Pramerica Life ULIP Plans are a dynamic and versatile suite of insurance products that combines life protection with wealth creation opportunities. Pramerica Life’s Unit Linked Insurance Plans (ULIPs) offers the benefits of both financial security and investment growth. It provides you with a unique opportunity to secure your future while actively participating in the potential upside of the financial markets.
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# returns
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 High Growth Fund
Fund Size: 8,769 Cr
|
8,769 Cr |
106.99 2.23% |
27.23% Highest Returns |
19.49% |
17.86% |
Get Details |
 Top 200 Fund
Fund Size: 2,072 Cr
|
2,072 Cr |
163.43 2.06% |
31.71% Highest Returns |
20.36% |
17.65% |
Get Details |
 Accelerator Mid-Cap Fund II
Fund Size: 5,366 Cr
|
5,366 Cr |
76.21 1.78% |
24.9% Highest Returns |
11.6% |
13.7% |
Get Details |
 Opportunities Fund
Fund Size: 34,818 Cr
|
34,818 Cr |
71.48 1.48% |
26.28% Highest Returns |
13.21% |
14.29% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2025 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 21-05-2025. The returns are the returns of best-performing fund in the plan
Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Pramerica ULIP Plan is an investment option that combines insurance with investment opportunities. ULIP stands for Unit Linked Insurance Plan, offering you the flexibility to invest in various funds while providing life insurance coverage. It allows you to customize your investment portfolio based on your risk appetite and financial goals. Pramerica ULIP Plan aims to provide long-term wealth creation and financial protection through a single integrated product.
Pramerica Life Insurance Company sells ULIP Plans to its customers, providing dual benefits of market-linked returns and life insurance protection under the same plan. Let us see the different types of plans offered by the company:
| Pramerica Life ULIP Plan | Entry Age | Maximum Maturity Age | Premium Payment Term (PPT) | Policy Term (PT) | Minimum Premium (in Rs.) | Tax Benefits under the Income Tax Act, 1961 |
| Pramerica Life Smart Wealth+ Plan | 8 - 55 years | 75 years | 5/ 10/ 15/ 20 years | 20 years | Rs. 30,000 per annum | Section 80C and Section 10(10D) |
| Pramerica Life Wealth+ Ace Plan | 90 days - 65 years | 75 years | Single | 10/ 15/ 20/ 25 years | Rs. 65,000 | Section 80C and Section 10(10D) |
Let us learn the above mentioned ULIP plans in detail in the following sections.
A Unit Linked Insurance Plan where the premiums paid are invested in the market for linked returns.
Fund Switching: Switch your investments across different funds to adapt to market conditions.
Persistency Units: Get rewarded for staying invested with bonus units allocated at the 10th, 15th, and 20th policy anniversaries.
Top-up Premiums: Increase your investment corpus anytime during the policy term.
Automatic Switch to Debt Fund: Towards the end of the policy term (last 3 years), your investments are gradually shifted to a debt fund for capital protection.
People also read: What is ULIP
A Unit Linked Insurance Plan under which the premium is paid only at plan commencement in one lump sum.
STP (Systematic Transfer Plan) Option: Invest a fixed amount regularly through automatic transfers from your bank account.
Top-up Premiums: Make additional investments to boost your fund value.
Rider Options: Enhance your coverage with optional riders like critical illness cover or accidental death benefits.
Tax Benefits: Enjoy tax deductions on premiums paid and maturity proceeds under Section 80C and 10(10D), respectively, of the Income Tax Act.
People also read: ULIP Calculator
Step 1: On the PolicyBazaar homepage, click on ULIPs under the Personal tab.
Step 2: Click New Quotes to compare and choose from top insurance providers.
Step 3: Fill in your date of birth (DOB), whether you are a smoker/non-smoker, and the payout amount. Based on your payout amount, you will get an estimate of your premium. Next, click Continue.
Step 4: Fill in your name, email address, city, country code, and mobile number. Click Continue.
Step 5: You will be taken to the Life Insurance quotes page, where you will see life insurance quotes from more than 10 insurers. Next, choose the plan as per the payment schedule – One Time Payout and Monthly Payout Plans.
Step 6: After reviewing and comparing each life insurance quote, click the premium amount to buy the desired plan.
Step 7: You will see a pop-up on the screen that will give you an overview of the chosen plan, like premium, plan features, exclusions, additional riders, etc. Click Proceed.
Step 8: This will take you to the insurer’s website. You will have to fill in the necessary details to buy the plan.
Life insurance protection:
Market-linked funds
Tax benefits under Section 80C and Section 10(10D)
Flexibility in terms of premium payment, fund switching, and partial withdrawals
ULIP policy charges
Market volatility
Limited fund choice
Complexity
Assess your financial goals and risk tolerance.
Understand the plan options and features.
Consider the fund options available.
Compare charges and fees associated with the plan.
Check the historical performance of the funds.
Review the flexibility and liquidity features.
Consult with a financial advisor for personalized advice.
Read and understand the policy document before making a decision.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Aditya Birla Sun Life ULIP Plans
Aviva ULIP Plans
Axis Max Life ULIP Plans
Bajaj Allianz ULIP Plans
Bandhan Life ULIP Plans
Bharti AXA Life ULIP Plans
Canara HSBC ULIP Plans
Edelweiss Life ULIP Plans
Future Generali ULIP Plans
HDFC Life ULIP Plans
ICICI Prudential ULIP Plans
IDBI Federal ULIP Plans
IndiaFirst ULIP Plans
Kotak Life ULIP Plans
PNB MetLife ULIP Plans
Reliance Life ULIP Plans
Sahara Life ULIP Plans
SBI Life ULIP Plans
Shriram Life ULIP Plans
Star Union ULIP Plans
Tata AIA ULIP Plans
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