ICICI Prudential Equity and Debt Fund 

If an investor is interested in investing in both equity and debt funds, they can look out for ICICI Equity and Debt Fund. It is an open-ended hybrid scheme that invests predominantly in equity and equity-related instruments and the remaining in debt. The goal is to generate long-term capital gain and current income by investing in a well-formulated and carefully designed portfolio that parks investor's money in equity and fixed income securities.

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ICICI Pru Equity and Debt Fund is an aggressive hybrid fund. The Fund has invested 77.64% in the Indian stock market, out of which 61.83% is designated to large-cap stocks, 8.94% is in mid-cap stocks, while 5.7% in small-cap stocks. The Fund invests a remaining amount of 14.9% in debt, of which 1.96% goes in Government securities and 12.57% of funds invested in very low-risk securities and bonds.

The major holdings of the Fund are in ICICI Bank, NTPC, Bharti Airtel, Hindalco Industries, Oil & Natural Gas Corporation, Infosys, Sun Pharmaceuticals Limited, Axis Bank, Tata Motors, State Bank of India, ITC, Tata Steel, HCL Technologies, IndusInd Bank, Vedanta, India Infrastructure Trust, etc.

ICICI Equity and Debt Fund are available in 10 categories:

  • ICICI Prudential Equity and Debt Fund – Annual IDCW
  • ICICI Prudential Equity and Debt Fund – Growth
  • ICICI Prudential Equity and Debt Fund – Direct Plan Half Yearly IDCW
  • ICICI Prudential Equity and Debt Fund – Monthly IDCW
  • ICICI Prudential Equity and Debt Fund – Direct Plan Annual IDCW
  • ICICI Prudential Equity and Debt Fund – Annual IDCW Payout
  • ICICI Prudential Equity and Debt Fund – Direct Plan Annual IDCW Payout
  • ICICI Prudential Equity and Debt Fund – Direct Plan Monthly IDCW
  • ICICI Prudential Equity and Debt Fund - Half Yearly IDCW
  • ICICI Prudential Equity and Debt Fund – Direct Plan-Growth

Investment Facts

Parameters

Details

Fund Name

ICICI Prudential Equity and Debt Fund

Fund House

ICICI Prudential Mutual Fund

Launch Date

November 3 1999

Benchmark

Primary: Nifty 50 TRI

Secondary: CRISIL Hybrid 35+65 Aggressive Index TRI and 1 Year T Bill TRI

Type

Open-Ended

Minimum Investment

Rs 5000 (plus in multiples of Rs 1)

Minimum Additional Investment: Rs 1000 (plus in multiples of Rs 1)

Minimum SIP Investment: Rs 100

Minimum SWP Investment: Any Amount

Lock-In Period

- 

Entry Load

Not Applicable

Exit Load

Up to 10% of the units invested if redeemed before a year.

If the rest of the investment is redeemed before a year, an exit load of 1% is applicable.

If redeemed after one year, then exit load is Nil

Return Performance

Average

Fund Consistency

Consistent

Risk Level

Very High

Benefits of ICICI Prudential Equity and Debt Fun

There are many advantages of buying ICICI Debit and Equity Fund, like flexible payment options, no withdrawal limit, and many more. Here is the list of all the benefits in detail:

Three Benchmarks

The Fund follows three benchmarks Nifty 50 TRI, CRISIL Hybrid 35+65 Aggressive Index TRI, and 1 Year T Bill TRI for better performance tracking. With these benchmarks, one can see the progress of their Fund concerning both equity and debt instruments.

Diversified Portfolio

The Fund comprises a portfolio diversified across multiple sectors, including companies from Bank, Power, Software, Telecom, Non-Ferrous Metals, Oil, Auto, Pharmaceuticals, Consumer Non-durables, Ferrous metals, Construction, Finance, Gas, Chemicals, Entertainment, etc.

Equity & Debt Based Fund

The Fund invests in both the equity and debt segment to maintain the risk and make a robust portfolio. In the debt segment, they invest in Corporate and Government securities, Units of Infrastructure Investment Trusts, Units of Real Estate Investment Trusts, etc.

Fund Summary

ICICI Prudential Equity and Debt Fund – Annual IDCW

  • Risk level - Very High
  • NAV-Rs 17.09 as of 21.05.2021
  • Expense Ratio- 1.80%
  • Fund Started- 19.01.2016

ICICI Prudential Equity and Debt Fund – Growth

  • Risk level - Very High
  • NAV-Rs 181.52 as of 21.05.2021
  • Expense Ratio- 1.80%
  • Fund Started- 03.11.1999

ICICI Prudential Equity and Debt Fund – Direct Plan Half Yearly IDCW

  • Risk level - Very High
  • NAV-Rs 18.8 as of 21.05.2021
  • Expense Ratio- 1.35%
  • Fund Started- 23.09.2014

ICICI Prudential Equity and Debt Fund – Monthly IDCW

  • Risk level - Very High
  • NAV-Rs 25.65 as of 21.05.2021
  • Expense Ratio- 1.80%
  • Fund Started- 03.11.1999

ICICI Prudential Equity and Debt Fund – Direct Plan Annual IDCW

  • Risk level - Very High
  • NAV-Rs 18.04 as of 21.05.2021
  • Expense Ratio- 1.35%
  • Fund Started- 21.01.2016

ICICI Prudential Equity and Debt Fund – Annual IDCW Payout

  • Risk level - Very High
  • NAV- NA as of 21.05.2021
  • Expense Ratio- 1.80%
  • Fund Started- NA

ICICI Prudential Equity and Debt Fund – Direct Plan Annual IDCW Payout

  • Risk level - Very High
  • NAV-Rs. NA as of 21.05.2021
  • Expense Ratio- 1.35%
  • Fund Started- NA
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

ICICI Prudential Equity and Debt Fund – Direct Plan Monthly IDCW

  • Risk level - Very High
  • NAV-Rs. 36.95 as of 21.05.2021
  • Expense Ratio- 1.35%
  • Fund Started- 07.01.2013

ICICI Prudential Equity and Debt Fund - Half Yearly IDCW

  • Risk level - Very High
  • NAV-Rs 17.63 as of 21.05.2021
  • Expense Ratio- 1.80%
  • Fund Started- 22.09.2014

ICICI Prudential Equity and Debt Fund – Direct Plan-Growth

  • Risk level - Very High
  • NAV-Rs 196.7 as of 21.05.2021
  • Expense Ratio- 1.35%
  • Fund Started- 01.01.2013

Funds Return Summary

ICICI Prudential Equity and Debt Fund – Annual IDCW – Return Summary

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

58.88%

3 years

13.01%

5 years

14.40%

10-years

-

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

ICICI Prudential Equity and Debt Fund – Growth – Return Summary

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

58.89%

3 years

13.34%

5 years

14.74%

10-years

14.74%

ICICI Prudential Equity and Debt Fund – Direct Plan Half Yearly IDCW – Return Summary

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

59.52%

3 years

14.05%

5 years

15.62%

10-years

NA

ICICI Prudential Equity and Debt Fund – Monthly IDCW – Return Summary

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

58.86%

3 years

12.29%

5 years

14.02%

10-years

14.18%

ICICI Prudential Equity and Debt Fund – Direct Plan Annual IDCW

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

59.65%

3 years

13.74%

5 years

15.50%

10-years

NA

ICICI Prudential Equity and Debt Fund – Annual IDCW Payout

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

NA

3 years

NA

5 years

NA

10-years

NA

ICICI Prudential Equity and Debt Fund – Direct Plan Annual IDCW Payout

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

NA

3 years

NA

5 years

NA

10-years

NA

ICICI Prudential Equity and Debt Fund – Direct Plan Monthly IDCW

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

59.67%

3 years

13.43%

5 years

15.39%

10-years

NA

ICICI Prudential Equity and Debt Fund - Half Yearly IDCW

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

58.62%

3 years

13.27%

5 years

14.52%

10-years

NA

ICICI Prudential Equity and Debt Fund – Direct Plan-Growth

Period

Returns Per Year (Annualized)

6 Months

NA

1 year

59.69%

3 years

14.10%

5 years

15.84%

10-years

NA

Summative Pros and Cons Table

Pros

Cons

Maintained the high compound annual growth rate since inception.

Average returns over the years

The low expense ratio of 1.35%

Huge Asset Under Management

Invests in both equity and debt instruments

 

Fund House Details  

ICICI Prudential Equity and Debt Fund are operated by ICICI Prudential Asset Management Company Ltd. It is a popular asset management company in the country, committed to providing its investors with long-term wealth through a wide range of investment solutions.

It is a joint endeavour of ICICI Bank and Prudential Plc, one of the United Kingdom’s biggest organizations in the monetary administration area. With their particular aptitude in the finance area, they have set themselves up as a significant player in the shared asset market.

The Fund house has seen dramatic development over years, offering various types of financial assistance to more than 6 million clients across 300 branches. The Fund is managed by Sankaran Naren, Mittal Kalawadia, Manish Banthia, Nikhil Kabra, and Sri Sharma.

With their interesting client-driven methodology, the Fund house works passionately to give easy venture arrangements to assist the investors in meeting their monetary objectives while simultaneously dealing with the risk.

Chief Shareholders of the Fund House are:

ICICI Bank

ICICI Bank is among the largest private banks in India. They manage assets worth rupees 13.77 trillion. The bank at present has 5324 branches throughout India.

Prudential Plc

Prudential Plc is a group that provides a wide variety of monetary arrangements. They assist people with dealing with their utmost financial stresses over life-like retirement, wellbeing, and resource the executive arrangements. Prudential Plc has a colossal client base and is traded on some of the largest stock markets on the planet like London, Singapore, Hong Kong, and New York.

Prudential Corporation Asia

Prudential is a major Insurance company that offers its administrations in nations including China, Cambodia, Hong Kong, Indonesia, India, Malaysia, Laos, Myanmar, Korea, Philippines, Taiwan, Singapore, Thailand, and Vietnam. They deliver their administration through omnichannel stages, giving an abundance of reserve funds, venture and assurance items.

They offer their administration services in Asian business sectors as well as across Europe and North America. They have more than $240 billion in resources under administration (as of December 31, 2019) and oversee assets across various classes, including value, fixed pay, multi-resource, quantitative, etc.

Jackson Holdings LLC

Set up more than 50 years prior, Jackson Holdings conveys a long and fruitful record of giving indispensable counsel concerning items and products to their customers for compelling retirement arrangements. Jackson is one of the biggest life coverage organizations in the US; they offer to pay and retirement arrangements so their customers can have financial independence.

Who Should Invest in ICICI Prudential Bluechip US Fund?

Medium Investment Horizon

If an investor is seeking three and more years of investment, then they can invest in this Fund. The Fund helps investors to generate long-term capital and income gain. They fulfil their medium-term goals with this plan.

Low-Risk Appetite

If one wants to take a low risk for growth, they can check in this Fund. This Fund carefully invests in both risk and low-risk instruments to make a balanced portfolio.

Conclusion

ICICI Prudential Equity and Debt Fund is an open-ended hybrid fund investing in both the equity and debt segment. Good returns can be seen from the Fund in three or more years of investment. With 10 categories to invest in, investors have a wide range to choose from, and additional benefits come in flexible payment options. The motive of the fund house is to beat the set benchmark with a proper risk management system.

FAQs

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

“The investment risk in the investment portfolio is borne by the policyholder.”

 “Tax benefit is subject to changes in tax laws. Standard T&C apply.”

Disclaimer: Current Portfolio Allocation is based on the prevailing market conditions and is subject to changes depending on the fund manager’s view of the equity markets

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