Burglary Insurance

Burglary insurance offers financial compensation against loss or damage caused to property due to burglary or breaking and entering. At the time of claim, insurer pays actual loss/damage to the insured subject to the limit of sum insured. The policy can be further extended to cover valuables, cash, securities and stocks kept in a locked safe.

Inclusions of Burglary Insurance

The policy covers

  • Furniture, stock and other property owned by the insured in the business premises
  • Damage caused to premises resulting from burglary or attempted burglary, and breaking and entering
  • Cash, valuable, jewellery and securities kept in a locked cupboard, if specified

Exclusions of Burglary Insurance

The policy doesn’t offer coverage in case of the following

  • War, civil war and nuclear perils
  • Theft by employees or members of the household
  • Depreciation, wear & tear of goods or equipment
  • Confiscation of items by customs or other authorities
  • Burglary due to fire and related perils
  • Riot, strike and malicious damage, unless specifically mentioned
  • Premises remain unoccupied for more than seven days, unless specifically agreed upon
  • Shop lifting, where insured or family members or employees are involved

How to File for a Claim?

At the time of loss, insured should immediately inform the police and insurer. The insured should also provide all the necessary information and proofs to expedite the claim settlement process.

Compare and Find the Best Insurance Cover at PolicyBazaar

Incidences like burglary hinder the growth of a business by putting a financial burden. PolicyBazaar can help you in comparing and choosing the best burglary insurance to safeguard assets you value the most. Now you can enroll anytime, anywhere and get a customized plan as per your requirements.

We strongly recommend you to compare insurance plans of different companies. Every time you visit our website and make use of the free quotes and comparison services, you will get a better understanding of available products, thereby helping you to choose the best plan.

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