Download the Policybazaar app
to manage all your insurance needs.
Edelweiss Life Insurance Wealth Rise Plus Plan
The Edelweiss Life Insurance Wealth Rise Plus Plan is a unit-linked life insurance plan that is created to offer life coverage as well as wealth-building based on the market. The plan assists the policyholders to accumulate their savings with flexible investment facilities whilst guaranteeing financial security for their families. It provides a combination of investment platforms, investment funds, and long-term growth plans to achieve a number of financial objectives.
-
Home
-
ULIP Plans
-
Edelweiss Life ULIP Plan
- Edelweiss Life Insurance Wealth Rise Plus Plan
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:64,561 Cr
64,561 Cr
NAV
52.43
0.68%
Returns
17.5%
Highest Returns
Opportunities Fund
HDFC Life
AUM:35,606 Cr
35,606 Cr
NAV
82.13
0.75%
Returns
13.72%
Highest Returns
High Growth Fund
Axis Max Life
AUM:15,248 Cr
15,248 Cr
NAV
127.79
1.34%
Returns
19.66%
Pension India Consumption Fund
ICICI Prudential Life
AUM:25 Cr
25 Cr
NAV
9.94
0.03%
Returns
-
Multi Cap Fund
Tata AIA Life
AUM:11,764 Cr
11,764 Cr
NAV
69.32
0.83%
Returns
15.2%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Eligibility Criteria for the Edelweiss Life Insurance Wealth Rise Plus Plan
| Eligibility Criteria | Details |
| Entry Age (Life Insured) | Minimum: 0 years (Base Cover) and 18 years (Enhanced Cover); the maximum varies by policy term |
| Maturity Age |
|
| Premium Payment Term (PPT) | Single Pay, Limited Pay (5, 8, 10, 12, 15, 20 years), Regular Pay |
| Policy Term | Minimum 5 or 10 years; Maximum up to age 100 (depending on option) |
| Minimum Premium | Starts from ₹500 per month (varies by option) |
| Sum Assured | Based on the premium multiple and plan option |
Features of the Edelweiss Life Insurance Wealth Rise Plus Plan
Here are the key features of the Edelweiss Life Insurance Wealth Rise Plus Plan:
- Life Cover Protection: Life cover is a multiple of the premium that ensures there is financial security.
- Affordable Premiums: It enables investors to begin saving at low premiums.
- Several Investment Strategies: Select either a self-managed strategy or a life-stage and duration-based strategy.
- Fund Additions: Loyalty additions, booster additions, and maturity additions contribute towards the enhancement of fund value.
- Guaranteed Lumpsum: A percentage of the premium value is added to the value of the fund at maturity.
- Systematic Withdrawals: Allows periodic withdrawal of the 10th policy year.
- Wide Fund Options: Includes equity, debt, balanced, and government security funds. With multiple fund options and flexible premium payments, Edelweiss Life ULIP Plans can help build wealth over time.
- Flexibility: Policyholders can select the premium, policy term, and investment allocation.
Benefits of the Edelweiss Life Insurance Wealth Rise Plus Plan
Below are the benefits of the Edelweiss Life Insurance Wealth Rise Plus Plan:
- Death Benefit: The nominees receive the higher of the sum assured, fund value, and 105% of the premiums paid.
- Maturity benefit: Fund value and additions of maturity, and a guaranteed lump sum at the maturity of the policy.
- Wealth Creation Opportunity: Helps to create a long-term investment corpus on a market-linked return.
- Loyalty and Booster Additions: The frequent additions enhance the usefulness of the policy as time goes by.
Riders Under the Edelweiss Life Insurance Wealth Rise Plus Plan
Riders could be optional with the plan to increase coverage. The following are the riders associated with this plan:
- Accidental Death Benefit Rider.
- Critical Illness Rider
- Waiver Of Premium Rider
The availability of riders is subject to the terms and underwriting conditions of an insurer.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| Bandhan Life Debt Fund | ₹40.43 | ₹92 Cr | 5.53% | 6.3% | |
| Bandhan Life Secure Fund | ₹28.93 | ₹47 Cr | 5.2% | 4.54% | |
| Bandhan Life Blue Chip Equity Fund | ₹31.22 | ₹198 Cr | 9.33% | 10.93% | |
| Bandhan Life Stable Fund | ₹33.2 | ₹15 Cr | 6.42% | 8.33% | |
| Bandhan Life Accelerator Fund | ₹48.93 | ₹209 Cr | 11.37% | 12.56% | |
| Bandhan Life Opportunity Fund | ₹42.42 | ₹239 Cr | 15.98% | - | |
| Bandhan Life Pension Debt Fund | ₹32.13 | ₹4 Cr | 5.34% | 6.1% | |
| Bandhan Life Pension Enhanced Equity | ₹114.26 | ₹16 Cr | 11.54% | 12.37% | |
| Bandhan Life Pension Nifty 500 Momentum Quality 50 Index Fund | ₹9.71 | ₹3 Cr | - | - | |
| Aegon Balanced | ₹45.14 | ₹12 Cr | 6.7% | 8.48% | |
| Aegon Enhanced Equity | ₹70.28 | ₹112 Cr | 11.17% | 12.12% | |
| Aegon Pension Balanced | ₹51.54 | ₹2 Cr | 7.59% | 9.03% | |
| Aegon Pension Index | ₹86.04 | ₹6 Cr | 6.9% | 10.31% | |
| Aegon Pension Secure | ₹28.73 | ₹1 Cr | 4.6% | 4.93% | |
| Aegon Life Group Equity Fund | ₹60.58 | ₹13 Cr | 12.1% | - | |
| Bandhan Life Flexi Cap Fund | ₹11.54 | ₹96 Cr | - | - | |
| Bandhan Life Mid Cap Fund | ₹10.66 | ₹88 Cr | - | - |
See more plans
Policy Details of the Edelweiss Life Insurance Wealth Rise Plus Plan
The following are the policy details of the Edelweiss Life Insurance Wealth Rise Plus Plan:
-
Grace Period
A grace period is allowed for premium payments depending on the payment mode.
-
Revival
A lapsed policy can be revived within the specified period by paying outstanding premiums, subject to conditions.
-
Free Look Period
Policyholders receive a free look period to review the policy terms and cancel if not satisfied.
-
Surrender
ULIP policies cannot be surrendered during the first five years due to the lock-in period.
-
Fund Switching
Policyholders can switch between available funds or modify investment allocation. Many investors compare different policies and schemes to identify the best investment plans in 2026 that suit their risk appetite and financial objectives.
Exclusions Under the Edelweiss Life Insurance Wealth Rise Plus Plan
The following are the exclusions under the Edelweiss Life Insurance Wealth Rise Plus Plan:
-
Suicidal Cover
The benefit payable in the event of death resulting from suicide in the first 12 months of policy commencement is policy-subject.
-
Total Permanent Disability (TPD)
Total permanent disability coverage is available only if the relevant riders are selected.
FAQs
-
Which investment options are there within this plan?
The plan offers various fund options, including equity, bond, balanced, and government security funds, as well as flexible investment plans. -
Does the Edelweiss Life Insurance Wealth Rise Plus Plan have a lock-in period?
Yes, the plan has a five-year lock-in, and in this case, it becomes difficult to surrender or withdraw. -
Is it possible to take money out of the policy term?
No, systematic withdrawals can be made beyond the set policy, as per plan conditions.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
- SIP Calculator
- Income Tax Calculator
- Compound Interest Calculator
- NPS Calculator
- Show More Calculator
ULIP Plans Articles
Recent Articles
Popular Articles
31 Aug 2026
ULIPs facilitate the addition of several benefits to the plan
20 Jul 2026
Mixing insurance with investment sounds smart, but the products
16 Jul 2026
Many investors choose the wrong product between ULIP and aEdelweiss Life ULIP Plans Reviews & Ratings
(Showing Newest 10 reviews)
Explore the popular searches and stay informed
- ULIP Calculator
- ULIP Plan
- Annuity Plan
- Child Plan
- Gift City Investment
- Guaranteed Return Plans
- Investment Plan
- LIC Calculator
- LIC
- NRI Investment Plans in India
- Pension Plan
- 1 Crore Term Insurance
- Best Term Insurance Plan
- Term Insurance for NRI
- Term Insurance
- Term Insurance Calculator
- Life Insurance
- What is Term Insurance
- 2 Crore Term Insurance
- Home Loan Insurance Calculator
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ