LIC Dhan Varsha: Invest Rs. 10 Lacs and Receive Rs. 1 Crore in Return.

If you are looking for a plan that offers protection, savings, as well as high returns without the market risks, LIC Dhan Varsha is the one-stop solution for you. LIC Dhan Varsha provides financial support to your family in case of your unfortunate death within the policy term. This plan also offers a guaranteed lump sum on survival of the assured, at the end of the policy term. You can get over Rs. 1 Crore in return by investing a single premium of Rs. 10 Lacs. This plan can be purchased online or offline.  

Read more
LIC Plans-
Buy LIC policy online hassle free
Tax saving under Sec 80C & 10(10D)^
Guaranteed maturity with life cover for securing family's future
Sovereign guarantee as per Sec 37 of LIC Act
LIC life insurance
We are rated~
rating
58.9 Million
Registered Consumer
51
Insurance Partners
26.4 Million
Policies Sold
In-built life cover
Now Available on Policybazaar
Grow wealth through
100% Guaranteed Returns with LIC
+91
Secure
We don’t spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on ''View Plans'' you, agreed to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp
We are rated~
rating
58.9 Million
Registered Consumer
51
Insurance Partners
26.4 Million
Policies Sold

What is LIC Dhan Varsha?

Life Insurance Corporation (LIC) is a government-backed insurance company that recently launched its new endowment plan, LIC Dhan Varsha. It is a non-linked, non-participating plan, which means it is not affected by market risks and you will not be entitled to any profits declared by the company. The premiums can be paid in a single lump sum only. The plan is available with two sum assured options from which the policyholders can choose that is the most suitable.

How Does LIC Dhan Varsha Work?

With LIC Dhan Varsha, you can get benefits worth Rs. 1 Crore by investing just Rs. 10 Lacs in the plan. Let us see how it works.

Suppose you are 30 years old and have purchased the plan for a policy term of 15 years. Then for the basic sum assured of Rs. 10 Lacs, the two different options for sum assured will be as follows:

  • Option 1: 1.25 times the tabular premium of the chosen sum assured

  • Option 2: 10 times the tabular premium the chosen sum assured

For Option 1, the single premium will be Rs. 8,86,750, and the sum assured will be 11,08,438. Now for the policy term of 15 years, the amount to be received on maturity will be Rs. 21,25,000. In the case of the policyholder's unfortunate death within the first policy year the death benefit will be Rs. 11,83,438 whereas in the case of death during the 15th policy year, the death benefit will be Rs. 22,33,438.

For Option 2 the single premium will be Rs. 7,98,700 then the sum assured on death will be Rs. 85,87,000.

Benefits of LIC Dhan Varsha

Here is a list of the benefits offered by the LIC Dhan Varsha:

  • Death Benefit: The nominee will receive the sum assured on death and the accumulated guaranteed bonuses, in case of the policyholder’s untimely death.

  • Maturity Benefit: The policyholder will receive the sum assured on maturity along with the guaranteed additions at the end of the policy term, in case of survival of the policy term.

  • Guaranteed Additions: The plan offers guaranteed additions at the end of each policy year which will depend on the option chosen, the policy term, and the basic sum assured.

  • Add-on Riders: The policyholders can include any/both of the following riders in the base plan to increase their coverage: LIC’s Accidental Death and Disability Benefit Rider and LIC’s New Term Assurance Rider.

  • Policy Term: The policyholders can choose a policy term of either 10 years or 15 years.

In Conclusion

LIC Dhan Varsha is a plan that offers attractive returns on your investment while providing financial protection in case of an eventuality. Anyone looking to secure themselves or their loved ones can purchase this plan online or offline. 

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
++Returns are 10 years returns of Nifty 100 Index benchmark

LIC of India
LIC Plans
LIC Amritbaal
LIC Index Plus
LIC Jeevan Dhara II-872
LIC Jeevan Utsav
LIC Jeevan Kiran
LIC Dhan Vriddhi
LIC Monthly Investment Plans
LIC Jeevan Azad
LIC 1 Crore Endowment Plans
LIC Jeevan Labh 1 Crore
LIC Crorepati Plan
LIC Dhan Varsha - Plan No. 866
LIC Pension Plus Plan
LIC New Jeevan Shanti
LIC Bima Ratna
LIC Group Plans
LIC Fixed Deposit Monthly Income Plan
LIC Savings Plans
LIC’s New Jeevan Anand
LIC New Jeevan Anand Plan 915
LIC's Saral Jeevan Bima
LIC's Dhan Rekha
LIC Jeevan Labh 836
LIC Jeevan Jyoti Bima Yojana
LIC Child Plans Single Premium
LIC Child Plan Fixed Deposit
LIC Jeevan Akshay VII
LIC Yearly Plan
LIC Bima Jyoti (Plan 860)
LIC’s New Bima Bachat Plan 916
LIC Bachat Plus Plan 861
LIC Policy for Girl Child in India
LIC Samriddhi Plus
LIC New Janaraksha Plan
LIC Nivesh Plus
LIC Policy for Women 2024
LIC Plans for 15 years
LIC Jeevan Shree
LIC Jeevan Chhaya
LIC Jeevan Vriddhi
LIC Jeevan Saathi
LIC Jeevan Rekha
LIC Jeevan Pramukh
LIC Jeevan Dhara
LIC Money Plus
LIC Micro Bachat Policy
LIC Endowment Plus Plan
LIC Endowment Assurance Policy
LIC Bhagya Lakshmi Plan
LIC Bima Diamond
LIC Anmol Jeevan
LIC Bima Shree (Plan No. 948)
LIC Jeevan Saathi Plus
LIC Jeevan Shiromani Plan
LIC Annuity Plans
LIC Jeevan Akshay VII Plan
LIC SIIP Plan (Plan no. 852) 2024
LIC Jeevan Umang Plan
LIC Jeevan Shanti Plan
LIC Online Premium Payment
LIC Jeevan Labh Policy-936
LIC Money Plus Plan
LIC Komal Jeevan Plan
LIC Jeevan Tarang Plan
LIC Bima Bachat Plan
LIC’s New Money Back Plan-25 years
LIC Money Back Plan 20 years
LIC Limited Premium Endowment Plan
LIC Jeevan Rakshak Plan
LIC New Jeevan Anand (Previously LIC Plan 149)
LIC New Endowment Plan
LIC Varishtha Pension Bima Yojana
LIC Investment Plans
LIC Pension Plans
Show More Plans
LIC Calculator
  • One time
  • Monthly
/ Year
Sensex has given 10% return from 2010 - 2020
You invest
You get
View plans
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL