Universal Sompo Group Health Insurance Plan

Group Health Insurance Policy of Universal Sompo is specially meant to provide benefit cover against Illness or accidental injury to large groups, comprising of employees both in trading and manufacturing sectors/ social sector and/or members of an institution/society/association/club.

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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Universal Sompo Group Health Insurance Key Features and Coverage

  • The policy offers a wide coverage sum insured up to Rs.5, 00,000.
  • This policy is restricted to the hospitals/nursing homes of India only.
  • The coverage includes expenses incurred towards room, boarding expenses, nursing expenses, surgeon/specialist fees, charges for blood, oxygen etc.
  • Age of the insured, family size and the sum insured selected are some of the factors on which premium is calculated.
Group health insurance

Add-on-covers in Universal Sompo Group Health Insurance

Add-on-covers can be taken by paying an additional premium which also depends on group size

  • Critical Illness Cover (Paralytic stroke/ Cancer/Chronic renal failure/Coronary Artery Bypass/Transplant of organs
  • Kidney
  • Lung
  • Pancreas
  • Bone Marrow NB,
  • Liver Transplant is not covered under this extension.
    • Maternity Benefit Cover
    • Hospital Cash Cover - is in built cover
    • Pre existing
    • Family Floater

Universal Sompo Group Health Insurance Policy details

  • Sum Assured - Maximum sum assured of 5 lac.
  • Policy termination - Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
  • Free look period - If you are not happy with the coverage, terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Universal Sompo Group Health Insurance Exclusions

  • Contraction of any disease during the first 30 days of commencement of the policy.
  • Waiting period of 1 year from commencement of Policy for certain diseases like cataract, hysterectomy.
  • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
  • Any illness or disease due to war or invasion.
Employee health insurance

Documents Required to Buy Universal Sompo Group Health Insurance 

An individual has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

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Policybazaar for Business - Group Health Insurance - Customer Reviews
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4.4
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Based on 189 reviews
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3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
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4.3 April 01, 2023
Mahesh
Necessary Investment
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Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
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3.8 March 02, 2023
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Great Experience
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4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune

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  • Disclaimers+

    *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer.

    ^ The pre-existing diseases are only covered as per insurer T&Cs.

    #Tax Benefits are subject to changes in tax laws.The benefits mentioned are as per insurer T&Cs and are available with or without extra cost depending on the plan and insurer chosen .Therefore, to learn more about the benefits in detail, contact the HR department of your company or check the insurance policy documents.. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker.
    *Savings of 65% are based on the comparison between the highest and lowest premiums provided by different insurance companies for Rs 5 lakh cover for 50 employees falling in the age group ranging between 19-55 years with room rent limits of 1% and 2% of sum insured for normal and ICU rooms respectively and does not include PED and maternity coverage. Premium starting from
    +₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST), Premium may vary on the basis of coverage type & add-ons, All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
    By clicking on "View Plans Instantly" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
    The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

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