:
Ans: The retroactive date refers to the start of your policy. Liabilities before this date are excluded from the policy
Ans: Injuries caused by subcontractors are covered only if explicit coverage is extended towards subcontractor liability in the policy.
Ans: No, injuries to employees are not covered under Commercial General Liability Insurance. To get coverage against them, the employer has to opt for a dedicated Workmen Compensation Policy.
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