Bandhan Life offers a variety of Unit Linked Insurance Plans (ULIPs) to cater to different needs and risk appetites. These plans combine insurance coverage with investment opportunities, allowing you to build wealth while securing your family's future.
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# returns
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 Equity Fund
Fund Size: 81,769 Cr
|
81,769 Cr |
210.13 -1.08% |
14.4% Highest Returns |
13.51% |
12.54% |
Get Details |
 Opportunities Fund
Fund Size: 36,970 Cr
|
36,970 Cr |
78.94 -0.21% |
20.53% Highest Returns |
16.41% |
14.88% |
Get Details |
 High Growth Fund
Fund Size: 11,792 Cr
|
11,792 Cr |
118.06 -0.42% |
26.3% Highest Returns |
22.61% |
19.07% |
Get Details |
 Opportunities Fund
Fund Size: 3,553 Cr
|
3,553 Cr |
62.33 -0.26% |
17.23% Highest Returns |
15.17% |
13.4% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2025 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 16-12-2025. The returns are the returns of best-performing fund in the plan
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
ULIP stands for Unit Linked Insurance Plan. It's a financial product that combines the benefits of life insurance with the potential for investment returns. A portion of your premium goes towards providing you with life coverage. This means that if you were to pass away during the policy term, a sum assured amount would be paid to your nominee.
The remaining portion of your premium is invested in various market-linked funds, similar to how mutual funds work. You can choose from different types of funds like equity, debt, or a mix of both, depending on your risk appetite and investment goals.
Compare all Bandhan Life ULIP Plans and buy the best ULIP plans that suit you. You can buy ULIP plans directly from the company’s website. Types of ULIP plans are:
Bandhan Life iMaximize Plan is a unit-linked insurance plan (ULIP) that is designed to maximise your investment returns. It has zero charges for premium allocation, which means that all your money gets invested in various funds without any deduction. Moreover, this plan charges nothing also for doing any number of top-ups.
Here are some of the key features of Bandhan Life iMaximize Plan:
Zero premium allocation charge: This means that all your money gets invested in the chosen funds, without any deductions.
Free top-ups: You can top up your investment any number of times without any charges.
Loyalty additions: From the 12th year onwards, you will receive loyalty additions to your fund value. This is a bonus that is added to your investment over and above the returns you earn from the chosen funds.
Online purchase: You can easily purchase this plan online.
Choice of investment strategies: You can choose from two different investment strategies: growth or balanced.
Six investment funds: You can choose from six different investment funds.
Two death benefit options: You can choose from two different death benefit options: sum assured or higher of sum assured and policy value.
Free switches: You can switch between funds four times in a year without any charges.
Minimum single premium: The minimum single premium for this plan is ₹24,000.
Plan at Glance
| Parameter | Option 1Â | Option 2 | |||||
| Entry Age | 7 years to 55 years | 18 years to 50 years | |||||
| Maximum Maturity Age | 70 years | 65 years | |||||
| Policy Term &Â & Premium Payment Term |
15/20/25 years | 15/20/25 years | |||||
| Premium Payment Term | 5/7/10/15/Equal to Policy Term | 10/15/ Equal to Policy Term | |||||
People also read: What is ULIP
Bandhan Life iGuarantee Max Savings is a savings plan with life insurance coverage offered by Bandhan Life Insurance in India. It is designed to help you save money and grow your wealth over time while also providing protection for your family in case of your death.
Here are some of the key features of Bandhan Life iGuarantee Max Savings:
Creates a Lump Sum Corpus: This plan helps you build a guaranteed lump sum amount at maturity, which you can use to achieve your life goals, such as buying a house, funding your child's education, or saving for retirement.
Guaranteed amount on maturity to secure all your life goals: You are guaranteed to receive a specific amount at the end of the policy term, regardless of market fluctuations. This provides you with peace of mind knowing that you will have the money you need to achieve your goals.
Life Cover: In case of your unfortunate demise, your nominee will receive the death benefit and any guaranteed additions. This can help your family financially secure during a difficult time.
Easy Entry, Easy Access: Premiums start as low as ₹500 per month, making it an affordable option for everyone. You can choose to pay your premiums monthly, quarterly, half-yearly, or yearly to fit your budget.
Loyalty Boosters: Get 10% of your premiums as a loyalty addition along with your maturity benefit. This is a great way to boost your savings and grow your wealth even faster.
Plan at Glance
| Parameter | Option 1Â | |||||
| Entry Age | Minimum – 3 months Maximum – 50 years (45 years for Regular Pay) |
|||||
| Maturity Age | Minimum – 18 years Maximum : For POS Channel - 65 years For Other Channels – For Limited and Single Pay: 70 years For Regular Pay: 65 years |
|||||
| Policy Term &Â & Premium Payment Term | For Single Pay: Policy term - 5/7/10/15/ 20 years For Regular Pay (Premium payment term is equal to Policy Term): 5/ 7/ 10/ 15/ 20 years |
|||||
| Premium | For Regular and Limited Pay: For Monthly Mode: ₹500 For Half-Yearly Mode: ₹3,000 For Annual Mode: ₹6,000 For Single Pay: ₹25,000 |
|||||
| Premium Payment Mode |
Yearly, Half-yearly and Monthly and Single | |||||
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns |
|
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹74.74 | ₹22457 Cr | 9.65% | 10.32% | |
| SBI Life Bond Fund | ₹50.24 | ₹18375 Cr | 5.29% | 6.96% | |
| SBI Life Equity Fund | ₹208.96 | ₹81769 Cr | 13.82% | 12.6% | |
| SBI Life Equity Optimiser Fund | ₹56.43 | ₹2677 Cr | 13.63% | 12.08% | |
| SBI Life Growth Fund | ₹97.57 | ₹3052 Cr | 12.1% | 11.93% | |
| SBI Life Money Market Fund | ₹36.13 | ₹424 Cr | 5.63% | 6.07% | |
| SBI Life Top 300 Fund | ₹58.99 | ₹1976 Cr | 13.23% | 12.96% | |
| SBI Life Pure Fund | ₹27.41 | ₹1202 Cr | 12.76% | - | |
| SBI Life Bond Optimiser Fund | ₹22.55 | ₹3280 Cr | 7.86% | - | |
| SBI Life Bluechip Fund | ₹10.35 | ₹2462 Cr | - | - | |
| SBI Life Balanced Pension | ₹74.97 | ₹752 Cr | 10.24% | 11.19% | |
| SBI Life Bond Pension | ₹44.49 | ₹507 Cr | 5.16% | 7.2% | |
| SBI Life Equity Pension | ₹77.5 | ₹10528 Cr | 14.9% | 13.24% | |
| SBI Life Growth Pension | ₹75.59 | ₹592 Cr | 12.52% | 12.35% | |
| SBI Life Money Market Pension | ₹33.4 | ₹129 Cr | 5.59% | 6.07% | |
| SBI Life Equity Optimiser Pension | ₹60.86 | ₹912 Cr | 13.74% | 12.96% | |
| SBI Life Top 300 Pension | ₹57 | ₹660 Cr | 13.14% | 12.99% | |
| SBI Life Midcap Fund | ₹49.45 | ₹47404 Cr | 21.88% | - | |
| SBI Life Corporate Bond Fund | ₹16.3 | ₹1061 Cr | 5.34% | - | |
| SBI Life Equity Elite II | ₹53.45 | ₹12478 Cr | 12.49% | 11.98% | |
| SBI Life Index | ₹50.52 | ₹114 Cr | 14.48% | 12.93% | |
| SBI Life Index Pension | ₹52.67 | ₹29 Cr | 14.53% | 12.95% | |
| SBI Life Discontinued Policy Fund | ₹25.13 | ₹9618 Cr | 5.44% | 6.15% | |
| SBI Life Equity Elite | ₹91.89 | ₹13 Cr | 16% | 15% | |
| SBI Life P-E Managed | ₹39.93 | ₹240 Cr | 11.07% | 10.59% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.3 | ₹3 Cr | 4.9% | 6.78% | |
| SBI Life Bond Pension II | ₹23.28 | ₹29605 Cr | 5.04% | 6.58% | |
| SBI Life Equity Pension II | ₹43.86 | ₹12770 Cr | 14.06% | 13.01% | |
| SBI Life Money Market Pension II | ₹20.41 | ₹1554 Cr | 5.33% | 5.78% | |
| SBI Life Discontinue Pension Fund | ₹21.21 | ₹6737 Cr | 5.43% | - | |
| SBI Life Group Growth Plus Fund | ₹58.14 | ₹3 Cr | 9.92% | - | |
| SBI Life Group Debt Plus Fund | ₹40.31 | ₹112 Cr | 6.56% | - | |
| SBI Life Group Balance Plus Fund | ₹48.71 | ₹11 Cr | 8.01% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.75 | ₹786 Cr | 7.98% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.08 | ₹217 Cr | 6.51% | - | |
| SBI Life Group Growth Plus Fund II | ₹27.28 | ₹235 Cr | 9.97% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.33 | ₹21 Cr | 5.79% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.44 | ₹2 Cr | 1.08% | - |
Bandhan Life ULIP plans provide a well-rounded platform for wealth creation while ensuring financial protection. However, a thorough understanding of market risks and your individual circumstances is crucial before making an informed decision.
People also read: ULIP Calculator
*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
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