Pradhan Mantri Kisan Samman Nidhi (PM KISAN)

What is PM Kisan Samman Nidhi?

Launched on 24th February 2019, PM Kisan Samman Nidhi (PM KISAN) is a government initiative that provides farmers with an annual income of ₹6,000. The scheme offers ₹6,000 per year in 3 equal installments of ₹2,000 every four months. The money is transferred directly into the bank accounts of eligible landholding farmers. These funds are aimed at:

• Purchasing agricultural inputs
• Meeting allied activity expenses
• Addressing household financial needs

Features of PM KISAN Yojana

Let us learn the features of PM Kisan Samman Nidhi Yojana through the table below:

*Note: Earlier, only small and marginal farmers holding cultivable land of up to 2 hectares were eligible to get PM KISAN Nidhi. The government removed the landholding limitation in May 2019.

Benefits of PM Kisan Samman Nidhi Yojana

The eligible farmers can avail of various benefits by subscribing to PM Kisan Samman Nidhi Yojana 2023, which are:

1. Income Benefits

   Eligible farmers are provided benefits of quarterly income with the following details:

   • Rs. 6000/year is paid to all the eligible farmers’ bank accounts

   • The sum is transferred in 3 equal instalments of Rs. 2000 every 4 months duration of:

     • April to July

     • August to November

     • December to March

2. Loan Facility

   Under PM KISAN, the farmer can avail of short-term loans through Kisan Credit Card (KCC) with the following features:

   • Loans at cheap interest rates

   • Avail loans of up to Rs. 3 lakhs without any collateral

   • Provides in-built coverage of crop insurance

   • Offers flexible loan repayment options

Eligibility Criteria

As per the eligibility criteria of PM KISAN Yojana, all the landholding farmer families are eligible to avail of the benefits.

Definition of Family:

• The family must hold cultivable land as per State/UT records.
• A family consists of the husband, wife, and minor children.

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Excluded Categories Under PM KISAN

Beneficiaries from Higher economic strata that are not eligible to get benefits under PM KISAN are as follows:

• Persons with institutional landholding ownership

• If any member of the farmer families belongs to the following categories:

  • Holding constitutional posts at present or earlier

  • Present or former Members of Parliament/ State Legislative Assemblies

  • Ministers of Centre/ State Governments

  • Mayors of Municipal Corporations, and Chairpersons of District Panchayats

  • Serving/ retired officers and employees of Central/ State Government Ministries /Offices/Departments.

  • Serving or retired officers/employees of Central/ State PSEs

  • Serving or retired officers/ employees of Attached offices /Autonomous Institutions under the Government

  • Regular employees of Local Bodies (Excludes Multi-Tasking Staff / Class IV/ Group D employees)

  • All retired or superannuated pensioners getting a minimum pension of Rs.10000/month (Excludes Multi-Tasking Staff/ Class IV/ Group D employees)

  • Persons earning from professions like Doctors/ Engineers/ Lawyers/ Chartered Accountants/ Architects

• All income taxpayers

Documents Required

To apply successfully in PM KISAN Yojana, the farmers must provide the following details:

• Citizenship proof

• KYC documents

• Bank account details

• Aadhar Number

• If an Aadhar number is not issued: Aadhar Enrolment Number with an identification card (Driving License/ Voter Id Card/ NREGA Job Card)

Note: The farmer must have an Aadhar number, as the Kisan Samman Nidhi is released based on a database linked to the Aadhar card.

How To Register Under PM KISAN?

Farmers can register for PM KISAN using the following methods:

Method 1: Visit the Revenue Officials or village Patwari and submit necessary details.

Method 2: Register via Common Service Centres (CSC) with applicable fees.

Method 3: Self-register through the “Farmers Corner” section on the official PM KISAN website.

Method 4: Register via the PM KISAN Mobile App. It is available on both the Google Play Store and the official portal.

Steps to online register for PM KISAN Yojana:

Step 1: Visit the PM KISAN portal of the Ministry of Agriculture and Farmers Welfare

Step 2: Go to the “Farmers Corner” section and select the “New Farmer Registration” option

Step 3: Fill up the following details on the New Farmer Registration Form page to check if the farmer is already registered in the system

• Rural/ Urban Farmer Registration

• Aadhar number

• State of the farmer

Step 4: Fill in the captcha and press the “Search” button. If the system displays no database of the farmer, a window will pop up asking “If you want to register yourself?”

Step 5: Click on “Yes” to apply for new registration

Step 6: Enter all the credentials and press on “Save” button

Follow the instructions mentioned further in the form and complete the enrolment to PM KISAN Yojana.

Details Required to complete the PM KISAN registration process:

The State/UT Governments prepare a database of eligible beneficiaries belonging to the landholding farmer families by registering the following details:

• Name of beneficiary

• Age of beneficiary

• Gender

• Citizenship proof

• Category (SC/ST)

• Bank account details

• Aadhar Number

• If Aadhar number not issued: Aadhar Enrolment Number with an ID card (Driving License/ Voter Id Card/ NREGA Job Card)

• Mobile number

How to Check the PM KISAN Beneficiary Status?

If facing any issues with fund transfer the eligible farmers can check their PM KISAN beneficiary status online with the following steps:

Step 1: Visit the official website of PM KISAN Yojana

Step 2: Go to the section “Farmers Corner” and click on the “Beneficiary Status” tab

Step 3: Enter the following relevant information:

• Mobile/ Registration Number

• Captcha code

Step 4: Click on “Get Data”. The beneficiary information of the farmer will be visible.

Checking farmer’s status in PM KISAN Village Beneficiary List:

Step 1: Visit the PM KISAN online portal

Step 2: Go to Section “Farmers Corner” and click on the tab “Beneficiary List”

Step 3: Select the relevant options for the following:

• State

• District

• Sub-District

• Block

• Village

Step 4: Check the selected information and press “Get Report”

The farmer can view their beneficiary status in the PM KISAN Yojana 2023 List of the particular village.

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Summing It Up

The Pradhan Mantri Kisan Samman Nidhi (PM KISAN) scheme plays a crucial role in supporting small and marginal farmers in India. By providing ₹6,000 annually, it ensures that farmers have a steady income flow to meet their agricultural and household needs. This financial cushion prevents them from falling into debt and strengthens the agricultural ecosystem.

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