- Home
- Mutual Funds
- Nippon India Mutual Fund
- Nippon India Credit Risk Fund Direct-IDCW
Fund Overview of Nippon India Credit Risk Fund Direct-IDCW
-
₹1,706.3 CrAUM
-
₹23.11NAV
-
0.61%Expense Ratio
-
DebtFund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
The total value of your investment
after 10 years will be
₹ 1,39,328.64
Nippon India Credit Risk Fund Direct-IDCW Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.32% | NA | 1.56% |
| 6 Months | 4.03% | NA | 6.78% |
| 1 Year | 7.40% | 7.40% | 11.50% |
| 2 Years | 18.28% | 8.76% | 10.29% |
| 3 Years | 28.94% | 8.84% | 9.30% |
| 5 Years | 46.09% | 7.88% | 10.13% |
| 7 Years | 56.48% | 6.61% | NA |
| 10 Years | 87.77% | 6.50% | 7.32% |
View More
As on Thu Nov 05, 2026
Asset Allocation of Nippon India Credit Risk Fund Direct-IDCW
debt instruments
90.84%other assets or cash equivalents
9.16%Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now
Nippon India Credit Risk Fund Direct-IDCW is one Debt mutual fund offered by Nippon India Mutual Fund. Launched on 21 Oct 2014, the fund aims Income over medium term. Investment predominantly in AA and below rated corporate bonds. It manages assets worth ₹1,706.3 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.61%. Fund Manager Manager Education
About FundAbout Nippon India Credit Risk Fund Direct-IDCW
The portfolio allocation consists of 90.84% in debt instruments, 9.16% in other assets or cash equivalents.Managed by Sushil Budhia, it has delivered a return of 7.40% in the last year, a total return since inception of 7.59%.
When evaluating financial products savvy investors often consider best sip to invest depending on returns.
Sushil Budhia
Mr. Budhia has done CA
Key Metrics of Nippon India Credit Risk Fund Direct-IDCW
-
Standard Deviation1.10%
-
Mean8.37%
-
Sharpe Ratio2.55%
-
Sortino Ratio4.00%
Nippon India Credit Risk Fund Direct-IDCW Fund Details
|
|
Compare Mutual Funds
Nippon India Credit Risk Fund Direct-IDCW Fund Returns Comparison
Compare Nippon India Credit Risk Fund Direct-IDCW with other mutual funds in the same category
Nippon India Credit Risk Fund Direct-IDCW
Bank Of India Credit Risk Fund Direct-Growth
Bank Of India Credit Risk Fund Regular-Growth
Compare more funds
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-Growth  |
₹79 | 0.35% | 1.38% | 17.17% | 10.03% | 27.84% |
| Bank Of India Credit Risk Fund Regular-Growth |
₹79 | 0.28% | 1.30% | 16.67% | 9.61% | 27.41% |
| DSP Credit Risk Fund Direct Plan-Growth |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Daily |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Monthly |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Quarterly |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Weekly |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Regular-Growth |
₹326 | 0.34% | 0.72% | 9.83% | 12.90% | 12.52% |
| DSP Credit Risk Fund Regular-IDCW |
₹326 | 0.34% | 0.72% | 9.83% | 12.90% | 12.52% |
View More
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Nippon India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Nippon India Credit Risk Fund-Growth
|
₹1,706 | 0.50% | 1.12% | 3.62% | 6.57% | 8.01% |
|
Nippon India Credit Risk Fund Direct-Growth
|
₹1,706 | 0.57% | 1.32% | 4.03% | 7.40% | 8.84% |
|
Nippon India Credit Risk Fund-IDCW
|
₹1,706 | 0.50% | 1.12% | 3.62% | 6.57% | 8.01% |
|
Nippon India Credit Risk Fund-IDCW Quarterly
|
₹1,706 | 0.50% | 1.12% | 3.62% | 6.57% | 8.01% |
|
Nippon India Credit Risk Fund Direct-IDCW Quarterly
|
₹1,706 | 0.57% | 1.32% | 4.03% | 7.40% | 8.84% |
View More
growth is based on 1-month returns of the fundsNippon India Credit Risk Fund Direct-IDCW Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Total Investment
Wealth Gained
Total Wealth
I want to save
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Total Investment
Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Fund Regular-Growth |
₹7,574 | ₹26.22 | 7.57% | 6.52% | 7.15% |
| HDFC Credit Risk Fund Direct-Growth |
₹7,574 | ₹28.53 | 8.19% | 7.16% | 7.81% |
| HDFC Credit Risk Fund Direct-IDCW |
₹7,574 | ₹25.01 | 8.19% | 7.16% | 7.81% |
| HDFC Credit Risk Fund Regular-IDCW |
₹7,574 | ₹24.14 | 7.57% | 6.52% | 7.15% |
| HDFC Credit Risk Fund Regular-IDCW Quarterly |
₹7,574 | ₹10.50 | 7.57% | 6.52% | 7.15% |
| HDFC Credit Risk Fund Direct-IDCW Quarterly |
₹7,574 | ₹10.85 | 8.19% | 7.16% | 7.81% |
| ICICI Prudential Credit Risk Fund Direct Plan-Growth |
₹6,287 | ₹38.96 | 8.97% | 8.01% | 8.37% |
| ICICI Prudential Credit Risk Fund-Growth |
₹6,287 | ₹35.05 | 8.27% | 7.31% | 7.59% |
| ICICI Prudential Credit Risk Fund-IDCW Quarterly |
₹6,287 | ₹11.26 | 8.27% | 7.31% | 7.59% |
| ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly |
₹6,287 | ₹11.96 | 8.97% | 8.01% | 8.37% |
View More
Top funds are based on Fund AUM
Nippon India Credit Risk Fund Direct-IDCW Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 7.74% | ₹121.77 Cr |
| Repo | Unspecified | 7.74% | ₹121.77 Cr |
| Repo | Unspecified | 7.74% | ₹121.77 Cr |
| Repo | Unspecified | 5.76% | ₹98.27 Cr |
| Repo | Unspecified | 6.30% | ₹84.66 Cr |
| 4.65% | ₹79.39 Cr | ||
| 4.65% | ₹79.39 Cr | ||
| 4.65% | ₹79.39 Cr | ||
| 4.65% | ₹79.39 Cr | ||
| 4.62% | ₹78.82 Cr | ||
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.69% | ₹77.96 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.70% | ₹77.28 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.70% | ₹77.28 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.61% | ₹77.16 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.28% | ₹77.13 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.84% | ₹77.10 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | - | — |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.56% | ₹76.84 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 5.16% | ₹76.76 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 5.16% | ₹76.76 Cr |
View More
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-Growth |
₹14.99 | 10.03% | 27.84% | - |
| Bank Of India Credit Risk Fund Regular-Growth |
₹14.55 | 9.61% | 27.41% | - |
| DSP Credit Risk Fund Direct Plan-Growth |
₹61.18 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW |
₹12.82 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Daily |
₹11.12 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Monthly |
₹11.25 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Quarterly |
₹11.59 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Weekly |
₹11.12 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Regular-Growth |
₹55.45 | 12.90% | 12.52% | - |
| DSP Credit Risk Fund Regular-IDCW |
₹12.71 | 12.90% | 12.52% | - |
View More
growth is based on 5Y returns of the funds
Frequently Asked Questions
Nippon India Credit Risk Fund Direct-IDCW
What is the current AUM of Nippon India Credit Risk Fund Direct-IDCW?
As of Sat Oct 31, 2026, Nippon India Credit Risk Fund Direct-IDCW manages assets worth ₹1,706.3 crore
How has Nippon India Credit Risk Fund Direct-IDCW performed recently?
- 3 Months: 1.32%
- 6 Months: 4.03%
What is the long-term performance of Nippon India Credit Risk Fund Direct-IDCW?
- 3 Years CAGR: 8.84%
- 5 Years CAGR: 7.88%
- Since Inception: 7.59%
What is the portfolio composition of Nippon India Credit Risk Fund Direct-IDCW?
Debt: 90.84%, Others: 9.16%.
Who manages Nippon India Credit Risk Fund Direct-IDCW?
Nippon India Credit Risk Fund Direct-IDCW is managed by Sushil Budhia from Nippon India Mutual Fund.
Which are the top companies Nippon India Credit Risk Fund Direct-IDCW has invested in?
- Repo – 7.74% of the fund's portfolio
- Repo – 7.74% of the fund's portfolio
- Repo – 7.74% of the fund's portfolio
- Repo – 5.76% of the fund's portfolio
- Repo – 6.30% of the fund's portfolio
Which are the major sectors Nippon India Credit Risk Fund Direct-IDCW focuses on?
- Entities – 64.70% of the fund's portfolio
- Unspecified – 35.28% of the fund's portfolio
- Other – 23.22% of the fund's portfolio
View more FAQ's
