LIC Digital App

What is LIC Digital App?

The LIC Digital App, launched by the Life Insurance Corporation of India (LIC of India), is designed with a clean and intuitive interface, packed with features that make managing your LIC policies easier. It is a one-stop digital solution for policyholders, enabling them to access, monitor, and manage their LIC policies anytime, anywhere through a secure ebiz LIC login process. 

Key Features of the LIC Digital App

The LIC Digital App comes with unique features that simplify access to LIC services, making policy management and servicing faster, easier, and more convenient for users. The app is available for both Android and iOS devices, ensuring a seamless digital experience for LIC policyholders. Here are the areas its equipped to ease up:

1. Policy Management

   The app allows you to view and manage policies for yourself, your spouse, and your children. You can access detailed policy inforamation, including maturity values and due dates, and conveniently download policy documents and premium receipts whenever needed.

2. Payments

   Premium payments can be made online using debit or credit cards, net banking, or UPI under the ebiz LIC online payment. You can also set up reminders for upcoming premium dues to avoid missing payments, and make top-up payments or repay loan interest directly through the app.

3. Claims & Loans

   Track the status and history of your claims easily within the app. It also enables you to apply for policy loans, check loan details, and obtain revival quotations for lapsed policies, helping you manage your financial needs effectively.

4. Additional Tools

   The app helps you locate nearby LIC offices and agents for in-person assistance. You can access premium paid statements and calendars, use the premium calculator, and view benefit illustrations to better understand your policy’s value and benefits.

Benefits of Using the LIC Digital App

Whether you're logging in through the LIC customer portal, completing a ebiz LIC login, or managing policies via the LIC online portal, here's how you benefit:

• Convenience: Access your LIC policies and services 24/7 through the LIC portal, eliminating the need to visit a branch. With the LIC customer login, all your information is just a tap away.

• Time-Saving: No more standing in lines, manage your insurance through the LIC online login or LIC India customer login and handle everything digitally.

• Secure Transactions: The app ensures safe operations with MPIN and Aadhaar authentication during every LIC user login or LIC policy login.

• User-Friendly Interface: Navigate your policies effortlessly, even if you're new to tech. From LIC customer login to payments, everything is intuitive.

• Reduced Physical Dependency: Pensioners can submit digital life certificates through the app, using LIC online login, avoiding branch visits entirely.

• Eco-Friendly: By shifting to digital operations like LIC online payment login, you reduce paper usage, making your insurance management better for the planet.

LIC Resources

How to Use the LIC Digital App?

Using the LIC Digital App is intuitive and straightforward, allowing policyholders to manage their insurance needs anytime, anywhere. From ebiz LIC login to accessing services through the LIC India customer login, here's how to get the most out of the app:

1. Quick Pay Facility

   With ebiz LIC online payment (LIC Digital app), you can pay policy premium for renewal, revival or even in advance. Other services include loan and interest repayment. To carry out any of these functions, click on each one of them and provide LIC policy details such as policy number, mobile number, DOB, and email. The app integrates directly with the LIC portal to ensure secure transactions.

2. Address Change

   You can update your address linked to your policy using offline Aadhaar or other valid address proof. Follow the steps below to complete the process.

   • Options Available:

     • Aadhaar Address (Offline Verification): Address is verified using your Aadhaar details.

     • Other Valid Address Proof: Upload a valid proof to update your address.

   • Required Details (in addition to Policy Number):

     • XML ZIP file from UIDAI

     • Share code for the XML file

     • Mobile number linked to Aadhaar (for OTP)

     • Aadhaar VID for e-signing

   Note: A maximum of 10 policies can be updated per request. For more, submit a new request. Address change is allowed only for Paid-Up and active policies.

3. Greivance Redressal

   LIC offers a structured grievance redressal system across all levels, Branch, Divisional, Zonal, and Central. Designated officers are available for personal meetings every Monday (2:30-4:30 PM) without appointment. Grievances can also be filed online via the Customer Portal or emailed to co_complaints@licindia.com. Policyholders can also meet officers on other days with a prior appointment. Names and contact details of grievance officers are displayed at LIC offices and available online for easy reference.

4. Branch & Agent Locator

   Using GPS, the app helps locate nearby LIC of India branches and agents. After LIC login, search and contact LIC customer care effortlessly.

5. Forms

   On the LIC Digital App, you can conveniently access and download various forms related to various services. These include forms for new policy applications, policy alterations, duplicate policy requests, claims, assignment, policy loans, revival, nomination, and more, making policy servicing easier and faster for customers.

6. Get Quotes and Comparisons

   Using the LIC digital app, especially when buying a new policy, you can get quotes and comparisons of various plans available at LIC. Here is how to use this feature:
   Step 1: Provide details such as name, DOB, contact, gender, and email first.

   Step 2: Select Plan from the list. Then click on “Coverage”.

   Step 3: Provide coverage, premium payment and policy term details. Click on “Quote”.

   You will get a quote of the selected policy along with an illustration of the calculation. 

7. Products Offered

   To avail this feature, you will need to provide your registered contact number for verification purposes. Once your number is successfully verified, you will gain access to view a comprehensive list of all the insurance products and plans offered by LIC. This includes a wide range of policies tailored to meet different financial goals such as savings, protection, investment, and retirement.

8. Financial Needs Analysis

   A very considerate feature, financial needs analysis helps out customers who need assistance understanding their financial goals and the best LIC policy for themselves. The portyal asks for details such as name, contact, gender, life stage (single/ married/ parent/ retirement), and risk category (conservative/ moderate/ aggressive). Then it asks you for the desired financial goal using its own metrics. After analysis, it shows you the best LIC plan for you that caters to your unique circumstances. 

Summing Up 

The LIC Digital App has revolutionized policy management for customers of the Life Insurance Corporation of India. From secure LIC customer login to hassle-free LIC online payment login, the app offers everything in one place.

Whether you’re paying premiums via the LIC portal, checking claims through LIC India customer login, or downloading statements after LIC user login, the digital experience is comprehensive and user-focused. For every policyholder, using the LIC customer portal or app isn't just an upgrade—it's an essential tool for smart, stress-free insurance management.

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