Last year, Mr. Rajiv Verma bought a Child LIC policy to provide financial security for his kid’s future. However, due to time constraints or negligence, he forgot to pay its premium and missed grace period too. When almost after a month he came to LIC policy office to renew his expired policy, he was appalled to know that now he had to pay extra charges along with interest to renew his policy. Had he checked the LIC policy status he would have been saved from wastage of hard-earned money and also unnecessary running around?
There are various methods to check everything related to the policy, including premium due date, bonus, maturity, etc, people forget to check the status of their life insurance policies and pay extra charges.
Why Timely Check of LIC Policy Status is Recommended?
People often forget to check their Life Insurance Corporation policy status. An LIC policy is a shield against contingencies, but it is paramount to keep a regular tab on the status of your policy in order to ensure that it provides optimum returns. After all, a lapsed policy is futile. If you haven’t checked yours lately, find some time and do it today.
Now you can check your LIC statement online by sitting in your drawing room. It means there is no need to go to an LIC office and stand in a queue. Moreover, when you regularly check your policy, you also stay updated about the interim bonus and other important details. At the time of checking the policy online, you can also find the ‘Feedback’ link, which can be used to send queries and valuable suggestions.
It is pivotal to get a complete understanding of different methods through which you can check the status of your LIC policy. To guide our readers, we have listed down different ways to check LIC policy status.
Check LIC Policy Details Online
For viewing the policy details, new customers are required to fill the registration form, available at the official website of LIC, by filling details like policy number, premium amount, date of birth and email id, etc. An autoresponder mail would be sent to the policyholder upon confirmation of successful registration. Now you can check everything related to the policy, including its status, premium due, maturity calendar and other relevant details.
How to Track you LIC Policy Status Online?
A myriad of online services is offered by Life Insurance Corporation to equate the transactions and to attend the affairs of its consumers promptly. E-services of LIC bring almost every range of capabilities that were once accessible only via the branches. Keeping a track on LIC statement online and information related to policy is an option offered by the insurer, which intends to keep you updated about the payments made by you and other events. There are various means to check your LIC policy status online. Moving on with the first method, you are required to make a registration by creating a user account and fill in the LIC policy details to view your LIC policy status. How to make registration online and check LIC policy status is described in the subtopics below:
Registration Procedure for a New User:
You will find the option to register yourself for e-services on the home page of LIC. If you are doing this for the first time, then you have to fill in the online registration form and pick login credentials for yourself. Once you are done with the registration process successfully, you will receive a mail confirming your registration on your entered email address. Next is, you will be required to click on the URL that will be provided in the mail you receive. You will be redirected to a page where you will be able to link your policy with your user account. You will be required to enter your LIC policy details like policy number date of birth, premium amount etc., and click on submit button. If the information provided by you is not correct, then you will see an error message followed by a reminder mail on your registered email id.
NOTE: The incorrect LIC policy details will get deleted after 5 days automatically.
Procedure to Check LIC Policy Status (for registered users):
You can check your LIC policy details including details of the premium payments, accrued bonuses, group schemes etc. by simply logging on to the official website of LIC India with your login credentials. The steps below will explain how to track your LIC policy status if you are have registered yourself:
- Visit the official website of LIC India
- Click on the Online Services tab present on the home page
- You will be redirected to the login page.
- On the login page, you have to choose the Registered User option
- In order to initiate the session, you have to enter the username and password and click ‘Go’ button
- You will see a page that will contain the list of the policy tools for customers who have registered themselves.
- From the listed options, choose ‘View Enrolled Policies’ option
- You will get redirected to a page where all the enrolled policies, together with premium amount, enrollment date and vested bonuses will be displayed
- Now you can see your policy’s status simply by clicking on your policy number.
Send SMS to Check the Policy Status:
You can avail all the LIC policy details simply by sending an SMS to 56767877. For example, if you want to know about the instalment premium, you have to type ASKLIC<Policy Number>PREMIUM and send to 56767877. Likewise, in order to receive the bonus amount, you will be required to type ASKLIC<Policy Number> BONUS and send to 56767877.
Call Customer Care Executive:
The Integrated Voice Response System, i.e. IVRS is made available 24x7, in almost all the cities. Any buyer can get hold of LIC India IVRS by simply dialling UAN, i.e. Universal Access Number 1251. In order to make local calls from a BSNL or MTNL number, you just have to dial 1251 and users making calls using other than MTNL or BSNL numbers can get access to IVRS by calling the IVRS centre number of the respective city followed by 1251.
|City||Contact Number||Email id|
|Delhi||1251 or 011-23762681||customerzone_delhi@licindia(dot)com|
|Mumbai||1251 or 022-26766221||customerzone_mumbai@licindia(dot)com|
|Kolkata||1251 or 033-22545454||customerzone_kolkata@licindia(dot)com|
|Chennai||1251 or 044-25300030||customerzone_chennai@licindia(dot)com|
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