Bharti AXA Child Plan

Bharti AXA Child Plan offers a comprehensive solution to secure the dreams and aspirations of your child. From education expenses to life milestones, this plan ensures that your child's journey is safeguarded every step of the way. The Bharti AXA Child Plan combines protection and savings features to ensure a bright and secure future for your little ones.

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Investing in your child's future:A wise decision & a loving choice
  • Insurer pays premium in case of loss of life of parent

  • Create wealth for child’s aspirations

  • Tax Free maturity amount+

  • 12+ plans available

Nothing Is More Important Than Securing Your Child's Future

Invest ₹10k/month your child will get ₹1 Cr Tax Free*

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What is Bharti AXA Child Plan?

Bharti AXA Child Plan is a type of insurance policy designed to meet the financial needs of your child as they grow up. It offers a combination of life insurance coverage, savings, and investment benefits. 

Key Features of Bharti AXA Child Plan

  • Guaranteed Payouts: Receive lump sums at key stages like education milestones or maturity.

  • Investment Potential: Grow your child's future funds with market-linked returns (in some plans).

  • Flexibility: You can choose from various policy terms and premium payment options to suit your needs.

  • Choice of Payout Options: Choose between money-back or endowment options depending on your needs.

  • Flexible Policy Term: Select a policy term (between 11 and 21 years) that aligns with your child's education milestones.

Benefits of Bharti AXA Child Plan

  • Premium Waiver Benefit: If you pass away during the policy term, all future premiums are waived off, and the guaranteed benefits are still paid to your child.

  • Maturity Benefit: Upon maturity, your child receives a lump sum amount along with any accrued bonuses.

  • Tax Benefits: Enjoy tax deductions on premiums paid (under Section 80C) and tax benefits on maturity amount (under Section 10(10D)).

  • Death Benefit: In case of the policyholder's unfortunate demise, the plan continues and the sum assured is paid to the nominee, ensuring the child's financial needs are met.

  • Potential Upside with Bonuses: Some plans offer non-guaranteed bonuses that can accrue and increase the payout amount.

  • Riders Available: Add optional riders for critical illness, disability, or hospitalization coverage.

List of Bharti AXA Life Child Plan

Bharti AXA Life Insurance Company offers child plans that are packed with different benefits to provide complete future protection to the child. Let us understand these plans in detail:

Bharti AXA Child Plan Entry Age Maximum Maturity Age Premium Payment Term (PPT) Policy Term (PT) Minimum Premium (in Rs.) Tax Benefits u/ IT Act, 1961
Bharti AXA Life Guaranteed Wealth Pro Lifelong Income: 45 - 60 years Lifelong Income:  100 years Lifelong Income:  5/10/12 years Lifelong Income:  100 years ₹3,500 p.a. Section 80C and Section 10(10D)
Bharti AXA Life Shining Stars 18 – 60 years 72  – 80 years 7 - 15 years 12 – 20 years ₹1,169 p.a. to ₹5,791 p.a. Section 80C and Section 10(10D)
Bharti AXA Life Super Series Super 6: 6 – 63 years;
Super 7: 0 – 60 years;
Super 10: 0 – 60 years
Super 6: 75 years;
Super 7: 80 years;
Super 10: 80 years
6/ 7/ 10 years Super 6: 12 years;
Super 7: 20 years;
Super 10: 20 years
Super 6: ₹18,000;
Super 7: ₹25,000;
Super 10:  ₹15,000.
Section 80C and Section 10(10D)
Bharti AXA Life
Child Advantage
Regular: 18 - 50 years;
Limited: 18 - 55 years
Regular: 71 years;
Limited: 76 years
Regular: Same as PT;
Limited: PT minus (-) 5 years
Regular: 18 - 50 years;
Limited: 18 - 55 years
₹25,000 Section 80C and Section 10(10D)
Bharti AXA Life
Elite Advantage
10-Year PT: 8 - 65 years;
12-Year PT: 6 - 65 years
10-Year PT: 75 years;
12-Year PT: 77 years
10-Year PT: 5 years;
12-Year PT: 7/12 years
10/ 12 years 5-Year PPT: ₹24,000;
7-Year PPT: ₹15,000
12-Year PPT: ₹12,000
Section 80C and Section 10(10D)
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Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child View Plans
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child View Plans
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child View Plans
Standard T&C Apply *

Details of Bharti AXA Child Plans:

Bharti AXA offers a variety of child plans. Let us learn the details below-

  1. Bharti AXA Life Child Advantage Plan

    The Bharti AXA Life Child Advantage Plan is a traditional participating child insurance plan that offers guaranteed payouts at key milestones and waives off all future premiums in case of an unfortunate event to the life insured parent.

    Features of Bharti AXA Life Child Advantage Plan:

    • Guaranteed payouts: The plan offers guaranteed payouts at 18th, 20th, and 22nd birthdays of the child and maturity.

    • Premium waiver benefit: If the life insured parent dies during the policy term, all future premiums are waived off and the plan continues to provide benefits.

    • Bonuses: The plan participates in the profits of the company, and bonuses are declared and added to the policy if any.

    • Benefit options: Choose Endowment (lump sum) or Money Back (guaranteed payouts + lump sum).

    • Policy term: You can choose a policy term between 11 and 21 years.

    • Premium payment term: You can choose to pay premiums for a limited period (5 years less than the policy term) or throughout the policy term.

    People also read: Sukanya Samriddhi Yojana

  2. Bharti AXA Life Guaranteed Wealth Pro

    Bharti AXA Life Guaranteed Wealth Pro is a savings-cum-protection plan offered by Bharti AXA Life Insurance. It is a traditional endowment plan that provides guaranteed benefits upon maturity or death of the life assured.

    Features of Bharti AXA Life Guaranteed Wealth Pro:

    • Guaranteed benefits: The plan offers guaranteed benefits upon maturity or death of the life assured.

    • Plan Variants: 

      • Endowment option: This option provides a lump sum payout at the end of the policy term.

      • Income options: These options provide a regular income payout during the chosen income payout period. 

      • Other Options: There are various income options available, such as short-term income, long-term income, deferred income, early income, and long-term early income.

    • Choice of benefits: You can choose from a variety of benefits, including a lump sum amount at maturity.

    • Loyalty additions: You can earn loyalty additions on your premiums, which can boost your returns.

  3. Bharti AXA Life Shining Stars

    Bharti AXA Life Shining Stars is a child insurance plan offered by Bharti AXA Life Insurance. It is a traditional non-participating non-linked insurance plan that provides life insurance coverage and a guaranteed maturity benefit.

    Features of Bharti AXA Life Shining Stars:

    • Flexible: Choose policy terms (16-30 years) and premium payment terms (5-16 years) to fit your needs.

    • Maturity payouts: Opt for a lump sum or 5 equal annual installments for your child's future expenses.

    • Death benefit: Policy continues even if you pass away, ensuring your child's financial security.

    • Riders available: Add optional coverage for critical illness, accidental death, or premium waiver.

    • Policy loans: Access funds through loans against your policy's surrender value.

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  4. Bharti AXA Life Super Series Plan

    The Bharti AXA Life Super Series Plan is a traditional non-participating individual life insurance plan that offers a combination of guaranteed protection and savings. It provides a lump sum payout on maturity, guaranteed money back benefits during the policy term, and death benefit to the nominee in case of the policyholder's death.

    Features of Bharti AXA Life Super Series Plan:

    • Two plan options: You can choose from Super 6 or Super 10 plan, depending on your desired premium payment term and payout period.

    • Guaranteed money back benefits: You receive guaranteed cash payouts every year from the end of the premium payment term till maturity of the policy.

    • Guaranteed maturity benefit: On maturity, you receive a lump sum amount equal to the sum assured on maturity.

    • Maturity Benefit: Get the sum assured on maturity, plus a guaranteed addition.

    • Life Cover: Death benefit equals 11x annual premium or 105% of paid premiums.

    People also read: Sukanya Samriddhi Yojana Calculator

  5. Bharti AXA Life Elite Advantage

    Bharti AXA Life Elite Advantage is a traditional non-participating savings and protection oriented life insurance plan offered by Bharti AXA Life Insurance Company. It is designed to provide guaranteed payouts and a lump sum amount at maturity, along with death benefit protection during the policy term.

    Features of Bharti AXA Life Elite Advantage:

    • Guaranteed payouts: 8.5%-9.5% of the sum assured annually after policy term + 100% sum assured at maturity (20 years).

    • Guaranteed Lump Sum Benefit: At the end of the maturity payout period, you will receive a guaranteed lump sum benefit of 100% of the sum assured.

    • Riders: You can opt for additional riders to enhance the coverage of the plan, such as accidental death benefit, critical illness rider, and waiver of premium rider.

    • Death benefit: Higher of sum assured on maturity, 11x annual premium, or 105% of paid premiums.

Summing It Up

The Bharti AXA Child Plan offers a comprehensive solution for securing a child's future, providing financial stability, and ensuring their education and well-being. With its customizable features and investment options, it stands as a reliable choice for parents looking to safeguard their children's future aspirations.

FAQ's

  • What is Bharti AXA child Advantage Plan?

    The Bharti AXA Child Advantage Plan is a traditional life insurance plan designed to help you secure your child's future. It offers guaranteed payouts at key milestones like education and maturity, along with a premium waiver benefit in case of your unfortunate passing. The plan also provides additional bonuses (if declared) and flexibility in choosing your premium payment term and policy term.
  • What is the Bharti AXA Child Education Plan?

    It's an insurance plan designed to help secure your child's future education costs. It offers two options:
    • Money Back Plans: Provides guaranteed payouts in the last 5 years before maturity for ongoing education expenses and a lump sum maturity benefit.

    • Endowment Plans: Pays a guaranteed lump sum at maturity for your child's higher education and future needs.

  • What are the benefits of Bharti AXA Child Education Plan?

    • Guaranteed Maturity Benefit: Ensures a lump sum payout for your child's education.

    • Tax Benefits: Premiums qualify for tax deductions under Section 80C.

    • Optional Riders: Add-ons like premium waiver and critical illness cover for extra protection.

    • Flexibility: Choose policy terms, payout options, and sum assured based on your needs.

  • What are the eligibility criteria for Bharti AXA Child Education Plan?

    The key eligibility criteria for Bharti Child Education Plan are as follows:
    • Age of proposer: 18-55 years

    • Age of child: 0-18 years

    • Minimum sum assured: Varies based on plan and option

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
*Tax benefit is subject to changes in tax laws
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
#The lumpsum benefit is calculated if policyholder invested ₹10000 monthly for 10 years in the fund with a policy term of 20 years. This Point To Point past performance data of last 10 years has been used to illustrate a scenario for the customers benefit. It is assumed that the past 10 years returns would have also been delivered in last 20 years. This is not guaranteed and not in anyway indicative of what the customer may actually get 20 years from now. The investment is subject to market risk and the risk is borne by the policyholder.

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Child Plan 2
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Bharti AXA Life Child Plans Reviews & Ratings

4.4 / 5 (Based on 26 Reviews)
(Showing Newest 10 reviews)
Shaam
Deoli, October 18, 2016
Child Insurance Plan
After seeing the bharti axa child insurance policy plan, i don't wait for a second and i purchased insurance plan in less investment. Service is fantastic with full assistance by the executives and members of the company. Policy coverage and claims are high.
Karan
Lungdai, August 25, 2016
Future Savings
My friend shown me his insurance plan, after seeing the terms and conditions. I purchased bharti axa child insurance policy plan which has maximum benefits. Policy coverage is good, claims are high. Service given by the company is fantastic and on time.
Rahul
Faridabad, August 17, 2016
Fantastic Insurance Plan
After a long while, i got the child insurance policy for my child from bharti axa life insurance. The policy coverage is high ~90% and the claims are even better. The procedure of claiming is easy due fast service provided by the company members.
Bhaanu
Buxar, July 15, 2016
Super Policy
Bharti axa life insurance is very good insurers in the market. I bought child insurance plan from them. Service is good and documentation become easy to us. Policy coverage is high ~89% and the claims are easily sanctioned.
Hitesh
Karnal, July 05, 2016
Child Plan
My mom purchase a child insurance plan for my little sister. The terms and conditions are good and service of the company is fantastic. I have to say that this insurance policy is very beneficial in the future. Good claims and high policy coverage.
Ashok
Kolkata, June 27, 2016
Good
I have purchase child insurance plan for my child. The policy coverage is high and premium is low. The service facilitate by the company is fast and due to this claiming become easy. Good future investment which reduces taxes too. Internet service is also nice, hassle free documentations and policy renewal done on it.
Kunal
Agra, March 29, 2016
Perfect Plan
The child policy plan i have from bharti axa life insurance is the great policy which provide the great benefits with low premiums. The service is fast and even the web services are good. The policy coverage is high and the claims are easily sanctioned due to executives facilitate and provides the service every time.
Jiten
Jabalpur, March 29, 2016
Wonderful
Policy coverage is high ~94% and the policy claims are even better. Premiums are low approx. 25 k quarterly per year. Nice child policy plan which i buy from bharti axa life insurance, is good investment for future and it save taxes also. Service is very good which facilitate by the executives and staff members. Good job guys.
Rohit
Mohali, March 29, 2016
Better Plan
My child's future is secure because i buy child policy plan from bharti axa life insurance for my baby. The policy coverage is high and premium is low. The claims sanctioned easily due to fast service. The behaviour of the executives and staff members are very nice. Nice policy, keep it up.
Devesh
Thiruvananthapuram, March 29, 2016
Poor Policy
The child policy plan i have with bharti axa life insurance is not good. Poor policy coverage and claims. Service is not fast and waiting is usual. Premiums are high. I have to say this poor child policy plan.
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