How to Check LIC Policy Status Without Registration?

By regular LIC policy status check, one can remember to pay premiums on time, be aware of bonuses and stay up to date on important LIC policy details.

Policyholders can easily check their Life Insurance Corporation of India policy status through SMS or customer care for which they do not have to register. With these ways, they can get their LIC status check by policy number only. However, it is advised for policyholders to register once on the LIC's Customer Portal and WhatsApp (+91-8976862090), so there is no need to rely on customer care for any policy related details.

Before getting into the process to check status and get details about LIC policy, let us first understand what is the LIC policy status and what policy details it shows.

What is LIC Policy Status?

An LIC policy status shows the current state of your life insurance policy. This means, it tells you details about LIC policy like if the policy is active, expired or has become paid up. LIC policy status also tells you important LIC policy details and reminders about the premiums and benefits.

Checking the status of your LIC policy often shall help you make sure that it stays active, that your premiums are paid on time and that you keep getting your benefits as mentioned in the plan. Regular LIC policy check means you remember bonuses and unpaid premiums during the policy term.

After checking your LIC policy status, you shall also access your LIC policy statement. It is a document which offers a comprehensive view of the transaction history of premiums paid along with important policy details. Let us understand about the LIC policy statement and how it helps.

What is the LIC Policy Statement?

When a policyholder purchases a life insurance policy from the LIC of India, it gives them an official financial document known as the LIC policy statement. This statement shows details about the policyholder's insurance coverage, premium payment history and current LIC policy status.

Details About LIC Policy Included in LIC Policy Statement

During your LIC policy status check, you shall view the following LIC policy details in the LIC policy statement.

• Policy Details - Policy number, plan name, date of issue and maturity date.

• Premium Details - Installment amount, premium payment mode (monthly, quarterly, half-yearly, yearly) and due dates.

• Payment History - Record of all the premiums paid for a specific financial or policy year.

• Accrued Policy Benefits - Details about any bonuses accumulated, loyalty/guaranteed additions and cash value.

• LIC Policy Status - Whether the policy is active, lapsed or paid-up.

What are the Uses of LIC Policy Statement?

The LIC policy statement is helpful in more ways than you think as it helps at the time of filing taxes. You shall use it to apply for loans and at the time of insurance claims. You shall also use it at the time of updating your LIC policy credentials.

How to Check LIC Policy Status Without Registration?

If you don't want to register or go online, LIC of India has ways for you to check your policy status without going online. These choices are great for older people and people who don't have access to the internet.

Check LIC Policy Status by SMS

LIC has a simple SMS service that lets policyholders check LIC policy status without login just by entering their policy number. You can avail of all the LIC policy details simply by sending an SMS to 56767877.

Check LIC Policy Status Through Customer Care Number

You can check LIC policy status without login by simply calling LIC. The LIC call center uses the Integrated Voice Response System, i.e. IVRS which is available 24x7, in almost all cities. Any policyholder can get their LIC policy status check through this IVRS by simply dialing UAN, i.e. Universal Access Number 1251.

You can also get hold of the regional or zonal offices of LIC to check LIC policy status details of all kinds of policies. The regional offices are classified into eight zones: Northern Zone, Southern Zone, Western Zone, Eastern Zone, Central Zone, North Central Zone, South Central Zone, East Central Zone, and West Central Zone.

You can know about the LIC customer care toll free numbers for all the voice support centers that come under the above-mentioned LIC zones.

Note: Languages: English, Hindi, and eight other regional languages

Visit a Local LIC Branch

• Walk into any nearest LIC Branch Office.

• Carry your original policy bond or PAN card/ID proof and ask the counter executive for a policy status report.

How to Check LIC Policy Status Online?

LIC of India now offers easy and quick ways for policyholders to check Life Insurance Corporation of India policy status online using policy number. Regularly checking your LIC policy status and details is helpful as you get regulatory updates about your benefits and bonuses.

How to Check LIC Policy Status Online for Registered Users?

If you are a registered user on the LIC of India website, then you can very easily check your LIC policy details online:

• Step 1: Visit the LIC homepage and click on “Customer Portal”

• Step 2: Log in to your account using your user ID, password and the CAPTCHA code on the screen

• Step 3: Click on the “Policy Status” section where you will see all the linked policies.

• Step 4: Select the policy whose status you need to check. You will see policy details like premium due date, policy status and maturity date.

• Step 4: Save as PDF or print your LIC policy details for reference.

How to Check LIC Policy Status Online for New Users?

As a new user, you will have to first register yourself on the LIC website to check LIC new policy status. To register on the LIC Customer Portal for the first time you will need your policy number. Given below is the step-wise procedure for the same.

• Step 1: Go to the LIC website and click on the “New User” registration button.

• Step 2: Enter your policy number, mobile number, email ID, and date of birth.

• Step 3: Set up your User ID and password. These will be your login credentials for secure access in the future.

• Step 4: Now log in to your account using the new credentials you just created.

• Step 5: Now you can check your LIC policy details and status by clicking on the “Policy Status” section.

What Details are Required to Check LIC Policy Status Online for New Users?

To check LIC new policy status online a policyholder will have to first register themselves to the LIC Portal. The following details will be needed for a new user registration.

• LIC Policy Number

• Registered Mobile Number

• Valid Email Address

• Date of Birth

• Name as on policy document

How to Check Policy Status via LIC WhatsApp Services

• Send a "Hi" or message to LIC's official WhatsApp number at 8976862090 from your registered mobile number.

• Follow the on-screen menu prompts to fetch your policy details.

• Only those policyholders who are registered on the LIC Customer Portal shall be able to use the LIC WhatsApp services.

How to Check My LIC Policy Details Using Policy Number?

To get LIC policy details one has to login to the LIC Customer Portal and for login one has to first register to the portal. This registration is done using the LIC policy number. Therefore, if you are a new policyholder, you shall check LIC policy details by policy number.

Given below are the steps of LIC status check by policy number.

• Step 1: Go to the LIC Customer Portal and register yourself using your LIC policy number, DOB, phone number and email ID.

• Step 2: Create your login credentials (User ID and Password) to log in to your account.

• Step 3: Navigate to the ‘Policy Status’ section to get your details including the status, payment history, premium due date and maturity amount.

• Step 4: In this section, you can download your LIC policy details and LIC policy statement, as a PDF.

Check LIC Policy Status by Policy Number Without Login

To check LIC policy status by policy number without login, keep your policy number ready and use one of these routes. Send an SMS to 56767877 as shown in the SMS table above. Or dial the IVRS number 1251. Both these methods do not need a customer portal account.

Why is it Important to Check LIC Policy Status?

When you check the status of your LIC policy, you don't just find out if it's still active. It has a lot of other benefits. Whether you choose the methods mentioned above or do an LIC policy status check via online portal, you shall be able to do the following.

• Track Premium Due Dates: Regular checks help you remember upcoming premium dates, preventing late payments and accidental policy lapses.

• Check the details of your policy: You can check important information like the sum assured, the policy term, and the plan information to make sure they are correct.

• Stay Up to Date on Bonuses: If you keep an eye on your policy status, you'll know about bonuses that have been announced and any premiums that are still due.

• Plan Your Money Better: Knowing what's going on with your policy can help you keep track of your bills and make sure your insurance fits with your long-term financial goals.

Why Should I Check My LIC Policy Status?

A policyholder should regularly check their LIC policy status to avoid late payments and keep their coverage going. One can check their LIC policy status using policy number without registration through LIC SMS service or by calling LIC Customer Care. To check details about LIC policy online, one needs to register and login to the LIC Customer Portal. Registered users shall check LIC policy status online directly through WhatsApp as well.

LIC Resources

FAQs