*Please note that the quotes shown will be from our partners

HDFC Click 2 Protect Life Vs Bajaj Allianz Life Smart Protect Goal Plan

Plan Comparison

  • Plan Details
  • Insurer Details
  • Addons Details
  • Plan Name

  • Click 2 Protect Life

  • Smart Protect Goal

  • Premium

  • ₹767/Month
    View plan details
  • ₹648/Month
    View plan details
  • Online Discount

    Discount available when policy is purchased online
  • 1.0% Online Discount
  • 3.0% Online Discount
  • Claim Settlement Ratio

    Death claims settled in a financial year
  • 98.0%
  • 98.5%
  • Issuance Time

    Number of days in which the policy will get issued to you after payment
  • 8 Days
  • 9 Days
  • Max Coverage Upto

  • 85 Yrs
  • 85 Yrs
  • Medical Type

  • Tele Medical
  • Physical Medical
  • Free Look Period

  • 30 Days
  • 30 Days
  • Tax Benefit

    Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws
  • Yes
  • Yes
  • Limited Pay Available

  • Yes Pay for 5/10/12/Policy Term - 5 years
  • Yes Pay for 5/10/12/Policy Term - 5 years
  • Insurer

  • HDFC Life

  • Bajaj Allianz

  • Inception Year

  • 2000
  • 2001
  • Solvency Ratio

    The solvency ratio of the insurance company is the size of its capital against the all risk it has taken. It is an indicator of the insurance company's long-term survival
  • 2.02
  • 7.08
  • Grievances Solved

    Grievances are the indicator of how good company is handling their customer's query
  • 99.85%
  • 99.48%
  • Claim Complaints Ratio

    No. of Claim Complaints per 10,000 claims registered
  • 3.0
  • 6.97
  • No. of branches

  • 419
  • 582
  • Insurer

  • HDFC Life

  • Bajaj Allianz

  • Waiver Of Premium On Disability

    In case of permanent disability, all future premiums are paid by the company on your behalf.
  • Available
  • No
  • Death due to Accident Benefit

    If death happens due to an accident, this rider offers you additional sum assured over and above the base sum assured
  • Available
  • Available
  • Disability due to Accident

    Incase of permanent disability, dismemberment (loss of the use of certain body parts) due to accident, this rider pays you regularly for next 5-10 yrs in a certain percentage of Sum Assured.
  • Available
  • Available
  • Terminal Illness

    Death benefit of the life assured shall be paid upon diagnosis of a Terminal Illness
  • Enhanced Critical Illness

    Covers 10 or more illness
  • Available
  • No
Written By: PolicyBazaar - Updated: 26 February 2021
You May Also Want to Know About
Best Term Insurance Plans in India 2021
Best Term Insurance Plans Finding the best term insurance plan is an impertinent necessity for an individual who has dependents or a family. It is a proven fact that the best term insurance offers the most ‘value for money’s proposition. It is...
1 Crore Term Insurance Plan
1 Crore Term Insurance Plan Amid the rising inflation, the expenses have also increased and so is the standard of living. If you are the only breadwinner in your family and do not want your loved ones to suffer due to the uncertainties that life m...
Pradhan Mantri Jeevan Jyoti Bima Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme launched by the central government of India for the growth of the poor and low-income section of society. As a pure term insuranc...
Types of Deaths Covered and Not Covered by Term Insurance
Types of Deaths Covered and Not Covered by Term Insurance When it comes to securing the future of your loved ones or doing a proper financial planning, term insurance is one of the most popular options for the insurance seekers. With affordable ...
Pradhan Mantri Suraksha Bima Yojana (PMBSY)
Pradhan Mantri Suraksha Bima Yojana (PMBSY) Scheme Pradhan Mantri Suraksha Bima Yojana has been announced by the government of India as one of the three social security schemes. PMSBY is an accidental insurance scheme that provides accidental de...
Download the Policybazaar app
to manage all your insurance needs.