Fund Overview of Bank Of India Ultra Short Duration Fund Direct-idcw Daily
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₹212.5 CrAUM
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₹1,011.93NAV
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0.39%Expense Ratio
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DebtFund Category
Returns of Bank Of India Ultra Short Duration Fund Direct-idcw Daily
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.42% | NA | 1.71% |
| 6 Months | 3.30% | NA | 3.90% |
| 1 Year | 7.21% | 7.21% | 7.70% |
| 2 Years | 14.75% | 7.12% | 7.59% |
| 3 Years | 22.50% | 7.00% | 7.34% |
| 5 Years | 31.57% | 5.64% | 6.07% |
| 7 Years | 50.89% | 6.05% | NA |
| 10 Years | 91.90% | 6.74% | 6.56% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Asset Allocation
debt instruments
88.56%other assets or cash equivalents
11.44%Bank Of India Ultra Short Duration Fund Direct-idcw Daily is one Debt mutual fund offered by Bank of India Mutual Fund. the fund aims Regular income over short to medium term. Investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months. It manages assets worth ₹212.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.39%. Fund Manager Manager EducationAbout Bank Of India Ultra Short Duration Fund Direct-idcw Daily
The portfolio allocation consists of 88.56% in debt instruments, 11.44% in other assets or cash equivalents. Managed by Mithraem Bharucha, it has delivered a return of 7.21% in the last year, a total return since inception of 7.32%.
Key Metrics of Bank Of India Ultra Short Duration Fund Direct-idcw Daily
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Standard Deviation0.28%
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Sharpe Ratio1.44%
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Alpha1.67%
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Beta0.68%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Ultra Short Duration Fund Direct-flexi Idcw  |
₹4,337 | 0.54% | 1.52% | 7.51% | 7.52% | 6.72% |
| Aditya Birla Sun Life Savings Direct-growth |
₹20,795 | 0.58% | 1.58% | 7.94% | 7.74% | 6.34% |
| Aditya Birla Sun Life Savings Regular-growth |
₹20,795 | 0.56% | 1.51% | 7.70% | 7.51% | 6.14% |
| UTI Ultra Short Duration Fund Regular-flexi Idcw |
₹4,337 | 0.49% | 1.35% | 6.86% | 6.92% | 6.12% |
| SBI Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902 | 0.50% | 1.44% | 7.15% | 7.18% | 5.73% |
| Canara Robeco Ultra Short Term Fund Direct-growth |
₹718 | 0.51% | 1.46% | 7.30% | 7.18% | 5.70% |
| Bank Of India Ultra Short Duration Fund Direct-bonus |
₹213 | 0.52% | 1.43% | 7.19% | 7.02% | 5.65% |
| Canara Robeco Ultra Short Term Fund Regular-growth |
₹718 | 0.46% | 1.30% | 6.68% | 6.59% | 5.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Bank Of India Ultra Short Duration Fund Direct-bonus
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₹213 | 0.52% | 1.43% | 3.20% | 7.19% | 7.02% |
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Bank Of India Ultra Short Duration Fund Direct-growth
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₹213 | 0.52% | 1.43% | 3.20% | 7.19% | 7.02% |
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Bank Of India Ultra Short Duration Fund Regular-growth
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₹213 | 0.48% | 1.30% | 2.94% | 6.64% | 6.53% |
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Bank Of India Ultra Short Duration Fund Regular-idcw Daily
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₹213 | 0.48% | 1.30% | 2.94% | 6.64% | 6.53% |
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Bank Of India Ultra Short Duration Fund Direct-idcw Weekly
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₹213 | 0.52% | 1.43% | 3.20% | 7.19% | 7.02% |
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Bank Of India Ultra Short Duration Fund Regular-idcw Weekly
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₹213 | 0.48% | 1.30% | 2.94% | 6.64% | 6.53% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Regular-growth |
₹20,795 | ₹560.10 | 7.51% | 6.14% | 7.07% |
| Aditya Birla Sun Life Savings Direct-growth |
₹20,795 | ₹570.54 | 7.74% | 6.34% | 7.24% |
| SBI Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902 | ₹1,264.64 | 7.18% | 5.73% | 6.54% |
| UTI Ultra Short Duration Fund Regular-flexi Idcw |
₹4,337 | ₹1,667.08 | 6.92% | 6.12% | 6.20% |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹4,337 | ₹2,252.21 | 7.52% | 6.72% | 6.81% |
| Canara Robeco Ultra Short Term Fund Direct-growth |
₹718 | ₹4,121.59 | 7.18% | 5.70% | 6.27% |
| Canara Robeco Ultra Short Term Fund Regular-growth |
₹718 | ₹3,867.87 | 6.59% | 5.12% | 5.65% |
| Bank Of India Ultra Short Duration Fund Direct-bonus |
₹213 | ₹3,320.02 | 7.02% | 5.65% | 6.73% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Axis Bank Limited Cd 05sep25 | Financial | 9.36% | ₹19.89 Cr |
| Repo | Unspecified | 9.85% | ₹18.71 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 8.79% | ₹18.69 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 9.82% | ₹18.64 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | - | — |
| Hdfc Bank Limited Cd 04feb26 | Financial | 9.81% | ₹18.61 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 8.53% | ₹18.12 Cr |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | 8.52% | ₹18.10 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 9.53% | ₹18.08 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | - | — |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | 9.52% | ₹18.07 Cr |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | - | — |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 7.11% | ₹15.10 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 7.94% | ₹15.07 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | - | — |
| Kotak Mahindra Bank Limited Cd 09jan26 | Financial | 6.88% | ₹14.61 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 7.46% | ₹14.16 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | - | — |
| Bharti Telecom Limited 360d Cp 17oct25 | Technology | 6.50% | ₹13.81 Cr |
| Kotak Mahindra Investments Limited 335d Cp 10mar26 | Financial | 6.34% | ₹13.48 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 6.88% | ₹13.05 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | - | — |
| Ntpc Limited 323d Cp 10mar26 | Energy & Utilities | 5.67% | ₹12.06 Cr |
| Government Of India 35543 182 Days Tbill 07ag25 Fv Rs 100 | Financial | 4.70% | ₹9.99 Cr |
| Au Small Finance Bank Limited Cd 01oct25 | Financial | 4.66% | ₹9.90 Cr |
| Bank Of Baroda Cd 16dec25 | Financial | 5.21% | ₹9.88 Cr |
| Indian Bank (04/02/2026) | Financial | 5.16% | ₹9.79 Cr |
| Export Import Bank Of India Cd 04mar26 | Financial | 5.14% | ₹9.75 Cr |
| Bank Of Baroda Cd 13jan26 | Financial | 4.58% | ₹9.73 Cr |
| Indian Bank (04/02/2026) | Financial | 4.56% | ₹9.70 Cr |
| Export Import Bank Of India Cd 04mar26 | Financial | 4.54% | ₹9.66 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 4.95% | ₹9.39 Cr |
| Repo | Unspecified | 4.36% | ₹9.27 Cr |
| Icici Securities Limited 365d Cp 20mar26 | Financial | 3.58% | ₹6.79 Cr |
| Icici Securities Limited 365d Cp 20mar26 | Financial | 3.17% | ₹6.73 Cr |
| Union Bank Of India Cd 25jun26 | Financial | 2.27% | ₹4.30 Cr |
| Net Receivables | Unspecified | 1.59% | ₹3.05 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 1.04% | ₹1.97 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.92% | ₹1.95 Cr |
| Net Receivables | Unspecified | 0.59% | ₹1.24 Cr |
| Others Class A2 Aif | Unspecified | 0.25% | ₹0.47 Cr |
| Others Class A2 Aif | Unspecified | 0.22% | ₹0.47 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹2,252.21 | 7.52% | 6.72% | - |
| Aditya Birla Sun Life Savings Direct-growth |
₹570.54 | 7.74% | 6.34% | - |
| Aditya Birla Sun Life Savings Regular-growth |
₹560.10 | 7.51% | 6.14% | - |
| UTI Ultra Short Duration Fund Regular-flexi Idcw |
₹1,667.08 | 6.92% | 6.12% | - |
| SBI Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹1,264.64 | 7.18% | 5.73% | - |
| Canara Robeco Ultra Short Term Fund Direct-growth |
₹4,121.59 | 7.18% | 5.70% | - |
| Bank Of India Ultra Short Duration Fund Direct-bonus |
₹3,320.02 | 7.02% | 5.65% | - |
| Canara Robeco Ultra Short Term Fund Regular-growth |
₹3,867.87 | 6.59% | 5.12% | - |
growth is based on 5Y returns of the funds
Bank Of India Ultra Short Duration Fund Direct-idcw Daily
What is the current AUM of Bank Of India Ultra Short Duration Fund Direct-idcw Daily?
As of Thu Jul 31, 2025, Bank Of India Ultra Short Duration Fund Direct-idcw Daily manages assets worth ₹212.5 crore
How has Bank Of India Ultra Short Duration Fund Direct-idcw Daily performed recently?
- 3 Months: 1.42%
- 6 Months: 3.30%
What is the long-term performance of Bank Of India Ultra Short Duration Fund Direct-idcw Daily?
- 3 Years CAGR: 7.00%
- 5 Years CAGR: 5.64%
- Since Inception: 7.32%
What is the portfolio composition of Bank Of India Ultra Short Duration Fund Direct-idcw Daily?
Debt: 88.56%, Others: 11.44%.
Who manages Bank Of India Ultra Short Duration Fund Direct-idcw Daily?
Bank Of India Ultra Short Duration Fund Direct-idcw Daily is managed by Mithraem Bharucha from Bank of India Mutual Fund.
When was the last dividend declared by Bank Of India Ultra Short Duration Fund Direct-idcw Daily?
Latest dividend was declared on 24 Oct 2025 at 0.01% of face value.
Which are the top companies Bank Of India Ultra Short Duration Fund Direct-idcw Daily has invested in?
- AXIS BANK LIMITED CD 05SEP25 – 9.36% of the fund's portfolio
- Repo – 9.85% of the fund's portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – 8.79% of the fund's portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – 9.82% of the fund's portfolio
- REC LIMITED SR 225 7.64 BD 30JU26 FVRS1LAC – 1.00% of the fund's portfolio
Which are the major sectors Bank Of India Ultra Short Duration Fund Direct-idcw Daily focuses on?
- Financial – 176.97% of the fund's portfolio
- Unspecified – 16.86% of the fund's portfolio
- Technology – 6.50% of the fund's portfolio
- Energy & Utilities – 5.67% of the fund's portfolio
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