Fund Overview of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
-
₹2,959.9 CrAUM
-
₹21.38NAV
-
0.87%Expense Ratio
-
EquityFund Category
Returns of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.97% | NA | 3.06% |
| 6 Months | 13.84% | NA | 12.13% |
| 1 Year | -3.20% | -3.20% | 0.23% |
| 2 Year | NA | 11.59% | 19.05% |
| 3 Years | 50.99% | 14.72% | 17.87% |
Asset Allocation
equities
96.59%debt instruments
1.94%other assets or cash equivalents
1.47%SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth is one Equity mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in equity and equity related instruments. It manages assets worth ₹2,959.9 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.87%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
The portfolio allocation consists of 96.59% in equities, 1.94% in debt instruments, 1.47% in other assets or cash equivalents. Managed by Ardhendu Bhattacharya, it has delivered a return of -3.20% in the last year, a total return since inception of 17.88%.
Key Metrics of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
-
Standard Deviation11.93%
-
Sharpe Ratio0.62%
-
Alpha0.45%
-
Beta0.85%
Fund Details
-
Fund NamesSBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
-
Inception Date10 Feb 2021
-
Lock In1825
-
SIP Minimum Investment amount₹ 500
-
SWP Minimum Investment amount₹ 500
-
STP Minimum Investment amount₹ 500
-
RiskPrincipal at very high risk
-
Category Average Annual Returns0.23
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Quant Flexi Cap Fund Direct-growth  |
₹7,011 | 4.43% | -1.63% | -7.82% | 18.16% | 27.12% |
| Quant Flexi Cap Fund-growth |
₹7,011 | 4.32% | -1.91% | -8.88% | 16.67% | 25.89% |
| 360 One Focused Fund Direct-growth |
₹7,487 | 1.53% | -0.90% | -2.29% | 17.36% | 21.49% |
Tata Retirement Savings Fund Progressive Plan Regular-growth  |
₹2,085 | -0.30% | -3.99% | -3.44% | 14.91% | 15.41% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
SBI Focused Fund Direct Plan-growth
|
₹37,936 | 1.70% | 1.06% | 11.16% | 7.16% | 17.16% |
|
SBI Focused Fund-growth
|
₹37,936 | 1.63% | 0.86% | 10.72% | 6.31% | 16.16% |
|
SBI Flexicap Fund Direct-growth
|
₹22,117 | 1.57% | 0.41% | 9.46% | -1.81% | 15.05% |
|
SBI Flexicap Fund-growth
|
₹22,117 | 1.50% | 0.20% | 9.01% | -2.61% | 14.08% |
|
SBI Retirement Benefit Fund - Aggressive Plan Regular - Growth
|
₹2,960 | 2.11% | -1.02% | 11.42% | -2.17% | 13.58% |
|
SBI Nifty 500 Index Fund Regular-growth
|
₹863 | 1.43% | -1.56% | 11.65% | -1.41% | - |
|
SBI Nifty 500 Index Fund Direct-growth
|
₹863 | 1.47% | -1.44% | 11.92% | -0.93% | - |
|
SBI Nifty 500 Index Fund Direct-idcw
|
₹863 | 1.47% | -1.44% | 11.92% | -0.93% | - |
|
SBI Nifty 500 Index Fund Regular-idcw
|
₹863 | 1.43% | -1.56% | 11.65% | -1.41% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| 360 One Focused Fund Direct-growth |
₹7,487 | ₹53.13 | 17.36% | 21.49% | 17.30% |
| Quant Flexi Cap Fund-growth |
₹7,011 | ₹97.58 | 16.67% | 25.89% | 18.82% |
| Quant Flexi Cap Fund Direct-growth |
₹7,011 | ₹108.72 | 18.16% | 27.12% | 19.94% |
| Tata Retirement Savings Fund Progressive Plan Regular-growth |
₹2,085 | ₹64.57 | 14.91% | 15.41% | 12.94% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 9.04% | ₹267.59 Cr |
| Icici Bank Ltd | Financial | 6.54% | ₹193.52 Cr |
| Reliance Industries Ltd | Energy & Utilities | 5.78% | ₹171.13 Cr |
| Infosys Ltd | Technology | 3.96% | ₹117.25 Cr |
| Larsen & Toubro Ltd | Industrials | 3.87% | ₹114.51 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 3.85% | ₹113.85 Cr |
| State Bank Of India | Financial | 3.10% | ₹91.83 Cr |
| Ultratech Cement Ltd | Materials | 2.99% | ₹88.56 Cr |
| Kotak Mahindra Bank Ltd | Financial | 2.62% | ₹77.56 Cr |
| Tata Consultancy Services Ltd | Technology | 2.52% | ₹74.71 Cr |
| Axis Bank Ltd | Financial | 2.40% | ₹71.05 Cr |
| Abbott India Ltd | Healthcare | 2.29% | ₹67.78 Cr |
| Timken India Ltd | Industrials | 2.14% | ₹63.39 Cr |
| Jubilant Foodworks Ltd | Consumer Discretionary | 2.10% | ₹62.27 Cr |
| Schaeffler India Ltd | Industrials | 2.06% | ₹61.00 Cr |
| Divi's Laboratories Ltd | Healthcare | 2.05% | ₹60.68 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 2.04% | ₹60.44 Cr |
| Hindalco Industries Ltd | Materials | 1.95% | ₹57.72 Cr |
| Zf Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | 1.65% | ₹48.70 Cr |
| Power Grid Corporation Of India Ltd | Energy & Utilities | 1.62% | ₹48.02 Cr |
| L&t Technology Services Ltd | Technology | 1.62% | ₹47.82 Cr |
| Kajaria Ceramics Ltd | Industrials | 1.59% | ₹47.08 Cr |
| Endurance Technologies Ltd | Consumer Discretionary | 1.56% | ₹46.19 Cr |
| Tvs Motor Company Ltd | Consumer Discretionary | 1.49% | ₹43.99 Cr |
| Cholamandalam Investment & Finance Company Ltd | Financial | 1.48% | ₹43.70 Cr |
| Honeywell Automation India Ltd | Technology | 1.35% | ₹39.93 Cr |
| Page Industries Ltd | Consumer Discretionary | 1.30% | ₹38.46 Cr |
| Repo | Unspecified | 1.28% | ₹38.01 Cr |
| Ltimindtree Ltd | Technology | 1.26% | ₹37.27 Cr |
| Abb India Ltd | Industrials | 1.25% | ₹36.88 Cr |
| Navin Fluorine International Ltd | Materials | 1.24% | ₹36.85 Cr |
| Balrampur Chini Mills Ltd | Consumer Staples | 1.24% | ₹36.69 Cr |
| Dlf Ltd | Real Estate | 1.22% | ₹36.08 Cr |
| Hdb Financial Services Limited Eq | Financial | 1.20% | ₹35.60 Cr |
| Grindwell Norton Ltd | Materials | 1.18% | ₹35.06 Cr |
| Dr. Lal Pathlabs Ltd | Healthcare | 1.17% | ₹34.66 Cr |
| Torrent Power Ltd | Energy & Utilities | 1.11% | ₹32.75 Cr |
| Esab India Ltd | Industrials | 1.10% | ₹32.42 Cr |
| Thermax Ltd | Industrials | 1.09% | ₹32.31 Cr |
| Fsn E-commerce Ventures Ltd | Consumer Discretionary | 1.08% | ₹31.90 Cr |
| Brigade Hotel Ventures Ltd. | Consumer Discretionary | 1.06% | ₹31.29 Cr |
| Sona Blw Precision Forgings Ltd | Consumer Discretionary | 0.98% | ₹29.12 Cr |
| Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100 | Entities | 0.90% | ₹26.61 Cr |
| Chalet Hotels Ltd | Consumer Discretionary | 0.88% | ₹26.07 Cr |
| State Development Loan 30570 Tn 07jl31 6.95 Fv Rs 100 | Unspecified | 0.86% | ₹25.43 Cr |
| Pitti Engineering Ltd | Industrials | 0.80% | ₹23.68 Cr |
| Hdfc Asset Management Company Ltd | Financial | 0.78% | ₹23.17 Cr |
| Nuvoco Vistas Corp Ltd | Materials | 0.71% | ₹20.88 Cr |
| Aia Engineering Ltd | Industrials | 0.66% | ₹19.59 Cr |
| Carborundum Universal Ltd | Materials | 0.66% | ₹19.54 Cr |
| Hawkins Cookers Ltd | Consumer Discretionary | 0.59% | ₹17.38 Cr |
| Teamlease Services Ltd | Industrials | 0.37% | ₹11.01 Cr |
| Net Receivables | Unspecified | 0.19% | ₹5.62 Cr |
| Housing And Urban Development Corporation Limited Sr Iv 2018 8.58 Loa 14fb29 Fvrs10lac | Financial | 0.18% | ₹5.31 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Quant Flexi Cap Fund Direct-growth |
₹108.72 | 18.16% | 27.12% | - |
| Quant Flexi Cap Fund-growth |
₹97.58 | 16.67% | 25.89% | - |
| 360 One Focused Fund Direct-growth |
₹53.13 | 17.36% | 21.49% | - |
| Tata Retirement Savings Fund Progressive Plan Regular-growth |
₹64.57 | 14.91% | 15.41% | - |
growth is based on 5Y returns of the funds
SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
What is the current AUM of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth?
As of Thu Jul 31, 2025, SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth manages assets worth ₹2,959.9 crore
How has SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth performed recently?
- 3 Months: 0.97%
- 6 Months: 13.84%
What is the long-term performance of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth?
- 3 Years CAGR: 14.72%
- Since Inception: 17.88%
What is the portfolio composition of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth?
Equity: 96.59%, Debt: 1.94%, Others: 1.47%.
Who manages SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth?
SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth is managed by Ardhendu Bhattacharya from SBI Mutual Fund.
What is the market-cap allocation of SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth?
Large Cap: 8.70%, Mid Cap: 27.15%, Small Cap: 5.34%.
Which are the top companies SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth has invested in?
- HDFC Bank Ltd – 9.04% of the fund's portfolio
- ICICI Bank Ltd – 6.54% of the fund's portfolio
- Reliance Industries Ltd – 5.78% of the fund's portfolio
- Infosys Ltd – 3.96% of the fund's portfolio
- Larsen & Toubro Ltd – 3.87% of the fund's portfolio
Which are the major sectors SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth focuses on?
- Financial – 29.38% of the fund's portfolio
- Consumer Discretionary – 16.54% of the fund's portfolio
- Industrials – 14.93% of the fund's portfolio
- Technology – 10.71% of the fund's portfolio
- Materials – 8.73% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
