Tata AIA Life - Large Cap Equity Fund

The fund is offered in two types of plans: 

• Tata AIA Life – Large Cap Equity Fund – Direct Plan 

• Tata AIA Life – Large Cap Equity Fund – Regular Plan 

The plans are further offered in two categories: 

• Growth Option 

• Income Distribution cum capital withdrawal option

Tata AIA Life – Large Cap Equity Fund Facts

Investment Objective

The scheme's objective is to deliver income distribution and medium to long-term capital gains with an emphasis on capital appreciation.   

There are 4 key filters for the selection of the investment: 

• Valuation

• Competitive positioning and Opportunity Size

• No obvious negative/red flags

• Reasonable management team 

Being a sector-agnostic fund, every business is evaluated based on the investing criteria only. 

Keeping in mind the benchmark allocation, the fund follows an elimination approach and is expected to have a bucket of compounders as well as rerating candidates.

Fund Summary

The current NAV of the fund (as of 12 Nov 2021) is as follows under the various schemes:

The expense ratio of the scheme is: 

• The average monthly AUM is Rs 1012.37 crores. 

• The fund size is Rs 1046.72 crores.  

Fund Return Summary

The performance of the fund has been reproduced as under: 

*Returns are subject to change. The investment risk in the investment portfolio is borne by the policyholder.

The Risk metrics is provided below: 

Pros and Cons of the Fund 

The following table shows the benefits and downsides of the fund.

Why Choose Tata AIA Life Large Cap Equity Fund?

Here are a few reasons as to why you can choose the Tata AIA Life Large Cap Equity Fund: 

• Consistency in performance: The fund is capable of providing greater returns compared to its competitors. It has established its presence over the years and is popular among investors. 

• Trust and accountability: Tata Asset Management Ltd has been a trusted asset management company since its inception. The asset managers are trained, qualified, and trustworthy.

Who Should Invest in the Fund? 

Tata AIA Life – Large Cap Equity fund is an open-ended equity scheme investing in large-cap stocks. It is suitable for investors that aim for: 

• Long term capital appreciation 

• Investment in equity and equity-related securities of large-cap companies

The following categories of Individuals are eligible to apply: 

• Adult individuals

• Parents on behalf of Minors

• Corporate bodies, public sector undertakings, trusts, Companies

•  Wakf boards or endowments, funds, institutions, associations of persons or bodies of individuals and societies (including Co-operative Societies) registered under the Societies Registration Act, 1860 (so long as the purchase of Units is allowed in their respective constitutions framed)

•  Mutual Funds (including any Scheme managed by AMC or any Scheme of any other Mutual Fund)

•  Asset Management Company (AMC), (per Regulation 24(3) of the Securities & Exchange Board of India (Mutual Funds) Regulations, 1996)

•  Partnership firms, in the name of the partners

• Hindu Undivided families (HUF) through the Karta

• Financial and Investment Institutions/ Banks

• Army/ Navy / Air Force, paramilitary Units

• Religious and Charitable Trusts 

• Non-resident Indians/ persons of Indian origin residing abroad (NRIs) on a full repatriation basis

• Foreign Portfolio Investor (Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(h) of Security Exchange Board of India (Foreign Portfolio Investors) Regulations, 2014

•  International Multilateral Agencies

In Conclusion

Tata AIA Life – Large Cap Equity fund is an ideal fund for long-term investment. It provides you maximum returns by investing in trusted equity securities. The investments are planned after an in-depth analysis of the market conditions and probable risk factors. However, you must research yourself or consult a professional before investing.

FAQ's