How to Check the Commercial Vehicle Insurance Status Online on Parivahan Sewa/RTO

Whether you own a commercial vehicle or you have a car for your personal use, buying an insurance policy for it is mandatory by Indian Motor Vehicle Act. When you buy an insurance policy for your vehicle like a commercial vehicle insurance policy for your commercial vehicle or renew an existing policy, it is updated on the website of Parivahan Sewa. You can check the status of your purchased or renewed vehicle insurance policy from there by following simple steps.

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Validity of a Commercial Vehicle Insurance Policy

All the commercial vehicle insurance policies come with validity. Generally, an insurance plan for a commercial vehicle is valid for one year only. You are supposed to renew this insurance policy before completion of this period for continuing the coverage. Moreover, renewing your vehicle insurance after the expiry date can make you land on financial and legal troubles.  

If you do not know the validity of your commercial vehicle insurance policy or want to know the status of your vehicle insurance policy online, you can do any of the below-mentioned things.

Methods to Check Commercial Vehicle Insurance Expiry Date

Apart from the Parivahan Sewa website, there are some other ways as well for checking the status of your commercial vehicle insurance policy online. Here are the steps for the same:

  • Check the documents of your commercial vehicle insurance policy.
  • Call the customer support number of your insurance provider and ask about the expiry date of your commercial vehicle insurance.
  • If you have purchased the insurance of your commercial vehicle from an agent of the insurance company, you can ask hi/hr about the expiry date of your commercial vehicle insurance policy.
  • Visit the Insurance Information Bureau (IIB) of India and check the status of your commercial vehicle insurance policy.
  • You can check the status of your Commercial Vehicle insurance policy online on the Parivahan Sewa website.
  • You can check the same by visiting the website of Regional Transport Office.

Steps for Checking the Status of Commercial Vehicle Insurance Policy Online on the Website of Parivahan Sewa

Parivahan Sewa is a centralized website of the Ministry of Road Transport and Highways. This website stores vehicles’ data. Whenever a vehicle insurance policy is purchased or renewed, it is updated on its website within two days.

Follow the below-mentioned steps to check the status of commercial vehicle insurance policy online on the Parivahan Sewa website:

  • Go to the Parivahan Sewa official website.
  • Under the 'Information Services’ option on this website, from the drop-down menu select ‘Know Your Vehicle Details’.
  • This will redirect you to the Vahan NR e-Services page.
  • Enter your registered mobile number for login.
  • After this, provide the registration number of your commercial vehicle and the verification code that appears on the page.
  • Click ‘Search Vehicle’.
  • The details of your commercial vehicle with the expiry date of its insurance policy will be shown on this page.

Steps to Check Car Insurance Status at the Website of RTO

The number on the number plate of your vehicle is issued by Regional Transport Office or RTO. Therefore, every vehicle is registered here at RTO. So, you can also check the status of your commercial vehicle insurance policy online by visiting RTO’s website. To do the same, you have to follow the below-mentioned steps:

  • Visit the official website of the RTO of your state
  • Select the option – ‘Online Service – For Citizens’
  • Select the option that states ‘Vehicle Related Online Services’
  • Click the link that states – ‘VAHAN Citizen Services’
  • Choose your RTO details from where your commercial vehicle was registered
  • Go to the menu bar and select the ‘Status’ tab and then choose ‘Know Your Vehicle Details’
  • Enter the registration number of your vehicle, engine number, and chassis number
  • Submit these details after filing the captcha code
  • Your vehicle details will be displayed

In this way, you can easily check the details of your commercial vehicle insurance policy and will be able to renew it before its expiry date. There are many advantages of renewing your CV insurance policy before it expires and they are mentioned here:

Advantages of Renewing Commercial Vehicle Insurance Policy On Time

The advantages are:

  • You become eligible to get the benefits of ‘No Claim Bonus’.
  • Buying vehicle insurance is not a choice in India instead it is mandatory by law. So, driving a commercial vehicle with expired insurance is illegal here.
  • In case of a car insurance policy lapse, you have to pay a higher renewal premium.

A vehicle insurance policy protects your commercial vehicle against unforeseen damages and losses. It also offers financial help to the commercial vehicle owner for paying off the legal liabilities of third-party. The policy also compensated in case of disability or death of the vehicle owner/driver. Moreover, it is mandated by law. So, you have to buy it for your commercial vehicle.

Over to You!

If due for any reason, you are unable to access the details of your commercial vehicle insurance policy, you can get that by any of the aforementioned methods. Besides, you can also check the status of the insurance policy of your commercial vehicle online through the Parivahan Sewa website.

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