HDFC Balanced Advantage Fund is a hybrid mutual fund that aims to provide investors with long-term capital appreciation while managing risk through a dynamic asset allocation strategy. It follows a blend of equity and debt investments, making it suitable for investors who seek moderate returns with relatively lower volatility compared to pure equity funds.
Guaranteed Tax SavingsUnder sec 80C & 10(10D)
₹1 CroreInvest ₹10k per month*
Zero LTCG TaxUnlike 10% in Mutual Funds
Top performing plans with High Returns*
Invest ₹10K/month & Get ₹1 Crore returns*
|Minimum SIP Amount||₹100|
|Minimum Investment Amount (One-Time/First-Time)||₹100|
|Minimum Investment Amount (Additional Purchase)||₹100|
|Scheme Asset Size||₹52,079.29 Cr|
|Benchmark||NIFTY 50 Hybrid Composite Debt 50:50 Index|
Dynamic Asset Allocation: One of the key features of HDFC Balanced Advantage Fund is its ability to dynamically allocate its assets between equity and debt instruments based on market conditions. This feature allows the fund to take advantage of potential opportunities in the market while managing risks.
Diversification: HDFC Balanced Advantage Fund diversifies its portfolio across different sectors, market capitalizations, and credit ratings to manage risk effectively. This diversification helps in spreading the risk and reducing the impact of volatility in a specific segment or sector, thereby enhancing the stability of the portfolio.
This fund is suitable for investors who seek:
To generate long-term capital appreciation/income
Investments in a mix of equity and debt instruments
The fund allocates 66.99% of its investments to domestic equities, with 47.13% in Large Cap stocks, 6.08% in Mid Cap stocks, and 6.1% in Small Cap stocks.
Additionally, the fund has 26.99% invested in Debt, with 17.99% in Government securities and 9% in low risk securities.
Category: Dynamic Asset Allocation Annualized
|Fund returns (%)||12.3||29.1||13.0||14.2|
|Category Avg. (%)||3.0||14.9||7.3||-|
|Rank in category||1||1||-||-|
HDFC Balanced Advantage Fund is a premier mutual fund with a commendable reputation.
The fund has a prestigious 4-star rating and a substantial size of INR 51,042.46 Crores.
The fund has shown impressive returns with a 12.3% return over the past year and a 29.1% return over the past three years.
The consistent returns are attributed to the fund's astute investment strategies and diligent management by HDFC Asset Management Company Limited.
HDFC Asset Management Company Limited is a leading name in the mutual fund industry.
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HDFC Balanced Advantage Fund, while offering potential for attractive returns, is categorized as a high-risk investment option. Returns are market-linked, which makes it a volatile option for investment.
Thorough knowledge of stock market movements can help manage risk efficiently.
For units in excess of 15% of the investment, 1% will be charged for redemption within 1 year.
The fund's historical performance has been relatively stable, with a track record of delivering competitive returns over the long term, although past performance is not indicative of future results. The fund's ability to switch between asset classes makes it suitable for investors seeking a diversified portfolio with potentially lower volatility compared to pure equity funds.
*All savings are provided by the insurer as per the IRDAI approved insurance
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ