Nippon India Credit Risk Fund Direct-growth
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Fund Overview
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₹1,013.5 CrAUM
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₹39.35NAV
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0.69%Expense Ratio
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DebtFund Category
Returns of Nippon India Credit Risk Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.09% | NA | 1.56% |
| 6 Months | 5.56% | NA | 6.78% |
| 1 Year | 10.05% | 10.05% | 11.50% |
| 3 Years | 29.57% | 9.02% | 9.30% |
| 5 Years | 57.85% | 9.56% | 10.13% |
| 7 Years | 51.39% | 6.10% | NA |
| 10 Years | 94.83% | 6.90% | 7.32% |
Asset Allocation
debt instruments
94.67%other assets or cash equivalents
5.33%Nippon India Credit Risk Fund Direct-growth is one Debt mutual fund offered by Nippon India Mutual Fund. the fund aims Income over medium term. Investment predominantly in AA and below rated corporate bonds. It manages assets worth ₹1,013.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.69%. Fund Manager Manager Education
The portfolio allocation consists of 94.67% in debt instruments, 5.33% in other assets or cash equivalents. Managed by Sushil Budhia, it has delivered a return of 10.05% in the last year, a total return since inception of 7.57%.
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Standard Deviation0.80%
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Sharpe Ratio2.89%
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Alpha5.92%
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Beta1.96%
Fund Details
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Fund NamesNippon India Credit Risk Fund Direct-growth
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 100
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 100
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RiskPrincipal at high risk
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Category Average Annual Returns11.50
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Dynamic Bond Fund Direct-flexi Idcw  |
₹481.67 Cr | 1.13% | 0.44% | 6.68% | 7.89% | 9.23% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | 0.52% | 1.50% | 7.79% | 7.45% | 7.08% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | 0.86% | 0.99% | 7.66% | 8.06% | 6.68% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | 0.47% | 1.53% | 7.91% | 7.67% | 6.22% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.68% | -0.15% | 4.21% | 7.72% | 5.93% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | 1.68% | -0.15% | 4.21% | 7.72% | 5.93% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | 0.47% | 1.44% | 6.91% | 7.09% | 5.73% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | 0.48% | 1.48% | 7.27% | 7.15% | 5.72% |
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | 0.46% | 1.42% | 6.82% | 7.00% | 5.64% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.62% | -0.35% | 3.40% | 6.86% | 5.02% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Nippon India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
Nippon India Growth Mid Cap Fund Direct- Growth
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₹38,581 Cr | -0.81% | -2.48% | 11.32% | -3.48% | 25.70% |
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Nippon India Short Duration Fund Direct-growth
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₹8,739 Cr | 0.72% | 1.39% | 4.62% | 8.79% | 8.33% |
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Nippon India Short Duration Fund-growth
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₹8,739 Cr | 0.67% | 1.24% | 4.31% | 8.17% | 7.66% |
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Nippon India Gilt Fund Direct-automatic Annual Reinvest Option
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₹2,057 Cr | 1.68% | -0.15% | 1.11% | 4.21% | 7.72% |
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Nippon India Gilt Pf Fund -automatic Annual Reinvest Option
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₹2,057 Cr | 1.62% | -0.35% | 0.72% | 3.40% | 6.86% |
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Nippon India Gilt Fund Direct Defined Maturity Date-growth
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₹2,057 Cr | 1.68% | -0.15% | 1.11% | 4.21% | 7.72% |
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Nippon India Income Plus Arbitrage Active Fof Direct-growth
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₹644 Cr | 0.64% | 1.29% | - | - | - |
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Nippon India Nifty 500 Quality 50 Index Fund Regular-growth
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₹33 Cr | 0.03% | -5.72% | - | - | - |
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Nippon India Nifty 500 Low Volatility 50 Index Fund Regular-growth
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₹11 Cr | 0.78% | 0.40% | - | - | - |
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Nippon India Nifty 500 Low Volatility 50 Index Fund Direct-growth
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₹11 Cr | 0.82% | 0.53% | - | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,578.23 | 7.00% | 5.64% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,587.64 | 7.09% | 5.73% | 6.26% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.83 | 8.06% | 6.68% | 7.86% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,626.97 | 7.67% | 6.22% | 6.87% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.15% | 5.72% | 6.55% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,013.90 | 7.45% | 7.08% | 6.20% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹23.13 | 7.72% | 5.93% | 8.46% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹31.73 | 6.86% | 5.02% | 7.44% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | ₹42.86 | 7.72% | 5.93% | 8.46% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹17.00 | 7.89% | 9.23% | 7.45% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.69% | ₹77.96 Cr |
| Renew Solar Energy (jharkhand Five) Private Limited 8.44 Ncd 31ag29 Fvrs1lac | Unspecified | 4.76% | ₹48.26 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 4.10% | ₹41.56 Cr |
| Shriram Housing Finance Limited Sr 35 9.25 Ncd 04ot27 Fvrs1lac | Financial | 4.04% | ₹40.91 Cr |
| Mancherial Repallewada Road Private Limited Sr B 8.28 Rr Ncd 31mr31 Fvrs90420 | Industrials | 4.01% | ₹40.65 Cr |
| Prestige Projects Private Limited 11.75 Ncd 05mr27 Fvrs1lac | Real Estate | 3.96% | ₹40.09 Cr |
| The Sandur Manganese And Iron Ores Limited 11 Ncd 30sp31 Fvrs1lac | Materials | 3.85% | ₹39.01 Cr |
| Bamboo Hotel And Global Centre (delhi) Private Limited Sr I 10.81 Ncd 31jn28 Fvrs1lac | Consumer Discretionary | 3.78% | ₹38.32 Cr |
| Delhi International Airport Limited Rr Ncd 22ag30 Fvrs1lac | Industrials | 3.55% | ₹35.99 Cr |
| Vedanta Limited Sr 2 9.50 Ncd 20ag27 Fvrs1lac | Materials | 3.49% | ₹35.40 Cr |
| Renserv Global Private Limited 9.9040 Ncd 02my28 Fvrs1lac | Unspecified | 3.46% | ₹35.07 Cr |
| Hiranandani Financial Services Private Limited 9.95 Rr Ncd 24fb28 Fvrs1lac | Financial | 3.45% | ₹34.99 Cr |
| Repo | Unspecified | 3.41% | ₹34.61 Cr |
| Jubilant Beverages Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 3.06% | ₹30.99 Cr |
| Century Textiles And Industries Limited 8.55 Ncd 30ag29 Fvrs1lac | Materials | 3.03% | ₹30.72 Cr |
| Rec Limited Sr 178 8.80 Bd 14my29 Fvrs10lac | Financial | 2.63% | ₹26.67 Cr |
| Profectus Capital Private Limited 10.48 Loa 25my26 Fvrs1lac | Industrials | 2.61% | ₹26.47 Cr |
| Mindspace Business Parks Reit Sr Ncd9 7.96 Ncd 11my29 Fvrs1lac | Real Estate | 2.55% | ₹25.80 Cr |
| Small Industries Development Bank Of India Sr Iv 7.79 Bd 19ap27 Fvrs1lac | Financial | 2.51% | ₹25.49 Cr |
| Ashoka Buildcon Limited Sr Ii Tr 1 8.75 Ncd 16ap26 Fvrs1lac | Industrials | 2.48% | ₹25.11 Cr |
| Vastu Finserve India Private Limited 9.9 Ncd 03nv25 Fvrs1lac | Financial | 2.47% | ₹25.05 Cr |
| Government Of India 35543 182 Days Tbill 07ag25 Fv Rs 100 | Financial | 2.46% | ₹24.98 Cr |
| Government Of India 33618 Goi 13nv30 7.32 Fv Rs 100 | Entities | 2.08% | ₹21.08 Cr |
| Iifl Finance Limited Sr D27 9.80 Ncd 03dc26 Fvrs1lac | Financial | 1.98% | ₹20.09 Cr |
| Indostar Home Finance Private Limited 9.40 Ncd 19sp26 Fvrs1lac | Financial | 1.98% | ₹20.05 Cr |
| Net Current Assets | Unspecified | 1.92% | ₹19.44 Cr |
| Muthoot Capital Services Limited 10 Ncd 17ju27 Fvrs1lac | Financial | 1.47% | ₹14.94 Cr |
| Ashoka Buildcon Limited Sr Iii Tr 1 8.75 Ncd 23ap26 Fvrs1lac | Industrials | 1.09% | ₹11.05 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 1.02% | ₹10.36 Cr |
| Power Finance Corporation Ltd Bonds/deb 7.60 20/02/2027 | Financial | 1.00% | ₹10.17 Cr |
| Fullerton India Home Finance Company Limited Sr 21 Op Ii 8.40 Ncd 26dc25 Fvrs10lac | Financial | 0.99% | ₹10.05 Cr |
| Muthoot Fincorp Limited Op Ii Tr I 9.25 Ncd 16sp27 Fvrs1000 | Financial | 0.99% | ₹10.04 Cr |
| Indostar Home Finance Private Limited 9.40 Ncd 21nv26 Fvrs1lac | Financial | 0.99% | ₹10.03 Cr |
| Vivriti Capital Private Limited 10.15 Ncd 25my26 Fvrs1lac | Financial | 0.99% | ₹10.03 Cr |
| Summit Digitel Infrastructure Private Limited 6.59 Ncd 16ju26 Fvrs10lac | Technology | 0.99% | ₹10.02 Cr |
| Goi Sec 7.17 17/04/2030 | Entities | 0.52% | ₹5.22 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 0.50% | ₹5.04 Cr |
| Trust Investment Advisors Private Limited 114d Cp 22aug25 | Financial | 0.49% | ₹4.98 Cr |
| Incred Financial Services Limited 9.50 Ncd 28my27 Fvrs1lac | Financial | 0.49% | ₹4.95 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 G 9.35 Ncd 30dc33 Fvrs1lac | Unspecified | 0.45% | ₹4.51 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 F 9.35 Ncd 31dc32 Fvrs1lac | Unspecified | 0.44% | ₹4.51 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 C 9.35 Ncd 31dc29 Fvrs1lac | Unspecified | 0.44% | ₹4.46 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 B 9.35 Ncd 29dc28 Fvrs1lac | Unspecified | 0.44% | ₹4.45 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 A 9.35 Ncd 31dc27 Fvrs1lac | Unspecified | 0.44% | ₹4.44 Cr |
| Vivriti Capital Limited Sr Iii 9.65 Ncd 06sp25 Fvrs1000 | Financial | 0.36% | ₹3.63 Cr |
| Others Class A2 Aif | Unspecified | 0.29% | ₹2.90 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 H 9.35 Ncd 24nv34 Fvrs1lac | Unspecified | 0.20% | ₹2.00 Cr |
| Telangana State Industrial Infrastructure Corporation Limited Sr I 2024-25 E 9.35 Ncd 31dc31 Fvrs1lac | Unspecified | 0.09% | ₹0.92 Cr |
| Others Mrgn Money | Unspecified | 0.01% | ₹0.09 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund Direct-growth |
₹25.07 | 11.60% | 10.27% | - |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹12.45 | 8.17% | 10.22% | - |
| Uti Credit Risk Fund Direct-growth |
₹19.62 | 8.17% | 10.22% | - |
| Nippon India Credit Risk Fund Direct-growth |
₹39.35 | 9.19% | 9.49% | - |
| Uti Credit Risk Fund Regular Plan-flexi Idcw |
₹11.26 | 7.41% | 9.42% | - |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth |
₹22.83 | 10.63% | 9.33% | - |
| Nippon India Credit Risk Fund-growth |
₹35.70 | 8.38% | 8.74% | - |
| Sbi Credit Risk Fund Direct-growth |
₹50.17 | 8.87% | 7.68% | - |
| Sbi Credit Risk Fund-growth |
₹46.39 | 8.17% | 6.99% | - |
| Kotak Credit Risk Fund Regular-growth |
₹30.09 | 7.42% | 5.79% | - |
growth is based on 5Y returns of the funds
- 3 Months: 2.09%
- 6 Months: 5.56%
- 3 Years CAGR: 9.02%
- 5 Years CAGR: 9.56%
- Since Inception: 7.57%
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.69% of the fund's portfolio
- RENEW SOLAR ENERGY (JHARKHAND FIVE) PRIVATE LIMITED 8.44 NCD 31AG29 FVRS1LAC – 4.76% of the fund's portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – 4.10% of the fund's portfolio
- SHRIRAM HOUSING FINANCE LIMITED SR 35 9.25 NCD 04OT27 FVRS1LAC – 4.04% of the fund's portfolio
- MANCHERIAL REPALLEWADA ROAD PRIVATE LIMITED SR B 8.28 RR NCD 31MR31 FVRS90420 – 4.01% of the fund's portfolio
- Financial – 29.29% of the fund's portfolio
- Unspecified – 16.35% of the fund's portfolio
- Industrials – 13.74% of the fund's portfolio
- Entities – 11.31% of the fund's portfolio
- Materials – 10.87% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
