Bharti AXA Life Insurance

4 / 5 based on 118 User Reviews
Claim Settlement Ratio - 88.13%*
*Data according to IRDA Annual Report (2014-15)

Bharti AXA Life Insurance is a joint venture between the Indian conglomerate Bharti Enterprises and the AXA Group, a multinational investment-banking firm headquartered in Paris. In this joint venture, Bharti owns 74% of the stake and AXA owns the remaining 26%.

Bharti Enterprises is the country's pioneer in the telecom sector under the name of Bharti Airtel Limited. Having customer base over 70 million, it is India’s leading private sector provider of telecommunications services.

AXA is the among the Top 10 largest companies in the world on revenues in 2010. It has diversified operations across the world with major operations based out of Europe, North America and the Asia Pacific area.

Bharti AXA Life Insurance Company Ltd makes use of the local knowledge, infrastructure and customer base of the Bharti Enterprises and adapt to AXA's best practice blueprints as a sound platform for efficient and profitable growth.

Bharti AXA commenced its operations in 2006 and has its headquarters in Mumbai. Mr. Sandeep Ghosh is the Chief Executive Officer of Bharti AXA Life Insurance. The company offers a wide range of life insurance and wealth management products to its customers. The company, at present has a distribution network spread around 123 cities across India.

Product Portfolio

Bharti AXA Life Insurance Term Plans:

The plans give financial protection to your family in case if an unfortunate event.

  • Bharti AXA Life eProtect Plan
  • Bharti AXA Life Elite Secure Plan
  • Bharti AXA Life Premium Waiver Rider Plan

Bharti AXA Life Insurance ULIP Plans:

Bharti AXA ulip plans make your money work harder for you with their wealth cum protection plans and ensure that your long term financial goals are met with investment solutions that can adapt to your investment habits.

  • Bharti AXA Life Future Invest Plan

Bharti AXA Life Insurance Child Plans:

Bharti AXA policies help you provide the best for your child's key life stages and help him secure a bright future.

Bharti AXA Life Insurance Investment Plans:

These life insurance plans are protection cum savings plan which provide you liquidity at key life stages.

  • Bharti AXA Life Samriddhi Plan
  • Bharti AXA Life Elite Advantage Plan
  • Bharti AXA Life Aajeevan Sampatti+ Plan
  • Bharti AXA Life Secure Savings Plan
  • Bharti AXA Life Secure Income Plan

Bharti AXA Life Insurance Pension Plans:

  • Bharti AXA Life Monthly Income Plan+
  • Bharti AXA Life Flexi Save Plan

One can compare all Bharti AXA life insurance plans from other life insurance companies in India to get the best insurance plan that suits you most. 

Bharti AXA Distribution Network:

Bharti AXA Life has a national footprint of distributors trained to provide quality financial advice and insurance solutions to the large Indian customer base.

Bharti Axa Life Insurance - Latest News

Bharti Axa Life Insurance chief says the industry will increase by 10-15% in 2016

November 26, 2015: Mr. Sandeep Ghosh MD & CEO of Bharti AXA life insurance feels very confident about the growth in selling of traditional plans over the most happening ULIP plans in the market. He is positive and expecting the industry to grow 10-15% and the company would grow 25% in the year 2016. Summarizing his views on the focus for selling traditional products, the belief is that for certain customers Ulip is good while for others traditional plans may work better without getting into a debate on whether Ulip is good. Though Bharti Axa has a strong portfolio of ULIP products, however, he is very assured to increase selling of traditional plans through mixed channels. Talking on the innovations front, Bharti Axa life insurance has launched a single premium plan that designed only for mobile platform. He also reveals that AXA is likely to increase the stake in Bharati AXA life and the process is in completion phase.

‘Invest Once’ a new insurance Plan launched by Bharti AXA Life Insurance

18th November 2015: The leading life insurance company Bharti Axa Life has launched a single premium plan. The plan is a non-linked, non-participating guaranteed life insurance scheme. InvestOnce plan has very Good features including guaranteed add-ons of upto 9%, tax saving benefits & an option of insurance cover of ten times of paid premiums. The tenure of the plan is flexible and a policyholder can pay single premium by choosing the term of insurance in between 5 years to 10 years. A policyholder gets guaranteed add-ons at 7% for 5 years term and 9% for 10 years term. A minimum premium of Rs. 5000 can be invested by an investor. With this new plan BhartiAxalife insurance company wants to attract young Indians to invest on insurance plans.

5 New Branches about to open by Bharti AXA Life Insurance Company

17th November 2015: The Indian insurance industry is getting bigger day by day with more than 24 life insurance companies and 27 general companies in India. Bharti Axa Life is one of the top private insurance companies that offer various life insurance plans. With the expansion of the business, Bharti Axa is going to open 5 new branches in India. The new branches will be started in the financial year 2016. The branches will get live in the tier 3 cities and in north eastern region. This will cover up the requirement of their current operations. The expansion is very needed as the insurance giant Bharti Axa Life is going to penetrate the insurance market deeper. Also the company is going to launch a very attractive single premium plan and other online products soon.

Bharti AXA Life Insurance launches Bharti AXA Super Series 

Bharti AXA Life Insurance is a conglomerate of AXA and Bharti enterprises which is amongst the leading insurance service providers of the world. Recently it has launched a unique non-linked insurance plan; Bharti AXA Life Super Series which is offers the money back benefits. This is an easy and affordable plan which provides guaranteed income that increases during the payout stage and provides an assured one-time payment at the start and end of the payout time. Also, this plan has the choice to pick between Super 6 and Super 10 option depending upon the investment requirements.

In Super 6, a premium for 6 consecutive years is required to be paid by the policyholder, this also includes a guaranteed money back benefits of 6 years i.e. 270% of assured sum over maturity.  Whereas in Super 10 the premiums are needed to be paid for 10 consecutive years where guaranteed money back benefits will be 10 years i.e. 396% of the assured sum over maturity.


Reviews for Bharti AXA Life Insurance

July 15, 2016

High Coverage

The ulip plan which i have is perfect which i purchased from bharti axa life insurance. Policy premium is low and rewards are many. Policy coverage is big and claims are bigger. Service is superb and the renewal of the plan is can be done by online portal.

July 15, 2016

Traditional Plan

I purchase traditional insurance plan which comes in low investments. Thanks bharti axa life insurance for the best policy which has very nice terms and conditions. Service is best and online service easy to operate which reduces paperwork. Claiming is simple and policy coverage is about 90%.

July 15, 2016

Claims Are Good

My term insurance plan is great which i bought from bharti axa life insurance. Policy premium is less and the returns are high. Policy coverage is high and the claims are even better. Service is fantastic which facilitate by the executives of the company.

July 15, 2016

Claims Are Good

I have pension plan which i buy from bharti axa life insurance. The policy is very nice which has low premiums. Policy coverage is high and claims are the best. Claiming is easy because of fast service facilitate by the staff of the insurers.

July 15, 2016

Super Policy

Bharti axa life insurance is very good insurers in the market. I bought child insurance plan from them. Service is good and documentation become easy to us. Policy coverage is high ~89% and the claims are easily sanctioned.

July 05, 2016

Ulip Insurance

Policy i have from last five months is work's for me. Policy coverage is 89% and claims are easy to sanctioned through executive or by online portal service which very simple to use. Good paybacks in low investments.

July 05, 2016

Insurance Policy

Traditional insurance plan which i have is normal one. It has low investment and returns are also less. Company facilitate good customer service and even the online portal provide renewals and updates of the policy.

July 05, 2016

Term Insurance

The term insurance policy i have is fantastic and it has some good features like the policy coverage is 90% and the premium is very less. Service provided is quick and online portal service is simple to operate which make's hassle free documentations.

July 05, 2016

Pension Plan

Pension insurance policy i buy last month which is very good policy coverage and the great thing is the premiums are very less. Service is so quick and hassle free documentations. The web service provide easy renewals and updates regarding insurance policy.

July 05, 2016

Child Plan

My mom purchase a child insurance plan for my little sister. The terms and conditions are good and service of the company is fantastic. I have to say that this insurance policy is very beneficial in the future. Good claims and high policy coverage.

June 27, 2016


My ulip insurance plan is very good and the premium is low. Policy coverage is high and claims are easily sanctioned due to fast service facilitate by the executives and staff of the company. Good future investment which reduces taxes too. The internet service is also good it provides hassle free documentations.

June 27, 2016


The traditional insurance plan I have is great which come's in low premiums. The policy coverage is high and claims are easy to sanctioned due to fast service provided by the company members. Updates are mailed to my email address regularly. Good future investment.

June 27, 2016


I purchase term insurance plan in very low premium. The service is fantastic which is on time too. The policy coverage is high and claims are easy to sanctioned due to fast service facilitate by the executives of the company. Good investment which reduces tax.

June 27, 2016

Fine Insurance Plan

The pension plan I have is perfect policy. The premium is low and claims are high which is easy to sanctioned due to fast service because of the company members. Updates are mailed to me regularly and the internet service is fantastic, easy to access. The documentation become hassle free due to web.

June 27, 2016


I have purchase child insurance plan for my child. The policy coverage is high and premium is low. The service facilitate by the company is fast and due to this claiming become easy. Good future investment which reduces taxes too. Internet service is also nice, hassle free documentations and policy renewal done on it.

May 12, 2016

Term policy

Hmmmmm k

March 30, 2016

Great Policy Plan

I have purchase bharti axa life insurance ulip policy plan. It is an online Term Plan and avoiding the hassles of unnecessary paperwork. The policy coverage is 92% and the claims are high which can easily be cleared without any waiting because of fast services provided by the executives and staff members of the company.

March 30, 2016

Fantastic Policy Plan

The policy coverage is 95%, The claims are high and the claiming is easy because of the executives and the staff members. The services provided by you bharti axa life insurance is very fast and on time. And my ULIP policy plan is great. The premiums are less ~61 K and the returns are ~Rs.83 L.

March 30, 2016

Poor Policy Plan

I had ulip policy plan which i buy from bharti axa life insurance. The policy coverage is low 42% and the claims are less. The premiums are high as the returns are not. Poor policy plan which has slow service too. No response from the staff members and the web site is not working most of the time. Not satisfied.

March 30, 2016


My ulip policy plan is with bharti axa life insurance. The policy coverage is high 91% and the claims are good. Premiums are less ~40 K per year and the returns are around 24 L. Services are really fast and the response through executives and staff members are nice. Good work.

March 30, 2016


My bharti axa life insurance ulip policy plan is nice which have low premiums and the paybacks are high. The policy coverage is good ~80% and the claims are approx. 23 L. The services are good and on time and it reduces taxes also. Nice behaviour from executives and staff members.

March 30, 2016

Trustable Policy

I buy bharti axa life insurance ulip policy plan. The policy premium is low and the paybacks are high. The policy coverage is 74%% and the claims are normal. Investment is 55 K per year and the returns are 1.25 times the sum assured. Services you provided is bit slow but manageable. This policy plan work's for me.

March 30, 2016

slow service

My ulip policy plan is good but the only thing is the service is bit slow rather than this all things are good. Like, policy coverage is 83% and claims are high but the investments are low. Please improve your services. The policy saves taxes too.

March 30, 2016

Nice Policy

My ulip policy plan is one of the best plan ever. Thank you, bharti axa life insurance, the premiums are less and coverage is high ~86%. Service you provided is super sonic, Claiming procedure get so simple and easy. The web services and services provided by staff members and executives are fast and on time.

March 30, 2016


I purchase ulip policy plan and policy is awesome with great benefits. Policy coverage is high approx. 96%. Claim are good around Rs.22 L after policy get mature and the service is really good with polite behaviour from executives and staff members. Nice job guys bharti axa life insurance.