Generali Central ULIP Calculator

Why Use Generali Central ULIP Calculator?

Here are the reasons why you should use the Generali Central ULIP Calculator:

1. Estimate Potential Returns:

   The calculator helps you project the possible returns on your ULIP Plan based on factors like investment amount, investment period, and expected rate of return. This allows you to understand the growth potential of different plans.

2. Compare Different ULIP Plans:

   You can easily compare various ULIP plans offered by Generali Central side-by-side. This helps you assess which plan aligns best with your financial objectives and risk tolerance.

3. Assess Affordability:

   You can adjust the premium amount and payment frequency to see how it fits within your current financial situation and plan accordingly.

4. Understand the Impact of Investment Tenure:

   The calculator allows you to see how different investment periods can affect your potential returns, helping you choose a tenure that suits your long-term goals.

5. Facilitate Goal-Based Planning:

   Whether it's for retirement, children's education, or any other financial goal, the ULIP calculator helps you estimate the investment needed to achieve those milestones.

6. Make Informed Decisions:

   By providing you with estimations and comparisons, the calculator empowers you to make well-informed decisions about your ULIP investment.

7. Flexibility to Customize:

   You can modify various input parameters to tailor the calculations to your specific needs and preferences.

Investment Return Calculator (Power of Compounding)

• One Time
• Monthly
• Yearly

Amount I wish to Invest ₹

Invest For (in Years)

Years

1 30

Stay invested for (in Years)

Years

1 30

Expected rate of return (in %)

% /Year

1 35

 

YOU INVEST

YOU GET

Top Funds with High Returns (Past 7 Years)

15.38%

Midcap Fund

12.26%

Opportunities Fund

18.4%

High Growth Fund

11.99%

Opportunities Fund

19.17%

Multi Cap Fund

11.83%

Accelerator Mid-Cap Fund II

14.98%

Multiplier

13.14%

Frontline Equity Fund

14.66%

Virtue II

23.9%

Global Innovation Fund

9.09%

Blue-Chip Equity Fund

13.17%

Growth Opportunities Plus Fund

10.5%

Equity Top 250 Fund

12.18%

Future Apex Fund

5.82%

Debt Fund

12.55%

Accelerator Fund

View Plans

How to Use Policybazaar’s Generali Central ULIP Calculator?

To use the Policybazaar ULIP calculator for Generali Central ULIP plans, follow these simple steps:

Step 1: Access the Tool:

Head to the Generali Central ULIP Calculator available on this page.

Step 2: Select Investment Frequency:

Pick how often you want to invest—either as a one-time, monthly, or yearly contribution.

Step 3: Fill in the Details:

Enter key information such as:

• Your investment amount

• The duration for which you’ll pay premiums

• The overall policy term

• Your expected annual rate of return

Step 4: Check Your Results:

The calculator will display your total investment and the estimated maturity amount.

Step 5: Try Different Scenarios:

You can adjust the inputs to compare different investment strategies and see how they affect your potential returns, helping you make a well-informed decision.

Illustration

Scenario:

• Policyholder: Mr. Rohan Singh

• Premium Amount: ₹15,000 per month

• Premium Payment Term: 10 years

• Policy Term: 20 years

• Expected Rate of Return: 8% per annum

Calculator Will Show the Following Results:

• Total Premium Paid (after 10 years): ₹18,00,000

• Estimated Maturity Amount: ₹58,00,000

Adjustments: Increasing Premium: If Mr. Singh increases his monthly premium to ₹20,000, the estimated maturity amount rises to ₹78,00,000, showcasing the impact of higher contributions.

Benefits of Using Generali Central ULIP Calculator

Below are the benefits of the Generali Central ULIP calculator:

1. Accurate Projections:

   Provides precise estimates of potential returns based on inputs like premium, tenure, and expected returns.

2. Goal-Based Planning:

   Helps align investments with financial goals like retirement or child education.

3. Investment Comparison:

   Easily compare multiple ULIP plans to choose the best one.

4. Risk Assessment:

   Evaluate the impact of market fluctuations on returns.

5. Monitoring Tool:

   Track and adjust investments periodically for better outcomes.

6. User-Friendly:

   Simple, quick, and easy-to-use interface for instant results.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Midcap Fund

SBI Life

AUM:67,697 Cr

67,697 Cr

NAV

49.05

0.19%

Returns

14.22%

Returns

11.9%

Returns

15.38%

Highest Returns

Get Details

Opportunities Fund

HDFC Life

AUM:32,429 Cr

32,429 Cr

NAV

76.65

0.15%

Returns

10.53%

Returns

8.88%

Returns

12.26%

Highest Returns

Get Details

High Growth Fund

Axis Max Life

AUM:15,356 Cr

15,356 Cr

NAV

119.44

0.65%

Returns

20.3%

Highest Returns

Returns

18.21%

Returns

18.4%

Get Details

Opportunities Fund

ICICI Life

AUM:3,711 Cr

3,711 Cr

NAV

58.68

-0.35%

Returns

12.09%

Highest Returns

Returns

10.9%

Returns

11.99%

Get Details

Multi Cap Fund

Tata AIA Life

AUM:12,199 Cr

12,199 Cr

NAV

66.38

-0.64%

Returns

12.38%

Returns

12.65%

Returns

19.17%

Highest Returns

Get Details

Accelerator Mid-Cap Fund II

Bajaj Life

AUM:5,930 Cr

5,930 Cr

NAV

80.82

0.06%

Returns

9.59%

Returns

8.97%

Returns

11.83%

Highest Returns

Get Details

Multiplier

Birla Sun Life

AUM:5,986 Cr

5,986 Cr

NAV

104.3

-0.10%

Returns

16.07%

Highest Returns

Returns

15.77%

Returns

14.98%

Get Details

Frontline Equity Fund

Kotak Mahindra OM Life

AUM:4,992 Cr

4,992 Cr

NAV

69.01

-0.53%

Returns

12.9%

Returns

11.69%

Returns

13.14%

Highest Returns

Get Details

Virtue II

PNB MetLife

AUM:3,114 Cr

3,114 Cr

NAV

67.22

-0.17%

Returns

10.78%

Returns

10.45%

Returns

14.66%

Highest Returns

Get Details

Global Innovation Fund

Canara HSBC Life

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

32.45%

Highest Returns

Returns

19.4%

Returns

23.9%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi Life

AUM:1,453 Cr

1,453 Cr

NAV

32.73

-0.36%

Returns

6.21%

Returns

6.55%

Returns

9.09%

Highest Returns

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,106 Cr

1,106 Cr

NAV

73.25

-0.60%

Returns

9.87%

Returns

8.14%

Returns

13.17%

Highest Returns

Get Details

Equity Top 250 Fund

Edelwiess Life

AUM:506 Cr

506 Cr

NAV

57.81

0.05%

Returns

8.3%

Returns

6.52%

Returns

10.5%

Highest Returns

Get Details

Future Apex Fund

Future Generali

AUM:140 Cr

140 Cr

NAV

55.04

-0.64%

Returns

7.43%

Returns

7.95%

Returns

12.18%

Highest Returns

Get Details

Debt Fund

Pramerica Life

AUM:22 Cr

22 Cr

NAV

33.06

0.02%

Returns

6.89%

Highest Returns

Returns

5.5%

Returns

5.82%

Get Details

Accelerator Fund

Bandhan Life

AUM:195 Cr

195 Cr

NAV

46.76

-0.47%

Returns

11.15%

Returns

11.36%

Returns

12.55%

Highest Returns

Get Details

Balanced Fund

LIC India

AUM:2,640 Cr

2,640 Cr

NAV

17.77

-0.09%

Returns

5.6%

Highest Returns

Returns

4.35%

Returns

-

Get Details

see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Why Invest in Generali Central ULIP Plans?

Investing in Generali Central ULIPs offers a blend of insurance protection and wealth growth through market-linked investments. You get flexible fund options and potential for switching to suit your risk profile and market conditions, which is why investors planning long-term wealth creation often evaluate the best SIP plans to align with their financial goals. ULIPs also provide tax benefits on premiums and maturity proceeds (subject to tax laws). Generali Central offers a range of plans to meet diverse financial goals, making it a comprehensive tool for long-term financial planning and security.

Conclusion

The Generali Central ULIP calculator is a valuable tool for anyone looking to invest in a ULIP plan with clarity and confidence. It simplifies the process of estimating returns, comparing scenarios, and planning long-term financial goals. With its easy-to-use interface and customisable inputs, the calculator empowers users to make informed investment decisions. Whether you're a first-time investor or reviewing your financial strategy, this tool helps you stay on track with your financial objectives.