Future Generali India Introduces Assured Money Back Plan

Future Generali India Life Insurance Company (FGILI) has launched ‘Assured Money Back Plan’, a non-linked and non-participating money back plan. "This is a simple insurance plan which combines certainty along with returns at regular intervals," Future Generali said.

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The plan is devised to meet needs of customers who are unsure about their ability to pay premium for the entire policy term. It gives flexibility to choose from four limited premium payment terms, starting from five years. A policyholder enjoys a life cover along with 200% of the sum assured as guaranteed money back during the policy term.

"The concept of paying premiums for a limited period while enjoying a longer life cover with guaranteed money backs is best suited for customers who do not have a regular income. Given that the market scenario is usually uncertain and volatile, customers opt for products which have guaranteed returns,” said Mr. Munish Sharda, Managing Director and CEO, Future Generali Life Insurance. This guaranteed money back plan helps customers save for their important occasions by paying premiums for a limited duration.

Source: This news was published on April 22, 2015 in timesofindia.indiatimes.com under the title: Future Generali India launches Assured Money Back Plan

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Past 10 Years' annualised returns as on 01-07-2025

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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