How to Check Your LIC Policy Status?

If you prefer offline options for LIC policy status check then you can call LIC customer care or visit the nearest LIC branch with your policy number for assistance. Before getting to know the steps on how to check your LIC policy status it is equally important to understand what exactly is the LIC policy status and why you must check it.

What is LIC Policy Status and Why Check It?

The LIC policy status refers to the current standing of the policy. This includes policy details like how many premiums have been paid and how many are left. When you know how to check your LIC policy details, you can view important information such as the next premium due date, policy maturity date, loan eligibility, accrued bonuses and whether your life insurance policy is active or has lapsed.

Before thinking how to check LIC policy status you need to understand why it is important to regularly check the LIC policy status.

• Avoid missed premium payments- Prevent policy lapse and maintain coverage.

• Monitor policy maturity- Be aware of the time of your payouts and prevent late payments. To calculate the maturity amount of your policy you can use the LIC Calculator.

• Check loan eligibility- To ascertain whether or not you can borrow against your policy.

• Monitor policy status- To ensure that the policy will be in effect and active.

• Access bonus details- To keep up to date with rewards you have earned.

• Plan finances better- To make informed financial decisions.

How to Check LIC Policy Status via the LIC Application?

LIC of India offers a user-friendly mobile application, the LIC Digital app, to help policyholders access their LIC policy details quickly and securely. This app is handy for those who prefer managing their policies digitally.

Steps to Check LIC Policy Status through App for Non-Registered/New Users:

Follow the steps below to use the LIC policy status app, if you are not a registered user:

• Step 1: Open the LIC customer app or you can download the ‘LIC Customer’ app from Playstore and Apple apps store.

• Step 2: Click on New User or Don’t have an account? If you are a new user. In such a case, you have to register yourself by clicking on the instruction given in the next section.

• Step 3: To complete the registration, enter the following details:

  • LIC Policy number

  • Premium amount

  • Date of Birth

  • Gender

  • Email id

  • Mobile Number

  • PAN Number and passport

• Step 4:Then ‘Accept’ the terms and conditions of LIC and allow the mentioned mobile number to be used by LIC for future references.

• Step 5:Select ‘Proceed’. You will be redirected to a new page where you have to create a New User ID and Password.

• Step 6: After choosing the right user ID and password, submit your details.

• Step 7: A verification code/email will be sent to you to complete the registration process. Click on the verification link, and your LIC account will be created.

• Step 8: Once your account is created, log in using your username and password.

• Step 9: Click on the ‘Policy Status’

• Step 10: If you select ‘Yes’ to the question ‘Do You have any LIC policies?', an online enrolment form will be provided to you on the portal.

• Step 11: Fill the form by entering the LIC Policy number, amount of premium, policyholder’s name, and other required policy details.

• Step 12: Print the duly filled application and sign it. Then, submit the form to the LIC branch office.

• LIC Branch will then validate the enrolment form and register your policy online.
  After this enrolment process, you will be able to learn how to track LIC policy status online.

Steps to Check Policy Status through App for Registered Users

If you have already registered with the LIC, enter the username and password for an online LIC account. To log in and check your policy status, follow the steps below:

• Step 1: Open the LIC customer app or you can download ‘LIC Customer’ from Playstore and apple apps store

• Step 2: Select ‘Registered User’. Enter the credentials i.e., User name and Password, if you have already a LIC registered account.

• Step 3: Along with the username and password, you would also have to provide the date of birth in a specified format i.e., DD/MM/YYYY format.

• Step 4: Then, sign in and log in to your LIC account

• Step 5: Select ‘Do you have any policies’ and enter Yes

• Step 6:Click on the ‘Policy Status’ tab, A list of LIC policies will be shown that you had registered for.

• Step 7:Click on any of the policies displayed on the list to know the status of that particular policy.

LIC New Registration Password Creation Guidelines

To help keep your LIC policy check account secure, please create a strong and unique password that meets the following requirements:

• Your password must be between 6 and 16 characters long.

• It should include at least one uppercase letter, one lowercase letter, one number and one special character.

• Allowed special characters are !, @, #, $, %, &, *, (, ), and _

• For security reasons your LIC policy check password should not contain your first name.

• The password must not begin with a special character.

• Choose a password that is unique and avoid sharing it with anyone to maintain confidentiality.

Please note that all fields marked with an asterisk (*) are mandatory and must be completed before submitting the form.

You can also get LIC policy check of other details, such as the next due date of paying a premium, the sum assured, policy name, policy term, etc. Many policyholders do not prefer repeated registration processes and look for how to check LIC policy status without registration. There are a few options that are designed to offer convenience while ensuring that you stay informed about your policy.

How to Check LIC Policy Status Without Registration?

The following are a few ways you can get a LIC policy status check without registration

Through SMS Facility

LIC offers an SMS service that allows you to check your LIC policy status directly from your registered mobile number. Just send an SMS using the following format:

ASKLIC <Policy Number> STATUS

Example: ASKLIC 123456789 STATUS

Send this message to 56767877 or 9222492224.

This is a great way to quickly check the status of your policy, without having to log into any portal or application.

Through WhatsApp

If your policy is already registered on the LIC Customer Portal, you can also check your LIC policy details via WhatsApp.

Send “HI” to 8976862090.

You will receive a menu of available services.

Select the relevant option under “Policy Services” to view your LIC policy information.

It's a handy and safe way to check your LIC policy status without having to browse the LIC website.

Through LIC Customer Care and IVRS

For the benefit of the customers who prefer personal assistance, LIC offers a toll-free helpline and IVRS system.

Toll-Free Number: 1800-33-4433

IVRS: Dial 1251 (from BSNL/MTNL) or <city code> + 1251 from other networks.

How to Check LIC Policy Status Using Policy Number

Whatever method you use for LIC policy status check, you will need your policy number. Therefore, it is crucial to understand how to check policy status with policy number using various methods.

Online Method

Users who are new to LIC have to register to their e-services portal with the help of the policy number. After registration their login credentials will be created to login to their account. After this, these users will not need their policy number to access their account to check LIC policy status and details.

SMS or WhatsApp

• To check policy status through SMS simply type ASKLIC <Policy Number> STATUS and send this message to 56767877 or 9222492224.

Example: ASKLIC 3456789 STATUS

• To check the policy status through WhatsApp just send “Hi” to 8976862090. You will receive a menu of available services. Select the relevant option and enter the policy number when asked.

Toll-Free Number

Dial LIC’s toll-free number 1800-33-4433 and follow instructions to check your LIC policy status. You will also get an option to connect with an agent if you need to know about your policy in detail or if you have multiple queries regarding your LIC policy.

LIC Policy Tracker To Check LIC Policy Status

An LIC Policy Tracker helps policyholders monitor their LIC policy details including premium due dates, policy status, maturity benefits, bonus information and payment history. By tracking your term insurance policy regularly you can avoid missed premiums, policy lapses and other issues that may impact your coverage. You can check your LIC policy status through the official LIC website, customer portal or by visiting an LIC branch.

Things to Keep in Mind While Checking the Policy Status Using LIC Application

Here are a few parameters that should be taken into consideration while getting the LIC policy status check through mobile services:

• You should always keep your policy details with you while checking the policy status online. Policy number and policy name would be required.

• You can choose any username at your convenience. The user ID can be numerical, alphabetical, and also can contain underscore or dot.

• The character length should be between 8 to 30 characters. Create a password that is easy to remember and unique.

• The sections which are marked by ‘*’ (asterisk) are mandatory fields.

• The email ID you provide while enrolling in the LIC portal should be a valid one so that it can be used for future communication.

Wrapping It Up!

Life insurance plans offered by LIC are must-have plans and every individual should get insured to take care of themselves and their family members. However, the individual also needs to keep a check on their policy status to make sure that everything is going systematically. This can be done by tracking the policy status using mobile services i.e. LIC customer application. The above-mentioned process to check the LIC policy status is quite convenient and hassle-free. Alternate ways on how to check LIC policy status are by using SMS and WhatsApp service of LIC or by calling their toll-free number.

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