Sahara Life ULIP Plan is a comprehensive financial product that provides a unique blend of life insurance coverage and investment options. This plan offers you the flexibility to invest in a diverse range of market-linked funds along with financial protection for your loved ones. This ULIP Plan from Sahara Life is tailored to meet your evolving needs for a secure and growth-oriented financial future.
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# returns
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 High Growth Fund
Fund Size: 8,769 Cr
|
8,769 Cr |
106.99 2.23% |
27.23% Highest Returns |
19.49% |
17.86% |
Get Details |
 Top 200 Fund
Fund Size: 2,072 Cr
|
2,072 Cr |
163.43 2.06% |
31.71% Highest Returns |
20.36% |
17.65% |
Get Details |
 Accelerator Mid-Cap Fund II
Fund Size: 5,366 Cr
|
5,366 Cr |
76.21 1.78% |
24.9% Highest Returns |
11.6% |
13.7% |
Get Details |
 Opportunities Fund
Fund Size: 34,818 Cr
|
34,818 Cr |
71.48 1.48% |
26.28% Highest Returns |
13.21% |
14.29% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2025 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 19-05-2025. The returns are the returns of best-performing fund in the plan
Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
The Sahara Life ULIP Plan is a unit-linked insurance plan offered by Sahara Life Insurance. It combines life insurance coverage with investment opportunities.Â
You can allocate premiums to a variety of investment funds based on your risk preferences. The plan provides flexibility and potential for wealth creation, making it suitable for those seeking both insurance protection and investment growth.Â
Sahara India Life Insurance has three different types of ULIP plans, each with its own set of advantages. Following are the different types of ULIP plans sold by Sahara Life Insurance:
| SaharaLife ULIP Plan | Entry Age | Maximum Maturity Age | Premium Payment Term (PPT) | Policy Term (PT) | Minimum Premium (in Rs.) | Tax Benefits under the Income Tax Act, 1961 |
| Sahara Sanchit Jeevan Bima | 18 - 65 years | 75 years | Single | 5 - 10 years | Rs. 30,000 | Section 80C and Section 10(10D) |
| Sahara Utkarsh Jeevan Bima | 12 - 55 years | 70 years | Same as PT | 8 - 20 years | Single: Rs. 50,000; Regular: Rs. 20,000 per annum |
Section 80C and Section 10(10D) |
| Sahara Sugam Jeevan Bima | 10 - 55 years | 70 years | Same as PT | 10/ 15/ 20 years | Rs. 12,000Â | Section 80C and Section 10(10D) |
Let us learn about the key features of various types of ULIP Plans offered by Sahara Life Insurance.
Sahara Sanchit Jeevan Bima is a unit-linked life insurance plan offered by Sahara India Life Insurance Company Ltd. It is a single-premium plan, which means that the entire premium is paid at the time of purchase. The policy term can be chosen from 5 to 10 years.
Investment Options: The plan offers five investment options for different risk profiles; they are as follows-Â
Secured Fund: This fund invests in fixed-income securities, such as government bonds and corporate bonds.
Balanced Fund: This fund invests in a mix of fixed income securities and equity securities.
Smart Fund: This fund invests in a mix of equity and debt securities.
Growth Fund: This fund invests primarily in equity securities.Â
Prima Fund: This fund is a combination of the Secured Fund and the Balanced Fund.
Accident Benefit Rider: This rider provides additional coverage in the event of your demise or total and permanent disability due to an accident.
Sahara Utkarsh Jeevan Bima Plan is a Unit Linked Insurance Plan (ULIP) offered by Sahara India Life Insurance. It is a life insurance plan with an investment component. The policyholder can choose from five different funds to invest their premiums. The returns on the investment will depend on the performance of the underlying funds.
Investment Options: The plan offers five different investment options, each with its own risk profile and potential return. The options are:
Secured Fund: This fund invests in fixed income securities, such as government bonds and corporate bonds.
Balanced Fund:Â This fund invests in a mix of fixed income and equity securities.
Smart Fund:Â This fund invests in a mix of domestic and international equity securities.Â
Growth Fund:Â This fund invests primarily in equity securities.
Prima Fund:Â This fund is a combination of the Secured Fund and the Growth Fund.
Fund Switching: You can switch between investment options at any time during the policy term. This allows you to adjust your investment strategy as your needs and goals change.
People also read: What is ULIP
Sahara Sugam Jeevan Bima Plan is a Unit- Linked Insurance Plan (ULIP) offered by Sahara Life Insurance. It is a regular premium plan, which means that the policyholder needs to pay premiums on a monthly, quarterly, half-yearly, or yearly basis. The policy term can be chosen between 10, 15, or 20 years. The premium paying term will be the same as the policy term.
Investment Growth: The premiums paid under the plan are invested in a variety of funds, including equity, debt, and balanced funds. The investment performance of the funds determines the fund value of the plan.
Fund Switching: You can switch between funds without any charges up to twice a year.
Waiver of Premium (WOP) Feature: In case of your demise within the first five years of the policy, the balance premiums will be waived.
People also read: ULIP Calculator
Follow the below-mentioned steps to start investing in a chosen Sahara Life ULIP Plan:
Step 1- Compare & Choose: Research Sahara's ULIP plans online, considering factors like investment horizon, risk appetite, and goals.
Step 2- Get a Quote: Enter basic details on Sahara Life's website or insurance aggregators to compare premiums and features.
Step 3- Contact Agent/Platform: Choose your preferred channel - Sahara Life agent or online platform for proposal submission.
Step 4- Fill Proposal Form: Provide accurate personal and financial information in the proposal form.
Step 5- Medical Checkup (if required): Complete any necessary medical tests as per plan terms.
Step 6- Document Submission: Submit KYC documents (ID, address proof, income proof) as requested.
Step 7- Premium Payment: Make the chosen premium payment through preferred online or offline methods.
Step 8- Policy Issuance: Upon approval, Sahara Life will issue your ULIP policy document.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Insurance
Calculators
Payment Methods
Secured With
Follow us on
