Generali Central Life Insurance, formerly Future Generali India Life, offers a set of Unit Linked Insurance Plans that combine life cover with market-linked investment. These plans let you grow your money across equity, debt, and balanced funds while keeping your family financially protected. Below is a clear look at every ULIP the insurer currently offers, along with the key features and benefits of each.
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 Midcap Fund
Fund Size: 59,296 Cr
|
59,296 Cr |
51.2 -0.21% |
17.65% |
19.85% Highest Returns |
17.72% |
Get Details |
 Opportunities Fund
Fund Size: 34,849 Cr
|
34,849 Cr |
80.5 -0.30% |
13.93% |
16.26% Highest Returns |
14.69% |
Get Details |
 High Growth Pension Fund
Fund Size: 32 Cr
|
32 Cr |
10.52 -0.05% |
22% Highest Returns |
21.62% |
20% |
Get Details |
 Opportunities Fund
Fund Size: 3,473 Cr
|
3,473 Cr |
61.05 -0.31% |
13.3% Highest Returns |
12.8% |
12.6% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2026 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 22-06-2026. The returns are the returns of best-performing fund in the plan
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s
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Generali Central Life ULIP, or Unit Linked Insurance Plan, are financial products that split your premium into two parts. One part pays for life insurance cover, and the rest is invested in funds of your choice based on how much risk you are comfortable with. Generali Central ULIP Plans give you that dual advantage of protection and wealth creation, along with the freedom to switch between funds as markets move. They also carry tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, subject to conditions. Since the investment risk is borne by the policyholder, fund value can rise or fall with the market.
Below is the list of investment plans by General Central Life Insurance:
This is the insurer's flagship ULIP, built around three goal-based options: Wealth Creation, Retire Smart, and Dream Protect. It suits someone like a 35-year-old parent saving for a child's education while keeping a life cover running in the background.
Features:
Benefits:
People also read: What is ULIP
A regular premium ULIP aimed at people who want a wide spread of fund choices for medium to long-term goals. Think of a salaried professional in their early 40s who wants flexibility to rebalance investments as their risk appetite changes.
Features:
Benefits:
A limited premium payment ULIP, which means you pay premiums for a shorter span but stay invested for longer. This works well for someone who wants to finish paying early, such as a business owner expecting higher income now and a lighter cash flow later.
Features:
Benefits:
People also read: ULIP Calculator
This individual, non-participating ULIP focuses on flexible cover sizing alongside investment. It can fit a young earner who wants higher protection in the early years while still building a corpus.
Features:
Benefits:
A quick note: plan names, fund counts, and charges are updated by the insurer from time to time, and older plans such as Easy Invest Online may no longer be open for sale. Always confirm the current version and UIN on the policy document before buying.
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹72.66 | ₹19882 Cr | 7.38% | 9.45% | |
| SBI Life Bond Fund | ₹51.34 | ₹16422 Cr | 5.56% | 6.7% | |
| SBI Life Equity Fund | ₹194.88 | ₹76974 Cr | 9.22% | 11.28% | |
| SBI Life Equity Optimiser Fund | ₹54.23 | ₹2503 Cr | 9.93% | 11.15% | |
| SBI Life Growth Fund | ₹93.42 | ₹2777 Cr | 8.48% | 10.79% | |
| SBI Life Money Market Fund | ₹37.21 | ₹501 Cr | 5.9% | 5.95% | |
| SBI Life Top 300 Fund | ₹55.65 | ₹1903 Cr | 8.93% | 11.67% | |
| SBI Life Pure Fund | ₹27.75 | ₹1197 Cr | 9.02% | 10.77% | |
| SBI Life Bond Optimiser Fund | ₹22.68 | ₹3207 Cr | 7.17% | - | |
| SBI Life Bluechip Fund | ₹9.89 | ₹3289 Cr | - | - | |
| SBI Life Balanced Pension | ₹73.21 | ₹808 Cr | 8.12% | 10.34% | |
| SBI Life Bond Pension | ₹45.59 | ₹546 Cr | 5.38% | 6.96% | |
| SBI Life Equity Pension | ₹74.43 | ₹12146 Cr | 10.34% | 12.25% | |
| SBI Life Growth Pension | ₹73.16 | ₹634 Cr | 9.07% | 11.27% | |
| SBI Life Money Market Pension | ₹34.39 | ₹151 Cr | 5.85% | 5.94% | |
| SBI Life Equity Optimiser Pension | ₹57.63 | ₹980 Cr | 9.8% | 11.86% | |
| SBI Life Top 300 Pension | ₹55.13 | ₹720 Cr | 9.35% | 11.96% | |
| SBI Life Midcap Fund | ₹51.2 | ₹59296 Cr | 17.65% | 17.72% | |
| SBI Life Corporate Bond Fund | ₹16.64 | ₹1031 Cr | 5.43% | - | |
| SBI Life Equity Elite II | ₹51.16 | ₹11536 Cr | 8.84% | 10.82% | |
| SBI Life Index | ₹46.35 | ₹90 Cr | 9.07% | 11.21% | |
| SBI Life Index Pension | ₹48.4 | ₹25 Cr | 9.19% | 11.26% | |
| SBI Life Discontinued Policy Fund | ₹25.76 | ₹10597 Cr | 5.71% | 5.97% | |
| SBI Life Equity Elite | ₹86.27 | ₹12 Cr | 11.58% | 13.55% | |
| SBI Life P-E Managed | ₹38.83 | ₹199 Cr | 8.78% | 9.67% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.9 | ₹2 Cr | 5.22% | 6.49% | |
| SBI Life Bond Pension II | ₹23.78 | ₹28624 Cr | 5.31% | 6.33% | |
| SBI Life Equity Pension II | ₹41.15 | ₹11046 Cr | 9.25% | 11.61% | |
| SBI Life Money Market Pension II | ₹20.99 | ₹1524 Cr | 5.62% | 5.68% | |
| SBI Life Discontinue Pension Fund | ₹21.75 | ₹6502 Cr | 5.72% | - | |
| SBI Life Group Growth Plus Fund | ₹57.38 | ₹3 Cr | 7.89% | - | |
| SBI Life Group Debt Plus Fund | ₹40.81 | ₹112 Cr | 6.3% | - | |
| SBI Life Group Balance Plus Fund | ₹48.69 | ₹10 Cr | 7.07% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.76 | ₹1066 Cr | 7.1% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.48 | ₹323 Cr | 6.32% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.99 | ₹288 Cr | 8.24% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.84 | ₹19 Cr | 6.06% | - | |
| SBI Life Group Money Market Plus Fund | ₹14.02 | ₹2 Cr | 3.24% | - |
02 Jul 2025
The Sahara Life ULIP Plan Calculator is a reliable online
24 Jun 2025
Planning your future needs both protection and wealth creation.
24 Jun 2025
Axis Max Life Flexi Wealth Advantage Plan is a unit-linked
05 Jun 2025
The Bandhan Life ULIP calculator is a financial tool that helps*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
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