Do I Need Liability Insurance for Client Visits to My Office?

If clients, vendors, or visitors regularly come to your office, your business is exposed to a risk many owners underestimate: third-party liability. A simple incident, a client slipping on a wet floor, tripping over loose wiring, or getting injured by office equipment, can quickly turn into a legal claim for compensation.In India, businesses have a legal duty of care toward anyone who enters their premises. If a visitor is injured due to unsafe conditions, negligence, or lack of reasonable precautions, the business may be held financially and legally responsible. This is where liability insurance becomes critical. This article explains whether you need liability insurance for client visits, what risks are involved, what the law says, and how the right insurance protects your business.