LIC Policy Online: The Detailed Process!

Life Insurance Corporation of India, a renowned name in the field of insurance for decades, has created a mark for itself like no other insurance company to date. LIC specializes in serving different insurance plans to their customers depending on their needs and requirements such as investment plans, saving plans, health plans, child plans, and many more.

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With years of experience and delivering policies with top-notch quality and suitability of the buyers, Life Insurance Corporation of India has created trust and reliability not just amongst the insurers in India, but in Non-Resident Indians (NRIs) as well.

As the world is moving towards digitalization rapidly, so is the Life Insurance Corporation of India. Now buying a LIC Insurance Policy is just a click away for both NRIs and Indians. Here, you will understand the complete online buying process of LIC.

LIC Policy Online

The old and trustworthy Life Insurance Corporation of India has found a solution for their customers in this digital age. The never-ending chain of coordinating with the LIC Agents to buy a LIC policy and then keeping in touch with them for LIC Insurance premium payments has finally come to a stop.

LIC India policy online in just a few clicks away has surely given peaceful nights to many customers. Even though both online and offline buying of LIC policy processes are available, individuals are getting more attracted to the simple and hassle-free online process.

  1. LIC Policy Registration Process

    Here are some simple steps that you should follow for the LIC Insurance Policy registration process:

    • Step 1: Visit LIC’s official website
    • Step 2: Click on the Customer Portal tab
    • Step 3: Click on the existing user if already registered and enter your credentials
    • Step 4: If a new user, click on the new user tab
    • Step 5: In the next screen, you will be required to fill in the following details
      • Policy number
      • Date of Birth
      • Email address
      • PAN Card number
      • Gender
      • Mobile number
      • Passport number
    • Step 6: Click on register
    • Step 7: After successfully filling in the details, you will be asked to sign up
    • Step 8: To sign up, you have to choose
      • Suitable user ID
      • Password
      • Enter your date of birth
    • Step 9: You have been successfully signed in
    • Step 10: In the next screen, select the self-policies tab
    • Step 11: You can now view your existing policies
    • Step 12: If you want to add another policy apart from the existing policies for yourself, your children, or your spouse, all you have to do is
      • Click on add policy
      • Enter your relationship with the policyholder
      • Enter policy number
      • Submit the details
      • This policy will now be reflected on your LIC e-Service page
  2. Online Payment Facilities

    After successful registration, as a customer, you may need to know the LIC Premium online payment facilities.

    To pay your premiums online through the e-Service portal, you can choose from:

    • Mode of payment
      • Net Banking
      • Debit Card
      • Credit Card
      • WALLET
      • UPI
    • Renewal premium can be made for all active policies, excluding Salary Saving Scheme Policies Payment of premium can be made 1-month before the due date till the policy is in force.
    • Under VPBY and PMVVY plan policies, loan interest cannot be paid
    • All RBI approved Credit cards and Debit cards can be used for payments
    1. LIC Premium Payment Channels Online

      LIC Website

      Authorized Banks



      Net banking

      Axis Bank

      AP Online

      Premium point

      Debit Card

      Corporation Bank

      MP Online

      Life – Plus (SBA)

      Credit Card


      Suvidha Infoserve

      Retired LIC Employee Collection



      Easy Bill Pay






LIC Online Payment

For Registered Users

  • Step 1: Visit the Life Insurance Corporation of India’s website
  • Step 2: Select from the 2 options under Online payment:
    • Pay Direct (without login)
    • Through customer portal
  • Step 3: If chosen the Pay direct option
    • Directly select payment type (no need for login credentials)
  • Step 4: If chosen the Through customer portal option
    • Log in with the login ID and password
    • Click on sign in after filling in the necessary information
  • Step 5: Once successfully logged in, the policy number and premium amount payable need to be provided
  • Step 6: After submitting the details, you can now view all your policies
  • Step 7: Select the one you want to pay the premium for
  • Step 8: Click on submit
  • Step 9: Payment gateway will be the next page you will be redirected to
  • Step 10: Select the suitable payment option and make the necessary payment and your premium is paid in these simple and easy steps

In The End!

Life Insurance Corporation of India is one of the oldest insurance companies in the insurance market. With advancements in technology every passing day, online buying of insurance policies has become more popular and stress-free.

It is important to grow with technology so that you can survive in the market.

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