Niva Bupa Group Health Insurance (Formerly known as Max Bupa)

About Niva Bupa

Niva Bupa Health Insurance Company Limited is a publicly listed entity with Bupa Singapore Holdings Pte Ltd. as its promoter. Serving over 10 million customers, Niva Bupa offers access to a network of 10,000+ hospitals across India, enabling cashless claim processing within 30 minutes.

Key Features of Niva Bupa Group Health Insurance

• Private single-room hospitalisation
• Health checkups
• Maternity benefits
• Vaccination of the newborn
• Checkups for parents and parents-in-law
• Hospital Cash (Optional) Rs. 1000/Day

Benefits of Niva Bupa Group Health Insurance

• You can avail discount by increasing the term period to 2 years
• Free Health check-ups at designated Niva Bupa (Formerly known as Max Bupa) diagnostic centres every 2 years.
• Assured policy renewal for life
• Cashless facility
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Premium Details

Annual premium depends on the plan chosen. For details, please refer to the website.

Policy Details

• Sum Insured: 1-50 lakhs
• Coverage type: Individual/Family

Additional features or riders

• International Cashless facility
• 24x7 helpline facility

Niva Bupa Group Health Insurance Inclusions

Here are the inclusions under Niva Bupa Group Health Insurance:

• No capping on room rent and ICU
• Physiotherapy coverage
• Organ donor coverage
• Comprehensive baby coverage from Day 1
• Baby vaccination coverage
• Coverage for pre-and-post natal expenses
• Coverage for both C-section and normal delivery

Niva Bupa Group Health Insurance Exclusions

• No treatment is covered within the first 90 days until there is a case of accident/emergency
• Benefits not applicable to pre-existing diseases
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required to Buy the Policy

To buy the policy, a proposer must fill out an 'Application form/ proposal form' with accurate medical history and address proof. In some cases, a medical examination may be required based on the sum assured and the person's age.

Eligibility

Niva Bupa Group Health Insurance comes with flexible eligibility criteria, ensuring accessibility for all employees and their dependents. There are no age restrictions, making it an inclusive policy that can cover individuals across various life stages from young professionals to senior employees. This allows employers to provide comprehensive health benefits without limitations based on the age of their workforce, ensuring holistic coverage for everyone under the plan.