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Generali Central ULIP Calculator
The Generali Central ULIP Calculator is an online tool designed to help users estimate the potential returns on their Unit Linked Insurance Plan (ULIP) investments. By entering key details such as amount you wish to invest, for how long you want to invest, and the expected rate of return, users can get a clear picture of how their money might grow over time. The ULIP calculator also allows you to compare different ULIP plans to find the one that fits your financial goals and risk preferences.
ULIP Plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 15.8 Crore Registered Consumer
- 53 Partners Insurance Partners
- 7.16 Crore Policies Sold
We are rated++
15.8 Crore
Registered Consumer
53
Insurance Partners
7.16 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
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- Generali Central ULIP Calculator
Why Use Generali Central ULIP Calculator?
Here are the reasons why you should use the Generali Central ULIP Calculator:
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Estimate Potential Returns:
The calculator helps you project the possible returns on your ULIP investment based on factors like investment amount, investment period, and expected rate of return. This allows you to understand the growth potential of different plans.
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Compare Different ULIP Plans:
You can easily compare various ULIP plans offered by Generali Central side-by-side. This helps you assess which plan aligns best with your financial objectives and risk tolerance.
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Assess Affordability:
You can adjust the premium amount and payment frequency to see how it fits within your current financial situation and plan accordingly.
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Understand the Impact of Investment Tenure:
The calculator allows you to see how different investment periods can affect your potential returns, helping you choose a tenure that suits your long-term goals.
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Facilitate Goal-Based Planning:
Whether it's for retirement, children's education, or any other financial goal, the ULIP calculator helps you estimate the investment needed to achieve those milestones.
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Make Informed Decisions:
By providing you with estimations and comparisons, the calculator empowers you to make well-informed decisions about your ULIP investment.
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Flexibility to Customize:
You can modify various input parameters to tailor the calculations to your specific needs and preferences.
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
16.67%
Midcap Fund
13.68%
Opportunities Fund
19.8%
High Growth Fund
15.6%
Pension India Consumption Fund
20.08%
Multi Cap Fund
13.46%
Accelerator Mid-Cap Fund II
15.29%
Multiplier
12.72%
Classic Opportunities Fund
14.91%
Virtue II
9.77%
Growth Plus Fund
9.39%
Blue-Chip Equity Fund
13.24%
Grow Money Plus Fund
10.85%
Equity Top 250 Fund
12.92%
Future Apex Fund
10.06%
Pension Dynamic Equity Fund
12.87%
Accelerator Fund
10.41%
Pension Balanced Fund
View Plans
How to Use Policybazaar’s Generali Central ULIP Calculator?
To use the Policybazaar ULIP calculator for Generali Central ULIP plans, follow these simple steps:
Step 1: Access the Tool:
Head to the Generali Central ULIP Calculator available on this page.
Step 2: Select Investment Frequency:
Pick how often you want to invest—either as a one-time, monthly, or yearly contribution.
Step 3: Fill in the Details:
Enter key information such as:
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Your investment amount
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The duration for which you’ll pay premiums
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The overall policy term
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Your expected annual rate of return
Step 4: Check Your Results:
The calculator will display your total investment and the estimated maturity amount.
Step 5: Try Different Scenarios:
You can adjust the inputs to compare different investment strategies and see how they affect your potential returns, helping you make a well-informed decision.
Illustration
Scenario:
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Policyholder: Mr. Rohan Singh
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Premium Amount: ₹15,000 per month
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Premium Payment Term: 10 years
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Policy Term: 20 years
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Expected Rate of Return: 8% per annum
Calculator Will Show the Following Results:
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Total Premium Paid (after 10 years): ₹18,00,000
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Estimated Maturity Amount: ₹58,00,000
Adjustments: Increasing Premium: If Mr. Singh increases his monthly premium to ₹20,000, the estimated maturity amount rises to ₹78,00,000, showcasing the impact of higher contributions.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹73.5 | ₹20074 Cr | 6.89% | 9.05% | |
| SBI Life Bond Fund | ₹51.6 | ₹15833 Cr | 5.47% | 6.3% | |
| SBI Life Equity Fund | ₹198.06 | ₹81626 Cr | 8.19% | 10.86% | |
| SBI Life Equity Optimiser Fund | ₹55.34 | ₹2606 Cr | 9.02% | 10.8% | |
| SBI Life Growth Fund | ₹94.95 | ₹2868 Cr | 7.77% | 10.39% | |
| SBI Life Money Market Fund | ₹37.6 | ₹489 Cr | 6% | 5.91% | |
| SBI Life Top 300 Fund | ₹56.5 | ₹1977 Cr | 7.99% | 11.32% | |
| SBI Life Pure Fund | ₹28.67 | ₹1226 Cr | 8.47% | 10.31% | |
| SBI Life Bond Optimiser Fund | ₹22.87 | ₹3237 Cr | 6.82% | - | |
| SBI Life Bluechip Fund | ₹10.05 | ₹3588 Cr | - | - | |
| SBI Life Balanced Pension | ₹73.92 | ₹857 Cr | 7.32% | 9.91% | |
| SBI Life Bond Pension | ₹45.85 | ₹551 Cr | 5.39% | 6.54% | |
| SBI Life Equity Pension | ₹76.19 | ₹13320 Cr | 9.32% | 11.89% | |
| SBI Life Growth Pension | ₹74.97 | ₹680 Cr | 8.52% | 10.97% | |
| SBI Life Money Market Pension | ₹34.75 | ₹158 Cr | 5.95% | 5.89% | |
| SBI Life Equity Optimiser Pension | ₹59.57 | ₹1063 Cr | 9.11% | 11.64% | |
| SBI Life Top 300 Pension | ₹55.87 | ₹758 Cr | 8.31% | 11.59% | |
| SBI Life Midcap Fund | ₹52.89 | ₹64561 Cr | 16.91% | 16.67% | |
| SBI Life Corporate Bond Fund | ₹16.74 | ₹1028 Cr | 5.29% | - | |
| SBI Life Equity Elite II | ₹51.96 | ₹11905 Cr | 8.06% | 10.43% | |
| SBI Life Index | ₹46.62 | ₹90 Cr | 8.06% | 10.81% | |
| SBI Life Index Pension | ₹48.69 | ₹24 Cr | 8.2% | 10.87% | |
| SBI Life Discontinued Policy Fund | ₹26 | ₹10739 Cr | 5.66% | 5.91% | |
| SBI Life Equity Elite | ₹87.35 | ₹12 Cr | 10.34% | 13.16% | |
| SBI Life P-E Managed | ₹39.31 | ₹198 Cr | 8.22% | 9.32% | |
| SBI Life Guaranteed Pension GPF070211 | ₹27.12 | ₹1 Cr | 5.14% | 5.97% | |
| SBI Life Bond Pension II | ₹23.89 | ₹28523 Cr | 5.2% | 5.9% | |
| SBI Life Equity Pension II | ₹41.73 | ₹11525 Cr | 8.1% | 11.17% | |
| SBI Life Money Market Pension II | ₹21.21 | ₹1499 Cr | 5.71% | 5.63% | |
| SBI Life Discontinue Pension Fund | ₹21.96 | ₹6316 Cr | 5.69% | - | |
| SBI Life Group Growth Plus Fund | ₹58.1 | ₹3 Cr | 7.39% | - | |
| SBI Life Group Debt Plus Fund | ₹41.22 | ₹115 Cr | 6.15% | - | |
| SBI Life Group Balance Plus Fund | ₹49.24 | ₹11 Cr | 6.8% | - | |
| SBI Life Group Balance Plus Fund II | ₹27.36 | ₹1218 Cr | 7.05% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.82 | ₹337 Cr | 6.25% | - | |
| SBI Life Group Growth Plus Fund II | ₹27.33 | ₹295 Cr | 7.76% | - | |
| SBI Life Group Short Term Plus Fund II | ₹22.14 | ₹19 Cr | 6.14% | - | |
| SBI Life Group Money Market Plus Fund | ₹14.13 | ₹2 Cr | 3.3% | - | |
| SBI Life Group Balanced Pension Fund | ₹10.31 | ₹154 Cr | - | - |
See more plans
Benefits of Using Generali Central ULIP Calculator
Below are the benefits of the Generali Central ULIP calculator:
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Accurate Projections:
Provides precise estimates of potential returns based on inputs like premium, tenure, and expected returns.
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Goal-Based Planning:
Helps align investments with financial goals like retirement or child education.
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Investment Comparison:
Easily compare multiple ULIP plans to choose the best one.
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Risk Assessment:
Evaluate the impact of market fluctuations on returns.
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Monitoring Tool:
Track and adjust investments periodically for better outcomes.
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User-Friendly:
Simple, quick, and easy-to-use interface for instant results.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:64,561 Cr
64,561 Cr
NAV
52.89
0.02%
Returns
18.54%
Highest Returns
Opportunities Fund
HDFC Life
AUM:35,606 Cr
35,606 Cr
NAV
82.71
0.02%
Returns
14.56%
Highest Returns
High Growth Fund
Axis Max Life
AUM:15,248 Cr
15,248 Cr
NAV
128.57
0.07%
Returns
20.83%
Highest Returns
Pension India Consumption Fund
ICICI Prudential Life
AUM:25 Cr
25 Cr
NAV
10.04
0.01%
Returns
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Multi Cap Fund
Tata AIA Life
AUM:11,764 Cr
11,764 Cr
NAV
69.87
0.03%
Returns
16.1%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Why Invest in Generali Central ULIP Plans?
Investing in Generali Central ULIPs offers a blend of insurance protection and wealth growth through market-linked investments. You get flexible fund options and potential for switching to suit your risk profile and market conditions, which is why investors planning long-term wealth creation often evaluate the best SIP plans to align with their financial goals. ULIPs also provide tax benefits on premiums and maturity proceeds (subject to tax laws). Generali Central offers a range of plans to meet diverse financial goals, making it a comprehensive tool for long-term financial planning and security.
Conclusion
The Generali Central ULIP calculator is a valuable tool for anyone looking to invest in a ULIP plan with clarity and confidence. It simplifies the process of estimating returns, comparing scenarios, and planning long-term financial goals. With its easy-to-use interface and customisable inputs, the calculator empowers users to make informed investment decisions. Whether you're a first-time investor or reviewing your financial strategy, this tool helps you stay on track with your financial objectives.
FAQs
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What is the Generali Central ULIP Calculator?
The Generali Central ULIP Calculator is an online tool that helps users estimate the potential returns on their ULIP (Unit Linked Insurance Plan) investments. By entering basic details like investment amount, policy term, and expected return rate, users can see projections of maturity value and plan their finances better. -
How do I use the Generali Central ULIP Calculator?
To use the calculator, simply enter your investment amount, choose the premium payment term and policy term, and provide an expected annual return rate. The calculator will automatically display your total investment and the estimated maturity amount. -
Is the Generali Central ULIP Calculator free to use?
Yes, the calculator is completely free to use. It is available online and can be accessed without any registration or payment. -
Can I change the inputs in the ULIP calculator?
Yes. The tool allows you to modify inputs like investment amount, duration, and expected returns to compare different scenarios and choose what suits your goals best. -
Does the ULIP calculator provide guaranteed returns?
No, the returns shown are only estimates based on the expected rate of return you enter. Actual returns may vary based on market performance and the ULIP fund you choose. -
Why should I use the ULIP calculator before investing?
Using the calculator helps you understand how much you need to invest and for how long to reach your financial goals. It also helps in selecting the right ULIP plan based on your risk appetite and return expectations.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.