Bharti AXA Life ULIP Plans

Bharti AXA Life Insurance is an insurance company formed between Bharti Enterprises, the Indian counterpart which has multiple businesses in India including telecom, agriculture, retail and financial services and AXA Group, the foreign counterpart. The insurance company was established in December 2006. Bharti AXA Life offers a diverse range of ULIP plans catering to various financial goals and risk appetites.

Read more
Best ULIP Plans
  • Guaranteed Tax Savings

    Guaranteed Tax Savings^

    Under sec 80C & 10(10D)
  • savings

    ₹1 Crore

    Invest ₹10k Per Month*
  • Zero LTCG Tax

    Zero LTCG Tax^

    Unlike 10% in Mutual Funds

Top performing plans with High Returns*

Invest ₹10K/month & Get ₹1 Crore returns*

We don't spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold
Large Cap
Mid Cap
Fund Details
Fund Size
5 Year
7 Year
10 Year
Growth Opportunities Plus Fund
Fund Size: 980 Cr
980 Cr
67.98 -0.77%
18.97% Highest Returns
Get Details
Grow Money Plus Fund
Fund Size: 433 Cr
433 Cr
64.11 -0.73%
17.68% Highest Returns
Get Details
Build India Fund
Fund Size: 40 Cr
40 Cr
57.38 -0.62%
16.51% Highest Returns
Get Details
Fund Details
Fund Size
5 Year
7 Year
10 Year
Save N Grow Money Fund
Fund Size: 68 Cr
68 Cr
55.42 -0.32%
10.61% Highest Returns
Get Details
Fund Details
Fund Size
5 Year
7 Year
10 Year
Fund Details
Fund Size
5 Year
7 Year
10 Year
Steady Money Fund
Fund Size: 76 Cr
76 Cr
37.12 -0.05%
7.59% Highest Returns
Get Details
Safe Money Fund
Fund Size: 61 Cr
61 Cr
23.21 -0.01%
5.22% Highest Returns
Get Details
grow your wealth

Grow Your Wealth!

Best ULIP Funds - Consider the best performing ULIP funds to invest in 2024 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories

Data source : value research

Returns as on 24-06-2024. The returns are the returns of best-performing fund in the plan

What are ULIP Plans?

Unit Linked Insurance Plans (ULIPs) are financial instruments that combine insurance coverage with investment opportunities. These plans provide policyholders with the dual benefit of life insurance protection and the potential for wealth creation through investment in various market-linked funds. When an individual invests in a ULIP, a portion of the premium goes towards securing life insurance, while the remaining amount is allocated to investment funds of the policyholder's choice, such as equity, debt, or a combination of both.

ULIPs offer tax benefits under Section 80C of the Income Tax Act for the premium paid. Additionally, the maturity proceeds and death benefit are usually tax-free under Section 10(10D). They can be suitable for those seeking insurance coverage and an opportunity for wealth creation through market-linked investments.

Bharti AXA Life ULIP Plans

Below are the types of ULIP Plans sold by the company and their features and benefits.

  1. Bharti AXA Life Wealth Maximizer

    Bharti AXA Life Wealth Maximizer is a unit-linked, non-participating individual investment plan that offers a unique combination of life cover, wealth creation, and charge transparency.
    Key features of the plan:

    • Return of All Charges: 118% of all charges applicable during the premium payment term viz Mortality charges, Premium allocation charges, Fund management charges and Policy administration charges are refunded back into the Policy Fund Value.

    • Loyalty Additions: As an incentive for maintaining your policy, Wealth Maximizer offers loyalty additions, a percentage of your fund value added back to your policy, further boosting your wealth accumulation.

    • Flexibility in Payment and Term: Choose premium payment options and policy terms that suit your budget and financial goals. Whether you prefer monthly, quarterly, yearly, or lump sum payments and a term length of 5, 10, 15, or 20 years, there's a plan configuration for you.

    • Tailored Investment Strategies: Optimize your investment journey with two distinct strategies: Dynamic Fund Allocation, which automatically adjusts your fund allocation based on market conditions, and Systematic Transfer Plan, which allows you to gradually shift funds from equity to debt over time, securing your accumulated wealth. You can also select from a range of investment funds matching your risk appetite and financial objectives.

    • Tax Benefits: Enjoy potential tax benefits on premiums paid and received, subject to prevailing tax laws. Remember, these benefits are subject to change, so consult a tax advisor for the latest information.

    Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan

    People also read: What is ULIP

  2. Bharti AXA Life Wealth Pro Plan

    Bharti AXA Life Wealth Pro Plan is an individual-linked life insurance cum savings plan that offers you a comprehensive financial solution. It provides life cover up to 10 times your premium while helping you build wealth over the long term. 

    The plan also comes with a number of features and benefits, including:

    • You can choose from two variants:

      • Growth Variant: This variant focuses on wealth creation and market-linked returns.

      • Legacy Variant: This variant provides additional benefits for your family in case of your untimely demise. It offers guaranteed income for your loved ones along with market-linked returns on your investment.

    • Wealth Booster: This feature helps you grow your wealth further by adding additional units to your policy based on your investment performance.

    • Multiple Investment Strategies: You can choose from a variety of investment strategies to suit your risk appetite and investment goals. 

    • Tax benefits: You can avail tax deductions on premiums paid and tax-free maturity benefit under this plan.


    Parameter Eligibility
    Entry Age Minimum 0 to Maximum 65 years
    Maturity Age Maximum 99 years
    Policy Term 10 years, 15 years, 20 years
    Sum Assured 5 years, 7 years, 10 years, 15 years, 20 years
    Premium Payment Annual, Semi-annual, quarterly, monthly

    Invest in high growth ULIP Plans Invest in high growth ULIP Plans

    People also read: ULIP Calculator

  3. Bharti AXA Life Grow Wealth

    Bharti AXA Life Grow Wealth is a Unit Linked Insurance Plan (ULIP) that combines the benefits of life insurance with the potential for wealth creation through market-linked investments. It is designed to offer:

    • Investment Tenure: Choose the investment duration that suits your needs, from short-term to long-term.

    • Premium Payment: Pay premiums in a single lump sum, for a limited period, or throughout the policy term.

    • Life Coverage: Select life coverage for one individual (Single Life) or two individuals (Joint Life).

    • Loyalty Additions: Receive additional units at the end of each policy year from the 6th year onwards, boosting your final payout.

    • Multiple Fund Options: Choose from 8 funds with varying risk-return profiles to match your investment goals.

    • Zero Premium Allocation Charges: Invest every penny of your premium directly into your chosen fund.


Bharti AXA Life ULIP plans offer a promising avenue for wealth creation with a built-in life cover. However, a thorough understanding of the associated charges, market risks, and alternative options is crucial before making an informed decision. Consult a financial advisor to assess your situation and choose the plan that aligns with your unique needs and risk profile.


  • Does ULIP cover life insurance?

    Yes, Bharti AXA Life ULIPs are unit-linked insurance plans, so they provide both life cover and investment opportunities. Your nominee receives a death benefit if you pass away during the policy term.
  • What is the lock-in period of a ULIP policy?

    Most ULIP plans, including those from Bharti AXA Life, have a mandatory lock-in period of 5 years. This means you cannot withdraw your invested amount (except for specific situations) before this period ends.
  • How to calculate ULIP returns?

    You can use the ULIP calculator to calculate your returns on ULIP investments.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
~Source - Google Review Rating available on:-
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ?2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.


Become a Crorepati

Invest ₹10K/Month & Get ₹1 Crore returns*

Mobile +91
*T&C Applied.
Download the Policybazaar app
to manage all your insurance needs.