Fund Overview of HDFC Retirement Savings Fund Equity Plan Regular-growth
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₹6,611.8 CrAUM
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₹51.00NAV
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1.77%Expense Ratio
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EquityFund Category
Returns of HDFC Retirement Savings Fund Equity Plan Regular-growth
Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
---|---|---|---|
3 Months | -1.26% | NA | 3.06% |
6 Months | 12.30% | NA | 12.13% |
1 Year | -0.69% | -0.69% | 0.23% |
2 Years | 36.06% | 16.65% | 19.05% |
3 Years | 67.28% | 18.71% | 17.87% |
5 Years | 192.59% | 23.95% | 20.71% |
7 Years | 230.69% | 18.63% | NA |
Asset Allocation
equities
92.23%other assets or cash equivalents
6.95%HDFC Retirement Savings Fund Equity Plan Regular-growth is one Equity mutual fund offered by HDFC Mutual Fund. Launched on 25 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments It manages assets worth ₹6,611.8 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.77%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout HDFC Retirement Savings Fund Equity Plan Regular-growth
The portfolio allocation consists of 92.23% in equities, 6.95% in other assets or cash equivalents. Managed by Shobhit Mehrotra, it has delivered a return of -0.69% in the last year, a total return since inception of 18.40%.
Key Metrics of HDFC Retirement Savings Fund Equity Plan Regular-growth
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Standard Deviation11.08%
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Sharpe Ratio0.97%
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Alpha4.16%
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Beta0.81%
Fund Details
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Top Performing Mutual Funds
Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
---|---|---|---|---|---|---|
Aditya Birla Sun Life Flexi Cap Fund Direct-growth |
₹23,127 | 1.12% | -0.15% | 1.26% | 18.37% | 20.52% |
Aditya Birla Sun Life Flexi Cap Fund Regular-growth |
₹23,127 | 1.06% | -0.35% | 0.47% | 17.42% | 19.53% |
Aditya Birla Sun Life Focused Fund Direct-growth |
₹7,731 | 0.97% | -1.36% | -0.01% | 17.31% | 19.23% |
Aditya Birla Sun Life Focused Fund Regular-growth |
₹7,731 | 0.90% | -1.59% | -0.93% | 16.21% | 18.12% |
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-growth |
₹411 | 0.74% | 0.34% | 2.16% | 16.80% | 15.85% |
Aditya Birla Sun Life Retirement Fund - The 30s Plan Regular-growth |
₹411 | 0.64% | 0.03% | 0.88% | 15.26% | 14.19% |
More funds from HDFC Mutual Fund
Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
---|---|---|---|---|---|---|
HDFC Flexi Cap Direct Plan-growth
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₹80,642 | 1.74% | 2.34% | 14.77% | 7.24% | 24.09% |
HDFC Flexi Cap Fund Regular-growth
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₹80,642 | 1.68% | 2.17% | 14.39% | 6.55% | 23.28% |
HDFC Focused Fund Regular-growth
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₹21,456 | 1.16% | 1.73% | 13.93% | 6.72% | 22.48% |
HDFC Focused Fund Direct-growth
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₹21,456 | 1.24% | 2.00% | 14.52% | 7.82% | 23.96% |
HDFC Retirement Savings Fund Equity Plan Direct-growth
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₹6,612 | 1.32% | -1.00% | 12.88% | 0.32% | 20.03% |
HDFC Bse 500 Index Fund Direct - Growth
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₹233 | 1.25% | -1.05% | 14.49% | -1.22% | - |
HDFC Bse 500 Index Fund Regular - Growth
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₹233 | 1.21% | -1.18% | 14.20% | -1.71% | - |
HDFC Bse 500 Etf - Growth
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₹18 | 1.24% | -1.04% | 14.57% | -1.15% | - |
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Top Mutual Funds
Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
---|---|---|---|---|---|
Aditya Birla Sun Life Flexi Cap Fund Regular-growth |
₹23,127 | ₹1,811.33 | 17.42% | 19.53% | 14.04% |
Aditya Birla Sun Life Flexi Cap Fund Direct-growth |
₹23,127 | ₹2,027.92 | 18.37% | 20.52% | 15.08% |
Aditya Birla Sun Life Focused Fund Direct-growth |
₹7,731 | ₹160.28 | 17.31% | 19.23% | 13.75% |
Aditya Birla Sun Life Focused Fund Regular-growth |
₹7,731 | ₹141.98 | 16.21% | 18.12% | 12.62% |
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-growth |
₹411 | ₹22.32 | 16.80% | 15.85% | - |
Aditya Birla Sun Life Retirement Fund - The 30s Plan Regular-growth |
₹411 | ₹20.17 | 15.26% | 14.19% | - |
Detailed Portfolio
Stocks | Sector | % of Holding | Value |
---|---|---|---|
Repo | Unspecified | 10.15% | ₹670.89 Cr |
Hdfc Bank Ltd | Financial | 9.16% | ₹605.46 Cr |
Hdfc Bank Ltd | Financial | 8.52% | ₹570.60 Cr |
Icici Bank Ltd | Financial | 7.17% | ₹474.05 Cr |
Repo | Unspecified | 6.97% | ₹466.54 Cr |
Icici Bank Ltd | Financial | 6.44% | ₹431.36 Cr |
Reliance Industries Ltd | Energy & Utilities | 4.21% | ₹278.04 Cr |
Reliance Industries Ltd | Energy & Utilities | 4.08% | ₹272.80 Cr |
Axis Bank Ltd | Financial | 4.06% | ₹271.58 Cr |
Axis Bank Ltd | Financial | 3.88% | ₹256.42 Cr |
Maruti Suzuki India Ltd | Consumer Discretionary | 3.59% | ₹240.44 Cr |
Infosys Ltd | Technology | 3.23% | ₹216.27 Cr |
Bharti Airtel Ltd | Technology | 3.18% | ₹210.57 Cr |
Bharti Airtel Ltd | Technology | 3.09% | ₹206.62 Cr |
Kotak Mahindra Bank Ltd | Financial | 2.98% | ₹199.27 Cr |
Tata Consultancy Services Ltd | Technology | 2.76% | ₹182.21 Cr |
State Bank Of India | Financial | 2.61% | ₹174.49 Cr |
Tata Consultancy Services Ltd | Technology | 2.59% | ₹173.30 Cr |
Maruti Suzuki India Ltd | Consumer Discretionary | 2.57% | ₹170.21 Cr |
State Bank Of India | Financial | 2.41% | ₹159.31 Cr |
Kotak Mahindra Bank Ltd | Financial | 2.39% | ₹158.29 Cr |
Cipla Ltd | Healthcare | 2.35% | ₹155.09 Cr |
Infosys Ltd | Technology | 2.28% | ₹150.90 Cr |
Cipla Ltd | Healthcare | 2.25% | ₹150.33 Cr |
Hcl Technologies Ltd | Technology | 2.07% | ₹138.51 Cr |
Larsen & Toubro Ltd | Industrials | 2.05% | ₹137.21 Cr |
Larsen & Toubro Ltd | Industrials | 2.06% | ₹136.37 Cr |
Itc Ltd | Consumer Staples | 2.06% | ₹135.94 Cr |
Itc Ltd | Consumer Staples | 1.98% | ₹132.51 Cr |
Interglobe Aviation Ltd | Industrials | 1.97% | ₹130.03 Cr |
Hcl Technologies Ltd | Technology | 1.89% | ₹124.77 Cr |
Interglobe Aviation Ltd | Industrials | 1.84% | ₹123.08 Cr |
Bajaj Auto Ltd | Consumer Discretionary | 1.75% | ₹117.16 Cr |
Power Grid Corporation Of India Ltd | Energy & Utilities | 1.67% | ₹112.10 Cr |
Eicher Motors Ltd | Consumer Discretionary | 1.57% | ₹105.08 Cr |
Power Grid Corporation Of India Ltd | Energy & Utilities | 1.54% | ₹101.85 Cr |
Dr. Lal Pathlabs Ltd | Healthcare | 1.47% | ₹98.22 Cr |
Icici Lombard General Insurance Company Ltd | Financial | 1.46% | ₹96.35 Cr |
Bajaj Auto Ltd | Consumer Discretionary | 1.45% | ₹96.10 Cr |
Icici Lombard General Insurance Company Ltd | Financial | 1.41% | ₹94.49 Cr |
Dr. Lal Pathlabs Ltd | Healthcare | 1.42% | ₹94.07 Cr |
Havells India Ltd | Consumer Discretionary | 1.35% | ₹90.12 Cr |
Havells India Ltd | Consumer Discretionary | 1.36% | ₹90.04 Cr |
Lupin Ltd | Healthcare | 1.28% | ₹86.01 Cr |
Hdfc Life Insurance Co Ltd | Financial | 1.24% | ₹83.21 Cr |
Hdfc Life Insurance Co Ltd | Financial | 1.26% | ₹83.11 Cr |
Eicher Motors Ltd | Consumer Discretionary | 1.24% | ₹82.03 Cr |
Transport Corporation Of India Ltd | Industrials | 1.20% | ₹80.26 Cr |
Hindustan Petroleum Corporation Ltd | Energy & Utilities | 1.19% | ₹79.81 Cr |
Transport Corporation Of India Ltd | Industrials | 1.21% | ₹79.70 Cr |
Max Financial Services Ltd | Financial | 1.18% | ₹78.80 Cr |
Hindustan Petroleum Corporation Ltd | Energy & Utilities | 1.14% | ₹75.32 Cr |
Max Financial Services Ltd | Financial | 1.14% | ₹75.07 Cr |
Jindal Steel & Power Ltd | Materials | 1.11% | ₹74.46 Cr |
Alkem Laboratories Ltd | Healthcare | 1.09% | ₹73.24 Cr |
Gland Pharma Ltd | Healthcare | 1.09% | ₹72.27 Cr |
Delhivery Ltd | Industrials | 1.08% | ₹72.01 Cr |
Creditaccess Grameen Ltd | Financial | 1.05% | ₹70.37 Cr |
Gland Pharma Ltd | Healthcare | 1.04% | ₹69.71 Cr |
Delhivery Ltd | Industrials | 1.03% | ₹68.04 Cr |
Jindal Steel & Power Ltd | Materials | 1.02% | ₹67.55 Cr |
Tata Steel Ltd | Materials | 1.01% | ₹67.51 Cr |
United Spirits Ltd | Consumer Staples | 0.99% | ₹66.22 Cr |
Tata Steel Ltd | Materials | 0.96% | ₹63.18 Cr |
National Aluminium Company Ltd | Materials | 0.89% | ₹59.88 Cr |
Godrej Consumer Products Ltd | Consumer Staples | 0.89% | ₹59.17 Cr |
Voltamp Transformers Ltd | Industrials | 0.87% | ₹57.43 Cr |
Apollo Hospitals Enterprise Ltd | Healthcare | 0.85% | ₹56.24 Cr |
Creditaccess Grameen Ltd | Financial | 0.85% | ₹56.17 Cr |
Apollo Hospitals Enterprise Ltd | Healthcare | 0.83% | ₹55.57 Cr |
Embassy Office Parks Reit | Real Estate | 0.82% | ₹54.91 Cr |
Kalpataru Power Transmission Ltd | Industrials | 0.82% | ₹54.89 Cr |
Godrej Consumer Products Ltd | Consumer Staples | 0.82% | ₹54.84 Cr |
The Anup Engineering Ltd | Industrials | 0.80% | ₹52.91 Cr |
National Aluminium Company Ltd | Materials | 0.78% | ₹51.82 Cr |
Embassy Office Parks Reit | Real Estate | 0.78% | ₹51.49 Cr |
Redington Ltd | Technology | 0.76% | ₹51.02 Cr |
United Spirits Ltd | Consumer Staples | 0.77% | ₹50.93 Cr |
Kalpataru Power Transmission Ltd | Industrials | 0.76% | ₹50.19 Cr |
Lupin Ltd | Healthcare | 0.73% | ₹48.23 Cr |
Gujarat State Petronet Ltd | Energy & Utilities | 0.72% | ₹47.29 Cr |
Akzo Nobel India Ltd | Materials | 0.71% | ₹47.14 Cr |
Voltamp Transformers Ltd | Industrials | 0.70% | ₹47.03 Cr |
The Anup Engineering Ltd | Industrials | 0.70% | ₹46.94 Cr |
Gujarat State Petronet Ltd | Energy & Utilities | 0.69% | ₹46.43 Cr |
Mahindra & Mahindra Ltd | Consumer Discretionary | 0.68% | ₹44.84 Cr |
Bajaj Electricals Ltd | Consumer Discretionary | 0.65% | ₹43.27 Cr |
Gateway Distriparks Ltd | Industrials | 0.64% | ₹42.90 Cr |
Blue Dart Express Ltd | Industrials | 0.64% | ₹42.77 Cr |
Crisil Ltd | Industrials | 0.64% | ₹42.44 Cr |
Akzo Nobel India Ltd | Materials | 0.62% | ₹41.37 Cr |
Chambal Fertilisers & Chemicals Ltd | Materials | 0.61% | ₹40.86 Cr |
Greenply Industries Ltd | Materials | 0.61% | ₹40.30 Cr |
Finolex Cables Ltd | Industrials | 0.60% | ₹39.93 Cr |
Gateway Distriparks Ltd | Industrials | 0.59% | ₹38.96 Cr |
Bajaj Electricals Ltd | Consumer Discretionary | 0.57% | ₹38.15 Cr |
Greenply Industries Ltd | Materials | 0.56% | ₹37.70 Cr |
Finolex Cables Ltd | Industrials | 0.55% | ₹36.95 Cr |
Crisil Ltd | Industrials | 0.53% | ₹35.50 Cr |
Vrl Logistics Ltd | Industrials | 0.53% | ₹34.77 Cr |
Mahindra & Mahindra Ltd | Consumer Discretionary | 0.51% | ₹34.27 Cr |
Finolex Industries Ltd | Industrials | 0.51% | ₹34.03 Cr |
Ceat Ltd | Consumer Discretionary | 0.51% | ₹33.83 Cr |
Star Health & Allied Insurance Co. Ltd | Financial | 0.50% | ₹33.51 Cr |
Star Health & Allied Insurance Co. Ltd | Financial | 0.50% | ₹33.35 Cr |
Symphony Ltd | Consumer Discretionary | 0.50% | ₹33.33 Cr |
Ceat Ltd | Consumer Discretionary | 0.50% | ₹33.13 Cr |
Finolex Industries Ltd | Industrials | 0.49% | ₹33.02 Cr |
Pnc Infratech Ltd | Industrials | 0.48% | ₹31.64 Cr |
Vrl Logistics Ltd | Industrials | 0.46% | ₹30.62 Cr |
Net Current Assets | Unspecified | 0.46% | ₹30.59 Cr |
Torrent Pharmaceuticals Ltd | Healthcare | 0.45% | ₹29.94 Cr |
The Great Eastern Shipping Company Ltd | Energy & Utilities | 0.45% | ₹29.81 Cr |
Pnc Infratech Ltd | Industrials | 0.44% | ₹29.69 Cr |
Pvr Ltd | Consumer Discretionary | 0.44% | ₹29.56 Cr |
Symphony Ltd | Consumer Discretionary | 0.43% | ₹28.62 Cr |
Nippon Life India Asset Management Ltd | Financial | 0.43% | ₹28.43 Cr |
The Great Eastern Shipping Company Ltd | Energy & Utilities | 0.43% | ₹28.20 Cr |
Pvr Ltd | Consumer Discretionary | 0.42% | ₹27.49 Cr |
Mahindra Holidays & Resorts India Ltd | Consumer Discretionary | 0.40% | ₹26.73 Cr |
Mahindra Holidays & Resorts India Ltd | Consumer Discretionary | 0.40% | ₹26.46 Cr |
Chambal Fertilisers & Chemicals Ltd | Materials | 0.39% | ₹25.75 Cr |
Tamil Nadu Newsprint & Papers Ltd | Materials | 0.39% | ₹25.68 Cr |
Tamil Nadu Newsprint & Papers Ltd | Materials | 0.38% | ₹25.32 Cr |
Prestige Estates Projects Ltd | Real Estate | 0.37% | ₹24.40 Cr |
Equitas Small Finance Bank Ltd | Financial | 0.36% | ₹23.70 Cr |
Timken India Ltd | Industrials | 0.35% | ₹23.23 Cr |
Equitas Small Finance Bank Ltd | Financial | 0.34% | ₹22.87 Cr |
Prestige Estates Projects Ltd | Real Estate | 0.34% | ₹22.65 Cr |
Timken India Ltd | Industrials | 0.31% | ₹21.07 Cr |
Gna Axles Ltd | Consumer Discretionary | 0.31% | ₹20.82 Cr |
Gna Axles Ltd | Consumer Discretionary | 0.31% | ₹20.60 Cr |
Cyient Ltd | Technology | 0.29% | ₹19.29 Cr |
Kec International Ltd | Diversified | 0.26% | ₹17.46 Cr |
Nippon Life India Asset Management Ltd | Financial | 0.26% | ₹17.37 Cr |
Kec International Ltd | Diversified | 0.26% | ₹17.23 Cr |
Cyient Ltd | Technology | 0.24% | ₹16.05 Cr |
Redington Ltd | Technology | 0.19% | ₹12.51 Cr |
Nilkamal Ltd | Materials | 0.18% | ₹12.10 Cr |
Nilkamal Ltd | Materials | 0.17% | ₹11.13 Cr |
Mahindra & Mahindra Financial Services Ltd | Financial | 0.12% | ₹7.73 Cr |
Itc Hotels Ltd | Consumer Discretionary | 0.09% | ₹5.99 Cr |
Net Payables | Unspecified | -0.02% | ₹-2.16 Cr |
Top Equity Funds
Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
---|---|---|---|---|
Aditya Birla Sun Life Flexi Cap Fund Direct-growth |
₹2,027.92 | 18.37% | 20.52% | - |
Aditya Birla Sun Life Flexi Cap Fund Regular-growth |
₹1,811.33 | 17.42% | 19.53% | - |
Aditya Birla Sun Life Focused Fund Direct-growth |
₹160.28 | 17.31% | 19.23% | - |
Aditya Birla Sun Life Focused Fund Regular-growth |
₹141.98 | 16.21% | 18.12% | - |
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-growth |
₹22.32 | 16.80% | 15.85% | - |
Aditya Birla Sun Life Retirement Fund - The 30s Plan Regular-growth |
₹20.17 | 15.26% | 14.19% | - |
HDFC Retirement Savings Fund Equity Plan Regular-growth
What is the current AUM of HDFC Retirement Savings Fund Equity Plan Regular-growth?
As of Thu Jul 31, 2025, HDFC Retirement Savings Fund Equity Plan Regular-growth manages assets worth ₹6,611.8 crore
How has HDFC Retirement Savings Fund Equity Plan Regular-growth performed recently?
- 3 Months: -1.26%
- 6 Months: 12.30%
What is the long-term performance of HDFC Retirement Savings Fund Equity Plan Regular-growth?
- 3 Years CAGR: 18.71%
- 5 Years CAGR: 23.95%
- Since Inception: 18.40%
What is the portfolio composition of HDFC Retirement Savings Fund Equity Plan Regular-growth?
Equity: 92.23%, Others: 6.95%.
Who manages HDFC Retirement Savings Fund Equity Plan Regular-growth?
HDFC Retirement Savings Fund Equity Plan Regular-growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.
What is the market-cap allocation of HDFC Retirement Savings Fund Equity Plan Regular-growth?
Large Cap: 71.03%, Mid Cap: 7.47%, Small Cap: 21.50%.
Which are the top companies HDFC Retirement Savings Fund Equity Plan Regular-growth has invested in?
- Repo – 10.15% of the fund's portfolio
- HDFC Bank Ltd – 9.16% of the fund's portfolio
- HDFC Bank Ltd – 8.52% of the fund's portfolio
- ICICI Bank Ltd – 7.17% of the fund's portfolio
- Repo – 6.97% of the fund's portfolio
Which are the major sectors HDFC Retirement Savings Fund Equity Plan Regular-growth focuses on?
- Financial – 61.72% of the fund's portfolio
- Industrials – 24.85% of the fund's portfolio
- Technology – 22.57% of the fund's portfolio
- Consumer Discretionary – 21.60% of the fund's portfolio
- Unspecified – 17.56% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.