Checkout the 4 LIC Schemes that offer the Highest Returns to the customers

LIC of India provides a vast range of insurance products catering to every individual’s insurance needs. Along with life protection, LIC Plans also offer high returns. Take a look at the below 4 LIC Plans below that are designed to offer comprehensive coverage with high returns.

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  1. LIC Jeevan Akshay VII

    LIC Jeevan Akshay VII is a pension scheme that is designed to offer steady income to the policyholder throughout his/her post-retirement days. The policyholder has the option to customize their plan with 10 annuity plan options and can design a plan that is best suited to their needs.

    Terms & Conditions of the Plan:

    • Anyone between the ages of 30 to 100* is eligible to buy this plan

    • There is no limit to the purchase price of the plan. One can invest as much as their pocket allows.

    • Along with the tax benefits, the plan also allows the policyholder to avail of loan benefits to meet financial emergencies.

  2. LIC New Children's Money Back Plan

    LIC New Children’s Money Back Plan is a Life Assurance money-back plan which is designed to look after the educational, marriage, and other needs of your child. The plan offers a death benefit, survival benefit, and maturity benefit to ensure that your child does not face any hurdles in fulfilling his/her dreams.

    Terms & Conditions of the Plan:

    • A parent or grandparent can purchase this plan for a child between the ages of 0 to 12 years.

    • The plan offers the additional benefit “Option to defer the Survival Benefit” wherein the policyholder has the option to take the survival benefit(s) at any time after their due date.

    • The plan comes with a minimum sum assured of Rs. 1 Lakh and no limit on the maximum sum assured.

  3. LIC New Endowment Plan

    LIC New Endowment plan is a traditional life insurance plan that offers the combined benefit of life protection and savings. The plan offers a death benefit to the nominee in case of the policyholder’s death, and if the policyholder survives till the end of the policy tenure, the plan will offer a maturity benefit to the policyholder.

    Terms & Conditions of the Plan:

    • The eligible entry age to buy the plan is 8 years to 55 years.

    • One can choose to pay premiums annually, half-yearly, quarterly, or monthly mode.

    • The plan can be bought for a maximum term of 35 years.

  4. LIC Accidental Death and Disability Rider

    Insurance is crucial since accidents are one of the top causes of death around the globe. The LIC Accidental Death and Disability Rider insurance provides financial benefits to the beneficiaries in the case of the policyholders' accidental death or disability. The rider can be added to your plan by paying additional premiums.

    Terms & Conditions of the Plan:

    • The plan can be bought by individuals between the ages of 18 to 70 years.

    • The minimum and maximum coverage one can avail under the rider is Rs.10,000 to Rs. 1 Crore, respectively.

    • The rider will not pay anything to the nominee in case the policyholder dies due to attempted suicide, driving while intoxicated, or taking part in any sort of adventure.

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