Sarva Haryana Gramin Bank FD Calculator

Fixed Deposits are known to be one of the safest and most popular investment instruments as it garners reliable returns. Once the money has been invested in a fixed deposit scheme, it is locked in and earns interest. This interest is then added back into the principal, which forms the maturity value.

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Sarva Haryana Gramin Bank FD Calculator

Total Investment

₹500 ₹30L
Enter Total Investment

Rate of Interest (Yearly)

1% 15%
Rate of Interest (Yearly)

Time Period

1 Year 15 Years
Enter Time Period
Total Investment
Interest Earned
Maturity Amount

It is thus a great way to earn interest by simply allowing the bank to secure the initial investment made. Sarva Haryana Gramin Bank FD Calculator is a digital tool used by customers to know investment attributes. 

What is Sarva Haryana Gramin Bank FD Calculator?

The Sarva Haryana Gramin Bank FD Calculator proves to be of great use to the customers. Several customers imagine that making investments in fixed deposits is a cumbersome task as they have no idea of the process and how to go about it.

The calculator is a self-explanatory tool that customers can access online. It provides the customer with exact information regarding the maturity value that he can expect. In such a case, the customer only has to decide the amount that he wants to invest, and the calculator will do the rest of the work.

How does the Calculator Work?

The Sarva Haryana Gramin Bank FD Calculator is available for use on the official website of the bank. The individual must know the following things to use this calculator:

  • Principal: This is the initial investment that a customer agrees to make towards the fixed deposit scheme. The customer can determine this by manipulating the scroll bar on the calculator.
  • Rate of Interest: This is the frequency at which the bank agrees to add a percentage of the principal back into it. This is what leads to the creation of the maturity value. It can also be determined on the calculator by using the scroll bar.
  • Tenure of Deposit: This is the time frame for which the investment is made. This data can be fed directly into the calculator to determine the maturity value.
  • Compound Interest: The customer must determine how often he wants the principal to be compounded. The customer has to decide this based on the terms of the bank.

The customer must enter all this data and then hit the "Calculate" button. This will activate the calculator, and the maturity value and the interest earned will both be displayed.

Simple Interest Vs. Compound Interest

Simple interest is a fixed rate of interest that is added back into the principal at regular intervals. The interest accumulated this way is slower than that that is accrued via compounding.

Compounding is the usual way banks offer interest when customers invest large sums of money. Larger investments are usually compounded on a quarterly, semi-annual or annual basis, or as is determined by the banks.

How to Use Sarva Haryana Gramin Bank FD Calculator?

The individual can use the Sarva Haryana Gramin Bank FD Calculator on the official website of Policybazaar Insurance Brokers Pvt Ltd. This gives the customers a chance to compare different fixed deposit schemes offered by different banks. He can choose the best option for himself and make his investments once he has completed all the comparisons conveniently.

Follow these steps to use the Sarva Haryana Gramin Bank FD Calculator:

  • Visit the Policybazaar website on the net. Find the section where all the FD Calculators of different banks are listed.
  • Select the bank “Sarva Haryana Gramin Bank” from the list of banks that appear in the drop menu.
  • Once he has selected the option, the Sarva Haryana Gramin Bank FD Calculator will appear, and the customer can use it to gain information on the schemes.
  • Enter the required details like deposit amount, tenure, and interest rates.
  • Click on “Calculate” to get the results.

Advantages of using Sarva Haryana Gramin Bank FD Calculator

There are several ways through which the Sarva Haryana Gramin Bank FD Calculator proves useful to the customer. They are as follows:

  • It provides concise information to the customer in one place so that the customer does not have to refer to different websites to gain access to the data.
  • It saves the time of the customer by providing quick and reliable calculations.
  • It is of great use to the customers who find it difficult to move out of their homes, like the elderly or those with terminal illnesses.
  • It is error-free and provides calculations that the customer can depend upon.
  • It can be used any number of times, which is helpful to make comparisons. This helps the customer to decide what amount is most suitable for him to invest in.


  • Q. Is the process of nomination on fixed deposit available with Sarva Haryana Gramin Bank?

    Ans: Yes. A customer may choose a nominee for his fixed deposit if he is investing in Sarva Haryana Gramin Bank's fixed deposit schemes.
  • Q. Is it possible for a customer to transfer his account to another branch of the same bank?

    Ans: Yes. A customer can transfer his account to another branch. He will have to furnish a transfer request along with all his KYC documents. The process will take around 2-3 working days.
  • Q. Are loans available on Sarva Haryana Gramin Bank fixed deposits?

    Ans: Yes. The customer can apply for loans against his fixed deposits.

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^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
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