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Fund Overview of Bank Of India Credit Risk Fund Direct-growth
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₹105.6 CrAUM
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₹12.85NAV
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1.12%Expense Ratio
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DebtFund Category
Returns of Bank Of India Credit Risk Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.77% | NA | 1.56% |
| 6 Months | 3.39% | NA | 6.78% |
| 1 Year | 6.83% | 6.83% | 11.50% |
| 2 Years | 13.78% | 6.67% | 10.29% |
| 3 Years | 20.54% | 6.43% | 9.30% |
| 5 Years | 221.64% | 26.32% | 10.13% |
| 7 Years | -1.28% | -0.18% | NA |
| 10 Years | 20.59% | 1.89% | 7.32% |
Asset Allocation
debt instruments
70.14%other assets or cash equivalents
29.86%Bank Of India Credit Risk Fund Direct-growth is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 27 Feb 2015, the fund aims Long term capital appreciation. Investment primarily in corporate debt securities with medium to long term maturities across the credit spectrum within the universe of investment grade rating. It manages assets worth ₹105.6 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.12%. Fund Manager Manager EducationAbout Bank Of India Credit Risk Fund Direct-growth
The portfolio allocation consists of 70.14% in debt instruments, 29.86% in other assets or cash equivalents. Managed by Alok Singh, it has delivered a return of 6.83% in the last year, a total return since inception of 2.29%.
Key Metrics of Bank Of India Credit Risk Fund Direct-growth
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Standard Deviation0.76%
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Sharpe Ratio-0.56%
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Alpha1.22%
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Beta0.89%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct-growth  |
₹1,023 | 0.97% | 2.98% | 14.59% | 11.76% | 10.18% |
| UTI Credit Risk Fund Direct-flexi Idcw |
₹277 | 0.63% | 2.07% | 8.13% | 8.09% | 10.11% |
| UTI Credit Risk Fund Regular Plan-flexi Idcw |
₹277 | 0.56% | 1.87% | 7.46% | 7.33% | 9.31% |
| Nippon India Credit Risk Fund-growth |
₹1,014 | 0.61% | 2.03% | 9.10% | 8.38% | 8.54% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,044 | 0.97% | 2.98% | 10.25% | 9.14% | 8.03% |
| Invesco India Credit Risk Fund Direct-discretionary Idcw |
₹152 | 0.76% | 2.10% | 10.61% | 10.64% | 7.81% |
| SBI Credit Risk Fund Direct-growth |
₹2,221 | 0.65% | 2.10% | 8.79% | 8.84% | 7.41% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,044 | 0.91% | 2.81% | 9.55% | 8.42% | 7.32% |
| SBI Credit Risk Fund-growth |
₹2,221 | 0.60% | 1.94% | 8.09% | 8.14% | 6.73% |
| Invesco India Credit Risk Fund Regular-discretionary Idcw |
₹152 | 0.65% | 1.80% | 9.32% | 9.37% | 6.56% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Bank Of India Credit Risk Fund Regular-growth
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₹106 | 0.51% | 1.86% | 3.05% | 6.41% | 6.03% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,044 | ₹36.56 | 9.14% | 8.03% | 8.65% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,044 | ₹33.09 | 8.42% | 7.32% | 7.85% |
| SBI Credit Risk Fund Direct-growth |
₹2,221 | ₹50.85 | 8.84% | 7.41% | 8.05% |
| SBI Credit Risk Fund-growth |
₹2,221 | ₹46.96 | 8.14% | 6.73% | 7.32% |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth |
₹1,023 | ₹25.58 | 11.76% | 10.18% | 9.18% |
| Nippon India Credit Risk Fund-growth |
₹1,014 | ₹36.21 | 8.38% | 8.54% | 6.06% |
| UTI Credit Risk Fund Regular Plan-flexi Idcw |
₹277 | ₹11.40 | 7.33% | 9.31% | 2.93% |
| UTI Credit Risk Fund Direct-flexi Idcw |
₹277 | ₹12.63 | 8.09% | 10.11% | 3.84% |
| Invesco India Credit Risk Fund Direct-discretionary Idcw |
₹152 | ₹2,229.74 | 10.64% | 7.81% | 6.86% |
| Invesco India Credit Risk Fund Regular-discretionary Idcw |
₹152 | ₹1,978.07 | 9.37% | 6.56% | 5.77% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 26.33% | ₹28.00 Cr |
| Repo | Unspecified | 23.20% | ₹24.50 Cr |
| Repo | Unspecified | 21.13% | ₹22.46 Cr |
| Repo | Unspecified | 21.13% | ₹22.46 Cr |
| Net Receivables | Unspecified | 9.72% | ₹10.26 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 9.51% | ₹10.11 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 9.51% | ₹10.11 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 9.54% | ₹10.08 Cr |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | 9.54% | ₹10.07 Cr |
| Century Textiles And Industries Limited Sr Xxi 8.10 Loa 25ap26 Fvrs1lac | Materials | 9.52% | ₹10.06 Cr |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | 9.45% | ₹10.05 Cr |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | - | — |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | 9.44% | ₹10.04 Cr |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | 9.44% | ₹10.04 Cr |
| Jsw Steel Limited 8.50 Ncd 12ot27 Fvrs10lac | Materials | 9.50% | ₹10.03 Cr |
| Century Textiles And Industries Limited Sr Xxi 8.10 Loa 25ap26 Fvrs1lac | Materials | 9.43% | ₹10.03 Cr |
| Century Textiles And Industries Limited Sr Xxi 8.10 Loa 25ap26 Fvrs1lac | Materials | - | — |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 9.43% | ₹10.03 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | - | — |
| Century Textiles And Industries Limited Sr Xxi 8.10 Loa 25ap26 Fvrs1lac | Materials | 9.43% | ₹10.03 Cr |
| Century Textiles And Industries Limited Sr Xxi 8.10 Loa 25ap26 Fvrs1lac | Materials | 9.43% | ₹10.03 Cr |
| Manappuram Finance Limited Sr B 8.80 Ncd 29sp25 Fvrs1lac | Financial | 9.49% | ₹10.02 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 9.42% | ₹10.01 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 9.42% | ₹10.01 Cr |
| Jsw Steel Limited 8.50 Ncd 12ot27 Fvrs10lac | Materials | 9.41% | ₹10.00 Cr |
| Canara Bank Cd 18dec25 | Financial | 9.29% | ₹9.88 Cr |
| Small Industries Development Bank Of India Cd 26mar26 | Financial | 9.18% | ₹9.76 Cr |
| Small Industries Development Bank Of India Cd 26mar26 | Financial | 9.18% | ₹9.76 Cr |
| Net Receivables | Unspecified | 8.73% | ₹9.26 Cr |
| Net Receivables | Unspecified | 8.73% | ₹9.26 Cr |
| Net Receivables | Unspecified | 8.22% | ₹8.75 Cr |
| Rashtriya Chemicals And Fertilizers Limited Sr I 7.99 Bd 07ag27 Fvrs1lac | Materials | 4.83% | ₹5.10 Cr |
| Rashtriya Chemicals And Fertilizers Limited Sr I 7.99 Bd 07ag27 Fvrs1lac | Materials | 4.78% | ₹5.09 Cr |
| Rashtriya Chemicals And Fertilizers Limited Sr I 7.99 Bd 07ag27 Fvrs1lac | Materials | 4.78% | ₹5.09 Cr |
| Rashtriya Chemicals And Fertilizers Limited Sr I 7.99 Bd 07ag27 Fvrs1lac | Materials | 4.78% | ₹5.08 Cr |
| Rashtriya Chemicals And Fertilizers Limited Sr I 7.99 Bd 07ag27 Fvrs1lac | Materials | - | — |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | 4.75% | ₹5.05 Cr |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | - | — |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | 4.75% | ₹5.05 Cr |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | 4.75% | ₹5.05 Cr |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | 4.77% | ₹5.04 Cr |
| Jsw Steel Limited 8.25 Ncd 23dc27 Fvrs10lac | Materials | 4.71% | ₹5.01 Cr |
| Jsw Steel Limited 8.25 Ncd 23dc27 Fvrs10lac | Materials | 4.71% | ₹5.01 Cr |
| Nuvoco Vistas Corporation Limited 7.75 Ncd 28ag25 Fvrs10lac | Materials | 4.74% | ₹5.00 Cr |
| Nuvoco Vistas Corporation Limited 7.7 Ncd 18sp28 Fvrs1lac | Materials | 4.70% | ₹5.00 Cr |
| Nuvoco Vistas Corporation Limited 7.7 Ncd 18sp28 Fvrs1lac | Materials | 4.70% | ₹5.00 Cr |
| Nuvoco Vistas Corporation Limited 7.7 Ncd 18sp28 Fvrs1lac | Materials | 4.69% | ₹4.99 Cr |
| Nuvoco Vistas Corporation Limited 7.7 Ncd 18sp28 Fvrs1lac | Materials | - | — |
| Axis Bank Limited Cd 05sep25 | Financial | 4.71% | ₹4.97 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 3.78% | ₹4.02 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | - | — |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 3.77% | ₹4.01 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 3.77% | ₹4.01 Cr |
| Others Class A2 Aif | Unspecified | 0.45% | ₹0.47 Cr |
| Others Class A2 Aif | Unspecified | 0.45% | ₹0.47 Cr |
| Others Class A2 Aif | Unspecified | 0.44% | ₹0.47 Cr |
| Others Class A2 Aif | Unspecified | 0.44% | ₹0.47 Cr |
| 14% Amanta Healthcare Limited (preference Share) ** # | Healthcare | 0.00% | ₹0.00 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund Direct-growth |
₹25.58 | 11.76% | 10.18% | - |
| UTI Credit Risk Fund Direct-flexi Idcw |
₹12.63 | 8.09% | 10.11% | - |
| UTI Credit Risk Fund Regular Plan-flexi Idcw |
₹11.40 | 7.33% | 9.31% | - |
| Nippon India Credit Risk Fund-growth |
₹36.21 | 8.38% | 8.54% | - |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹36.56 | 9.14% | 8.03% | - |
| Invesco India Credit Risk Fund Direct-discretionary Idcw |
₹2,229.74 | 10.64% | 7.81% | - |
| SBI Credit Risk Fund Direct-growth |
₹50.85 | 8.84% | 7.41% | - |
| ICICI Prudential Credit Risk Fund-growth |
₹33.09 | 8.42% | 7.32% | - |
| SBI Credit Risk Fund-growth |
₹46.96 | 8.14% | 6.73% | - |
| Invesco India Credit Risk Fund Regular-discretionary Idcw |
₹1,978.07 | 9.37% | 6.56% | - |
growth is based on 5Y returns of the funds
Bank Of India Credit Risk Fund Direct-growth
What is the current AUM of Bank Of India Credit Risk Fund Direct-growth?
As of Thu Jul 31, 2025, Bank Of India Credit Risk Fund Direct-growth manages assets worth ₹105.6 crore
How has Bank Of India Credit Risk Fund Direct-growth performed recently?
- 3 Months: 1.77%
- 6 Months: 3.39%
What is the long-term performance of Bank Of India Credit Risk Fund Direct-growth?
- 3 Years CAGR: 6.43%
- 5 Years CAGR: 26.32%
- Since Inception: 2.29%
What is the portfolio composition of Bank Of India Credit Risk Fund Direct-growth?
Debt: 70.14%, Others: 29.86%.
Who manages Bank Of India Credit Risk Fund Direct-growth?
Bank Of India Credit Risk Fund Direct-growth is managed by Alok Singh from Bank of India Mutual Fund.
Which are the top companies Bank Of India Credit Risk Fund Direct-growth has invested in?
- Repo – 26.33% of the fund's portfolio
- Repo – 23.20% of the fund's portfolio
- Repo – 21.13% of the fund's portfolio
- Repo – 21.13% of the fund's portfolio
- Net Receivables – 9.72% of the fund's portfolio
Which are the major sectors Bank Of India Credit Risk Fund Direct-growth focuses on?
- Materials – 145.95% of the fund's portfolio
- Unspecified – 128.97% of the fund's portfolio
- Financial – 93.21% of the fund's portfolio
- Consumer Staples – 38.87% of the fund's portfolio
- Healthcare – 0.00% of the fund's portfolio
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