Fire Insurance for Non-Hazardous Goods Storage

Fire insurance for non-hazardous goods storage provides coverage for the loss or damage caused to the stored non-hazardous goods due to fire accident. The insurance policy also provides coverage for the damage caused to the storage space where the goods are stored.

Read more
Back
₹50 Lakh cover starts at ₹283/month+
Protect your business from
burglary
  • Commercial
  • Home
We don't spam
View plans
By clicking on "View plans" you agree to receive assistance and agree to our Privacy Policy and Terms Of Use
Continue
  • Wallet-friendly plans
  • 24/7 claim support
  • IRDAI-certified advisors

We don't spam

We don't spam

Inclusion & Exclusion in Fire Insurance for Non-Hazardous Goods Storage

Here are the inclusions and exclusions of fire insurance for non-hazardous goods storage:

Inclusion Exclusion
Any damage or loss caused due to fire is covered. Any loss or damage caused by any nuclear peril stored in the Non-hazardous Goods Storage is will not be covered.
Loss or damage caused due to lightning that cracks or damages the roof of the Non-hazardous Goods Storage will be covered. Any loss or damage caused due to short circuit will not be covered.
Any loss or damage caused due to explosion will be covered. Any loss or damage cause due to war or civil war etc. will not be covered.
Any loss or damage caused due to an aircraft crash or any items dropped from an aircraft causing damage to the Goods Storage will be covered. Any loss or damage caused to the products stored in the Non-hazardous Goods Storage due to temperature change will not be covered. 
Any loss or damage caused to the Non-hazardous Goods Storage during a terrorist attack will be covered. Any loss or damage caused due to earthquake or volcanic eruption etc will not be covered but there are add-on available that you can purchase separately for extra coverage.
Any loss or damage caused by bush fire if the Non-hazardous Goods Storage is surrounded with bush fire will be covered. No cover will be provided for the loss in the market or share market of the company.
In case the water tank overflows or burst out, the insurer will provide cover for it.  In case any item is stolen from the Non-hazardous Goods Storage then there will be no coverage provided but there are add-ons available that you can purchase separately.
Natural calamity like storm, landslide, etc that caused damage to the Non-hazardous Goods Storage will be covered. The policy will not provide cover for anything that is not mentioned in the policy coverage list.

Fire Insurance for Non-hazardous Goods Storage: Add-ons

There are several add-ons available that you can purchase for extra coverage in case you are not satisfied with the existing policy coverage. They are as follows:

  • Loss of Rent
  • Architects fee
  • Leakage cover
  • Start-up cover
  • Forest fire
  • Molten metal spillage cover

Fire Insurance for Non-Hazardous Goods Storage: Claim Process

The most important thing that you need to know is how to raise a claim when there has been a fire accident that caused damage to the Non-hazardous Goods Storage:

  • Contact your insurer and tell about the fire accident so that they can begin the process from their end.
  • Provide every detail related to the damage caused to the Storage space and stored goods.
  • Cooperate with the surveryors when they visit the Goods Storage.
  • After the survey, the insurance company will begin the procedure for claiming process.
  • Then in few days your claim will be settled.

Fire Insurance for Non-Hazardous Goods Storage: Documents Required 

You need to provide a few documents along with the claim form to the insurer so that they can begin the process of claim settlement:

  • Properly filled claim form
  • Newspaper cutting if it was printed by any newpaper agency/company
  • Previous claim record, if any
  • Report of fire brigade
  • Forensic report if required 
  • Final investigation report copy

FAQs

Explore Fire Insurance
Fire Insurance
Read More
Stock Insurance
Read More
Warehouse Insurance
Read More
Burglary Insurance
Read More
Factory Insurance
Read More
Business Insurance
Read More

Business protection plans

Fire Insurance for Industries
Factory Insurance
Clinic/Hospital Insurance
Fire Insurance for Office
Fire Insurance for Shop
Restaurant Insurance
Goods/Storage Insurance
Select property type
  • Commercial
  • Home
We don't spam
Check your premium now
By clicking on "" you agree to receive assistance and agree to our Privacy Policy and Terms Of Use
What do you want to
insure?
Continue
Get quick help

Fire Insurance News

  • Latest News
Goa Nightclub Fire: 25 Victims Died of Suffocation, Probe Underway
Goa Nightclub Fire: 25 Victims Died of Suffocation, Probe Underway
Arpora, Goa: The tragic fire at a nightclub in Goa has claimed...Read more
09 Dec 2025 by Policybazaar 1382 Views
Massive Blaze Hits NTPC Solar Plant Godown in Gujarat's Dahod
Massive Blaze Hits NTPC Solar Plant Godown in Gujarat's Dahod
A large fire broke out on Monday night at a storage facility...Read more
22 Apr 2025 by Policybazaar 1719 Views
Fire Breaks Out in Greater Noida Factory, Spreads to Nearby Units
Fire Breaks Out in Greater Noida Factory, Spreads to Nearby Units
A massive fire broke out in an industrial area of Greater...Read more
03 Apr 2025 by Policybazaar 2435 Views
Massive Fire Destroys Liquor Store in Faridabad's BP TP Area
Massive Fire Destroys Liquor Store in Faridabad's BP TP Area
Faridabad: A major fire caused extensive damage to a liquor...Read more
25 Oct 2024 by Policybazaar 1966 Views
Fire Insurance Articles
  • Popular Articles
  • Recent Articles
What is a Fire Extinguisher?
What is a Fire Extinguisher?
A fire extinguisher is a first-response safety tool used to...Read more
27 Nov 2025 by Policybazaar 1526 Views
5 Types of Fire Extinguishers
5 Types of Fire Extinguishers
Fire extinguishers are special devices used to control or put...Read more
04 Sep 2025 by Policybazaar 2181 Views
What is Parametric Insurance?
What is Parametric Insurance?
Parametric insurance provides a pre-agreed payout when a...Read more
28 Apr 2025 by Policybazaar 4342 Views
What is a Fire Alarm System?
What is a Fire Alarm System?
A fire alarm system is a group of devices integral to the fire...Read more
02 Apr 2025 by Policybazaar 2967 Views
LA Fires: A Wake-Up Call for Business Preparedness
LA Fires: A Wake-Up Call for Business Preparedness
The catastrophic LA Fires are a stark reminder of businesses'...Read more
06 Feb 2025 by Policybazaar 2264 Views
LA Fires: A Wake-Up Call for Business Preparedness
LA Fires: A Wake-Up Call for Business Preparedness
The catastrophic LA Fires are a stark reminder of businesses'...Read more
06 Feb 2025 by Policybazaar 0 Views
Floating Fire Insurance Policy
Floating Fire Insurance Policy
A Floating Fire Insurance Policy is a type of fire insurance...Read more
23 Oct 2024 by Policybazaar 3989 Views
Doctrine of Approximation in Fire Insurance
Doctrine of Approximation in Fire Insurance
The Doctrine of Approximation in fire insurance is a fundamental...Read more
12 Jun 2024 by Policybazaar 3080 Views
Exclusion of Consequential Loss Coverage under Fire Insurance
Exclusion of Consequential Loss Coverage under Fire Insurance
Fire insurance protects businesses against financial losses...Read more
19 Mar 2024 by Policybazaar 3651 Views
What are the Exclusions of Fire Insurance?
What are the Exclusions of Fire Insurance?
Fire insurance covers losses or damages caused by fires...Read more
11 Jan 2024 by Policybazaar 9921 Views
Fire Insurance for Factories with Hazardous Materials
Fire Insurance for Factories with Hazardous Materials
In the labyrinth of industrial operations, there exists a subset...Read more
27 Dec 2023 by Policybazaar 4113 Views
Factors Affecting Fire Insurance Premiums for Factories
Factors Affecting Fire Insurance Premiums for Factories
Fire insurance plays a pivotal role in safeguarding factories...Read more
15 Dec 2023 by Policybazaar 4594 Views
Coverage for Stock and Inventory in Factory Fire Insurance
Coverage for Stock and Inventory in Factory Fire Insurance
In the domain of Factory Fire Insurance, the protection of stock...Read more
11 Dec 2023 by Policybazaar 7895 Views
Fire Safety Measures Required for Factory Insurance Approval
Fire Safety Measures Required for Factory Insurance Approval
The importance of fire safety measures required for factory...Read more
11 Dec 2023 by Policybazaar 3664 Views
Fire Insurance for Fire Damage to Factory Computer Systems
Fire Insurance for Fire Damage to Factory Computer Systems
In the unpredictable world of business, where unforeseen...Read more
23 Nov 2023 by Policybazaar 3355 Views
Policybazaar for Business - Fire Non Hazardous Goods Storage Insurance - Customer Reviews
View all 126 reviews
View all
4.6/5
Based on 126 reviews
4.6
out of 5
Based on 126 reviews
60 users
62 users
4 users
0 users
0 users
5 November 03, 2026
Aarti Yadav
Great For Businesses
Found suitable coverage for my commercial property.
Guwahati
5 November 02, 2026
Manish Tiwari
Convenient Experience
Didn't have to visit any office. The entire process was completed online.
Lucknow
5 October 03, 2026
Meenakshi Iyer
Convenient Comparison
Saved a lot of time by comparing insurers in one place.
Raipur
5 October 02, 2026
Abhishek Jain
Transparent Information
Everything from coverage to exclusions was explained clearly. No hidden surprises.
Jaipur
5 September 03, 2026
Shreya Gupta
Quick Support
Received immediate assistance whenever I had doubts.
Aurangabad
5 September 02, 2026
Sandeep Mishra
Quick Issuance
Purchased fire insurance for my retail shop. The policy was issued much faster than expected.
Ahmedabad
5 August 03, 2026
Kavita Mishra
Trustworthy Service
Felt confident throughout the purchase process.
Nashik
5 August 02, 2026
Rohit Agarwal
Professional Support
The advisor answered all my questions patiently and helped me understand the policy terms.
Pune
5 July 03, 2026
Sneha Kapoor
Easy To Understand
Policy features were explained in simple language.
Vijayawada
5 July 02, 2026
Ankit Gupta
Value For Money
Happy with the premium and coverage offered. It gives me confidence that my property is protected.
Chennai
126 Review Item
Write a Review

Your call has been scheduled successfully.

icon Expert advice made easy icon
  • Date
  • Time

When do you want a call back?

  • Today
  • Tomorrow
  • 09 Nov
  • 10 Nov
  • 11 Nov
  • 12 Nov
  • 13 Nov

What will be the suitable time?

  • 11:00am - 12:00pm
  • 12:00pm - 01:00pm
  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
  • 03:00pm - 04:00pm
  • 04:00pm - 05:00pm
  • 05:00pm - 06:00pm

Tell us the number you want us to call on

Your privacy matters. We wont spam you

Call scheduled successfully!

Our experts will reach out to you on Today between 2:00 PM - 3:00 PM

Get a call from our expert!

We dont spam
Continue
Request for callback

Only certified Policybazaar expert will assist you

Callback scheduled!

Sunday, 7th July
12 PM to 2 PM
Done

  • Disclaimers+

    +Premium varies on the basis of Occupancy, Business Activity & Coverage Type . The premium of Rs 3400/year (Rs 283.33 / month) is for a pucca building with sum insured of Rs 50 lakh at selected locations, for property age less than 25 years and policy term of 1 year, rounded off to nearest 10. Additional premium is payable for the optional covers including contents opted. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
    By clicking on "View Plans" you agree to receive assistance and agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
    The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

Check premium now
Claude
top