LIC Digital App

What is the LIC Digital App?

The LIC Digital App, launched by the Life Insurance Corporation of India (LIC of India), is an LIC all in one platform for policyholders, where they can access, monitor, and manage their LIC policies anytime, anywhere through a secure eBiz LIC login process. The LIC app is designed with a clean and intuitive interface and features that make managing your LIC policies easier. The official LIC mobile application allows users to view and track their LIC policies, pay premiums, download receipts, and check LIC policy status, all from their smartphones. Designed for convenience, the LIC mobile app supports essential LIC digital features, including policy tracking, LIC premium payment, and loan applications and much more.

Key Features of the LIC Digital App

The LIC app comes with unique features that simplify access to LIC services, making policy management and servicing faster, easier, and more convenient for users. Downloading the LIC Digital App is easy for Android and iOS devices, ensuring a seamless digital experience for LIC policyholders. As a policyholder, here are some of its features you will find most beneficial:

Simple Policy Management
The LIC mobile app allows you to view and manage policies for yourself, your spouse, and your children. You can access detailed policy information, including maturity values and due dates, check your LIC policy status, and conveniently download policy documents and premium receipts whenever needed.

Easy Premium Payments
LIC premium payments can be made online using debit or credit cards, net banking, or UPI under the ebiz LIC online payment. You can also set up reminders for upcoming premium dues to avoid missing payments, and make top-up payments or repay loan interest directly through the app.

Quick Claims & Loans
Track the status and history of your claims easily within the LIC mobile application. It also enables you to apply for policy loans, check loan details, and obtain revival quotations for lapsed policies, helping you manage your financial needs effectively.

Secure Digital Access
The LIC app lets you log in safely using MPIN, OTP, or fingerprint. It protects your data while giving you easy access to your LIC policies anytime. With these LIC digital login options, an existing policyholder can check details, make payments, and manage everything securely from their phone.

Additional Tools
The LIC India app helps you locate nearby LIC offices and agents for in-person assistance. You can access premium paid statements and calendars, use the premium calculator, and view benefit illustrations to better understand your policy’s value and benefits.

Benefits of Using the LIC Digital App

Whether you're logging in through the LIC customer portal, completing an ebiz LIC online login, or managing policies via the LIC online portal, here's how you benefit:

• Convenience: Access your LIC policies and services 24/7 through the LIC portal, eliminating the need to visit a branch. With the LIC customer login, all your information is just a tap away. For instance, the LIC Android app is also user-friendly and allows senior citizens to access and manage their LIC policies with minimal assistance easily.

• Time-Saving: No more standing in lines. Manage your insurance through the LIC online login or LIC India customer login and handle everything digitally. After the LIC Agent Portal proved successful for agents, LIC aims to provide similar convenience to its policyholders with the LIC Digital App.

• Secure Transactions: The LIC app ensures safe operations with MPIN and Aadhaar authentication during every LIC user login or LIC policy login. For instance, the LIC iOS app is secure and uses encryption protocols to protect user data, ensuring a safe and private experience for policyholders during transactions and account access.

• User-Friendly Interface: Navigate your policies effortlessly, even if you're new to tech. From LIC customer login to payments, everything is easy to use on the LICIndia app.

• Reduced Physical Dependency: By shifting to the LIC digital operations, like LIC online payment login, LIC policy status, and LIC policy details check, and an overall LIC policy check, your dependency on the granch visits reduces. Pensioners can submit digital life certificates through the app, using LIC online login, avoiding branch visits entirely.

Additional Benefits of the LIC Digital App

Using the LIC Digital App is easy as it allows policyholders to manage their insurance needs anytime, anywhere. From ebiz LIC login to accessing services through the LIC India customer login, here's how to get the most:

1. Quick Pay Facility

   With ebiz LIC online payment (LIC Digital app), you can pay policy premium for renewal, revival or even in advance. Other services include loan and interest repayment. To carry out any of these functions, click on each one of them and provide LIC policy details such as policy number, mobile number, DOB, and email. The app integrates directly with the LIC portal to ensure secure transactions.

2. Address Change

   You can update your address linked to your policy using offline Aadhaar or other valid address proof. Follow the steps below to complete the process.

3. Options Available:

   • Aadhaar Address (Offline Verification): Address is verified using your Aadhaar details.

   • Other Valid Address Proof: Upload a valid proof to update your address.

   • Required Details (in addition to Policy Number):

   • XML ZIP file from UIDAI

   • Share code for the XML file

   • Mobile number linked to Aadhaar (for OTP)

   • Aadhaar VID for e-signing

   Note: A maximum of 10 policies can be updated per request. For more, submit a new request. Address change is allowed only for Paid-Up and active policies.

4. Branch & Agent Locator

   Using GPS, the LICIndia app helps locate nearby LIC of India branches and agents. After LIC online login, search and contact LIC customer care effortlessly.

5. Forms

   On the LIC Digital App, you can conveniently access and download various forms related to various services. These include forms for new policy applications, policy alterations, duplicate policy requests, claims, assignment, policy loans, revival, nomination, and more, making policy servicing easier and faster for customers.

6. Get Quotes and Comparisons

   Using the LIC digital app, especially when buying a new policy, you can get quotes and comparisons of various plans available at LIC. Here is how to use this feature:
   Step 1: Provide details such as name, DOB, contact, gender, and email first.
   Step 2: Select Plan from the list. Then click on “Coverage”.
   Step 3: Provide coverage, premium payment and policy term details. Click on “Quote”.
   You will get a quote of the selected policy along with an illustration of the calculation. 

7. Products Offered

   To avail this feature on the LIC mobile app, you will need to provide your registered contact number for verification purposes. Once your number is successfully verified, you will gain access to view a comprehensive list of all the insurance products and plans offered by LIC. This includes a wide range of policies tailored to meet different financial goals such as savings, protection, investment, and retirement.

8. Financial Needs Analysis

   A very considerate feature, financial needs analysis helps out customers who need assistance understanding their financial goals and the best LIC policy for themselves. The portal asks for details such as name, contact, gender, life stage (single/ married/ parent/ retirement), and risk category (conservative/ moderate/ aggressive). Then it asks you for the desired financial goal using its own metrics. After analysis, it shows you the best LIC plan for you that caters to your unique circumstances. 

How to Use the LIC Digital App?

Step 1: Download the LIC Digital app from the Apple App Store or Google Play Store. 

Step 2: Register for the app using your registered email ID or mobile number. 

Step 3: The app dashboard provides an overview of your LIC policies and other related information. 

Step 4: Use the different sections to manage your LIC plans, make payments online, and access other services.

Step-by-Step Guide to LIC Online Login with App

After LIC app download from the Google Play Store or Apple App Store, follow these easy steps to complete your LIC online login through the LIC App:

Step 1: Tap on ‘Customer Login’ on the home screen.

Step 2: Enter your registered mobile number or email ID.

Step 3: Verify your identity using the OTP sent to your phone.

Step 4: Set up a secure MPIN or enable biometric login (fingerprint/face unlock) for quick access.

Step 5: Once logged in, you can securely and conveniently view your LIC policy details, make LIC premium payment online, check LIC policy status, and more.

Summing Up 

The LIC Digital App has provided an easy alternative to policy management for customers of the Life Insurance Corporation of India. From secure LIC customer login to hassle-free LIC online payment login, the app offers everything in one place.

Whether you’re making LIC policy online payment via the LIC portal, checking claims through LIC India customer login, or downloading statements after LIC user login, the LIC digital experience is comprehensive and user-focused. For every existing LIC policyholder, using the LIC customer portal or app isn't just an upgrade—it's an essential tool for smart, stress-free insurance management. For new customers, this LIC mobile application is a convenient and secure way to explore plans, initiate policies, and confidently begin their insurance journey.

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