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Bharti Axa ULIP Calculator
The Bharti Axa ULIP calculator is an important financial instrument as it helps you analyse the ways to achieve your financial goals. It helps you assess the potential returns on your investment in Unit Linked Insurance Plans by evaluating your total investment, premium frequency, policy term, and expected returns.
ULIP Plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 15.8 Crore Registered Consumer
- 53 Partners Insurance Partners
- 7.16 Crore Policies Sold
We are rated++
15.8 Crore
Registered Consumer
53
Insurance Partners
7.16 Crore
Policies Sold
In-Built life cover
Invest ₹10K/month & Get
₹1 Crore* Tax-Free
Plans starting from ₹1,000/month
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Home
-
Life Insurance
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Ulip Plans
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ULIP Calculator
- Bharti Axa ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
15.25%
Midcap Fund
12.14%
Opportunities Fund
18.4%
High Growth Fund
11.99%
Opportunities Fund
18.86%
Multi Cap Fund
11.72%
Accelerator Mid-Cap Fund II
14.98%
Multiplier
13.14%
Frontline Equity Fund
14.66%
Virtue II
23.9%
Global Innovation Fund
9.09%
Blue-Chip Equity Fund
12.95%
Growth Opportunities Plus Fund
10.42%
Equity Top 250 Fund
11.84%
Future Apex Fund
5.84%
Debt Fund
12.55%
Accelerator Fund
View Plans
What is a ULIP Calculator?
The Bharati Axa ULIP calculator is an online tool that makes planning your investments easier and more personal. The tool customizes your investment planning as per your financial aspirations so that you understand the possible growth of your investment, hence, make informed decisions.
The ULIP calculator enables you to enter the necessary investment details including your premium term, total amount and expected returns, analyses the entire information and presents to you the anticipated returns on the same. The tool helps you in making you understand how your investments might perform in the future in order that you make adjustments to meet your financial targets.
Features of Bharti Axa ULIP Calculator
The Bharti Axa ULIP calculator is proven to be beneficial because of its salient features, some of which are:
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Target-Based Planning:
With the help of a ULIP calculator, you get an idea of how much to invest and for how long to meet your financial goals.
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Easy Comparison:
ULIP calculators also help you compare different ULIP plans based on the anticipated returns.
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Customizable Inputs:
You can input variables regarding investment details, including the policy term, premium payment frequency, and sum assured, to get the projected profits.
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Transparency:
With the help of ULIP calculators, you get a clear picture of every aspect of investment, including premium, returns, and its time horizon, and investors often shortlist funds to identify the best SIP plan.
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Time-Saving:
As you get the results in just a few clicks, the calculator saves your valuable time from rigorous calculations.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:67,697 Cr
67,697 Cr
NAV
49.61
-0.54%
Returns
14.7%
Opportunities Fund
HDFC Life
AUM:35,621 Cr
35,621 Cr
NAV
77.17
-0.71%
Returns
10.78%
High Growth Fund
Axis Max Life
AUM:16,228 Cr
16,228 Cr
NAV
121.17
-1.78%
Returns
20.3%
Highest Returns
Opportunities Fund
ICICI Life
AUM:3,711 Cr
3,711 Cr
NAV
58.72
-0.63%
Returns
12.09%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:12,199 Cr
12,199 Cr
NAV
66.32
-0.71%
Returns
12.44%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use the Bharti Axa ULIP Calculator?
To get accurate financial estimates, the following steps are to be followed in ULIP calculator:
Step 1:
Navigate the ULIP calculator page.
Step 2:
Enter the complete investment information including the sum of investment, tenure, and the expected returns.
Step 3:
The calculator, based on the information you have entered, will calculate the potential return on your investment and will display the same.
Step 4:
To get the tailored projection based on your financial goals, you can further adjust the parameters also.
Step 5:
After getting the estimated results, you can compare the ULIP plans that tailor your financial plans and even buy one for a financially stable future.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹70.98 | ₹19726 Cr | 5.19% | 8.35% | |
| SBI Life Bond Fund | ₹51.41 | ₹15328 Cr | 5.18% | 5.99% | |
| SBI Life Equity Fund | ₹187.42 | ₹81746 Cr | 7.6% | 10.53% | |
| SBI Life Equity Optimiser Fund | ₹52.93 | ₹2606 Cr | 6.44% | 9.97% | |
| SBI Life Growth Fund | ₹91.04 | ₹2837 Cr | 5.66% | 9.61% | |
| SBI Life Money Market Fund | ₹37.84 | ₹482 Cr | 6.06% | 5.88% | |
| SBI Life Top 300 Fund | ₹53.8 | ₹1972 Cr | 5.51% | 10.43% | |
| SBI Life Pure Fund | ₹27.37 | ₹1251 Cr | 5.1% | 9.13% | |
| SBI Life Bond Optimiser Fund | ₹22.5 | ₹3214 Cr | 6.04% | - | |
| SBI Life Midcap Fund | ₹49.61 | ₹67697 Cr | 12.57% | 15.25% | |
| SBI Life Corporate Bond Fund | ₹16.73 | ₹1009 Cr | 5.14% | - | |
| SBI Life Balanced Pension | ₹71.46 | ₹867 Cr | 5.61% | 9.22% | |
| SBI Life Equity Optimiser Pension | ₹57.09 | ₹1105 Cr | 6.74% | 10.82% | |
| SBI Life Equity Elite II | ₹49.64 | ₹11844 Cr | 5.75% | 9.59% | |
| SBI Life Index | ₹43.89 | ₹87 Cr | 5.07% | 9.85% | |
| SBI Life Index Pension | ₹45.85 | ₹24 Cr | 5.15% | 9.91% | |
| SBI Life Top 300 Pension | ₹53.19 | ₹772 Cr | 5.82% | 10.73% | |
| SBI Life Discontinued Policy Fund | ₹25.99 | ₹10931 Cr | 5.63% | 5.78% | |
| SBI Life Bond Pension | ₹45.79 | ₹552 Cr | 5.21% | 6.27% | |
| SBI Life Equity Elite | ₹83.39 | ₹12 Cr | 7.54% | 12.33% | |
| SBI Life Equity Pension | ₹71.78 | ₹13758 Cr | 6.43% | 10.8% | |
| SBI Life Growth Pension | ₹72.06 | ₹692 Cr | 6.43% | 10.22% | |
| SBI Life Money Market Pension | ₹34.97 | ₹160 Cr | 6.01% | 5.85% | |
| SBI Life P-E Managed | ₹37.66 | ₹195 Cr | 6.32% | 8.57% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.96 | ₹1 Cr | 4.96% | 5.69% | |
| SBI Life Bond Pension II | ₹23.78 | ₹28119 Cr | 4.93% | 5.58% | |
| SBI Life Equity Pension II | ₹39.25 | ₹11378 Cr | 5.14% | 10.08% | |
| SBI Life Money Market Pension II | ₹21.33 | ₹1488 Cr | 5.77% | 5.6% | |
| SBI Life Discontinue Pension Fund | ₹21.96 | ₹6203 Cr | 5.66% | - | |
| SBI Life Group Growth Plus Fund | ₹56.52 | ₹3 Cr | 5.88% | - | |
| SBI Life Group Debt Plus Fund | ₹40.84 | ₹115 Cr | 5.64% | - | |
| SBI Life Group Balance Plus Fund | ₹48.12 | ₹11 Cr | 5.68% | - | |
| SBI Life Group Balance Plus Fund II | ₹27.58 | ₹1273 Cr | 6.56% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.59 | ₹363 Cr | 5.71% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.57 | ₹291 Cr | 6.24% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.93 | ₹24 Cr | 5.84% | - | |
| SBI Life Group Money Market Plus Fund | ₹14.2 | ₹2 Cr | 3.34% | - | |
| SBI Life Group Balanced Pension Fund | ₹10.17 | ₹194 Cr | - | - |
See more plans
Illustration of Bharti Axa ULIP Calculator
Sagar starts investing in a ULIP plan with following details:
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Total Investment Amount = ₹1,00,000 per annum
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Invests For = 5 years
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Policy Term = 10 years
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Expected Rate of Return = 10% per annum.
The ULIP calculator shows the following results:
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Total Investment (after 10 years) = ₹5,00,000
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Maturity Amount Growth = ₹10,82,000
Benefits of Using the Bharti Axa ULIP Calculator
The Bharti Axa ULIP calculator comes with multiple advantages, including:
-
Informed Decision Making:
When you are already informed about how much investment will yield what returns, you can modify your inputs as per your needs so as to stick to achieving your financial goals. This way, the ULIP calculator helps you achieve your financial targets through informed decision-making.
-
Precise Financial Estimation:
Being aware of the rate of return on our invested money, you can create achievable financial goals so that they can be duly achieved. As the ULIP calculator lets us enter our investment tenure, amount, and expected returns, the tool provides us with a detailed knowledge of the returns on our finances.
-
Customize plans:
These calculators help you customize your investment plans based on your preferences. You can adjust the fund value, premium, and expected rate of return to get a plan that tailors your needs.
-
Risk Assessment:
With the help of ULIP calculators, you can assess the impact of returns based on market conditions.
Conclusion
Analyzing your ULIP investments is important for achieving your financial goals in desired time. A ULIP calculator helps you estimate the maturity amount depending on your investments and compare ULIP plans to make sure you reach your life objectives in the future. It’s a free tool that saves our resources in terms of calculating the investment projection and paves the way for a successful financial future. Don’t wait to use a ULIP calculator; get closer to achieving your goals by making informed investment decisions.
FAQs
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Is ULIP better than FD?
Yes, if your goal is to get market-linked returns from your investments. As new-age, advanced investment plans designed for holistic customer benefit, ULIPs offer various advantages, including, insurance component, fund switching and the potential for higher returns compared to the lower fixed returns of FDs. -
Can I withdraw money from ULIP?
Yes. Once the mandatory 5-year lock-in period ends, you can withdraw your money. -
Is it a good time to buy a ULIP?
Answering your question, there is no particularly 'good' time to start a ULIP. The best time to start investing is now; the sooner, the better.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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