LIC Premium Payment Online

How to Make Premium Payment Online From LIC Official Website?

Here are the steps to make online premium payments of LIC policy through its official website:

Online LIC Premium Payment Process for Registered Users

For LIC online payment login to the customer LIC portal is one of the most secure methods, as it can be done on the official website. There are no chances of errors or a lack of trust. Follow these easy steps if you are a registered user:

Step 1: Go to the official LIC website to begin your LIC premium payment.

Step 2: Click on “Login” at the top right.

Step 3: Enter your details (user ID/email/mobile, password, and date of birth) and sign in to continue your LIC online payment.

Step 4: Once logged in, open the “Self Policies” section to check your policies for LIC renewal premium payment.

Step 5: Pick the policy you want to pay for and review the amount and due date.

Step 6: Choose how you want to pay (UPI, card,etc.) and complete your LIC premium online without any hassle.

Note: If you are already registered, you can login with a User ID or an OTP by providing the required account details. If you are a new customer you can create a new LIC account.

Don’t forget to check your registered email to see the LIC online payment receipt. You can print and download the receipt for record-keeping.

Now, let’s discuss how to pay LIC premium online without login and registering as a new user on the LIC website.

How To Pay LIC Premium Online Without Login Through WhatsApp?

Earlier, if you wanted your LIC online premium paid, LIC e-services and website login were the preferred methods. Recently, LIC has introduced a convenient and user-friendly method for policyholders to pay LIC premium online without login via WhatsApp, availing the facility of LIC pay direct by policy number confirmation. However, before using this option, ensure your policies are registered at the LIC website with the same contact number in the LIC portal.

Step 1 Send a “Hi” on WhatsApp to the official LIC number: 8976862090.

Step 2 The chatbot will respond with your policy information and any overdue premiums (if your policy is connected, payment will be done online through LIC).

Step 3 You can pay premiums online through UPI, net banking, credit / debit card.

Step 4 To renew your LIC policy follow the steps displayed in the chat to pay your renewal premium.

Step 5 Once a successful payment, a digital LIC premium payment receipt is sent to your WhatsApp chat immediately for record keeping.

What are the Advantages of LIC Online Payment Using WhatsApp?

WhatsApp can be a really convenient and quick method to pay your online LIC premium payment. Following are some of the benefits.

Let's explore the benefits of premium payments on LIC website using WhatsApp.

• It enables users to quickly check their premium dues and then make premium payments directly.

• This is the wise and convenient choice for consumers that would like to pay premiums to LIC without the need to sign in on a regular basis. This process is simple to pay LIC premiums.

• The service will make the LIC renewal fee payment process easier on WhatsApp and allow users to pay the renewal fee online at their convenience.

Check out LIC Policy List 2026

Quick Pay LIC Premium Online Using LIC Pay Direct Ebiz Through LIC Website

LIC of India premium payment online procedure has been made very easy so that policyholders from all backgrounds can make the deposit of LIC payment easily for their life insurance policies. Using Bbiz LIC online payment direct (without login) option is quick as you do not need to login to any account.

Step 1 Visit the LIC website and click on ‘Pay premium online'.

Step 2 Now click on Pay Direct.

Step 3 Choose ‘Renewal premium/Revival’ from the drop-down menu.

Step 4 Fill in details like your policy number, installment and premium amount, date of birth, email and mobile number.

Step 5 Click on ‘Submit’ and select any premium payment option (UPI, Debit card, Net banking) to make the payment.

Step 6 After payment confirmation you will receive an e-receipt in your registered email and can download it immediately after your payment.

How to Make Policybazaar LIC Premium Payment Online?

Policybazaar LIC premium payment allows the policyholder to select a hassle-free method of LIC online payment, at any time and from any place. Also, this is one of the options for quick pay LIC premium online without logging in on the LIC portal.

• Step 1 Visit the Policybazaar LIC payment webpage.

• Step 2 Provide your Policy Number and Date of Birth to the renewal form.

• Step 3 After that, catching the QR Code with your phone guides you to the in-app Policy premium payment page or typing your phone number sends you the payment link via SMS or WhatsApp. The scanner will bring you to the LIC Policy premium payment information page of the Policybazaar app.

• Step 4 Check the premium payment details, select the payment method of your choice and proceed with the LIC premium payment transaction.

• Step 5 Check premium payment details, choose the method of premium payment and proceed with LIC premium payment process.

• Step 6 The LIC premium payment receipt will be sent to your registered email address automatically once you pay.

You can also choose the LIC premium payment Policybazaar direct option for your Term Insurance policy by visiting Policybazaar’s in-app Policy premium payment page.

Documents Required for LIC Premium Payment Online

To make your LIC premium payment online, make sure you have the required paperwork depending on your chosen method.

LIC Customer Portal (Registered Users)

• To pay your LIC premiums online via the official portal you are required to register and link your policies first using the following.

• Your policy number

• Your date of birth

• The mobile number a

• email address

• PAN card information

Make sure your policies are correctly linked with your account.

LIC Pay Direct (Without Login)

If you prefer LIC premium payment without logging in, LIC Pay Direct is a simple option for you. For that you will need the following.

• Policy Number

• Date of birth (policyholder)

• Premium amount

This is one of the fastest ways to complete an LIC premium online.

WhatsApp Payment

You can also make a LIC online payment from WhatsApp but only after registering your policy on the LIC portal.

• Policy number

• Premium amount

• Basic ID proof (like PAN)

Payments are completed securely through the link shared in chat, making LIC renewal premium payment quick and easy.

LIC Premium Payment via Policybazaar

For LIC premium payment through platforms like Policybazaar, you’ll need the following.

• Policy number

• D.O.B of the policyholder

• Mobile number and email ID

LIC premium payment through Policybazaar is for those who are looking for a user-friendly way to manage their premiums which is easy and not confusing. Having these details ready in advance speeds up your LIC online payment process.

What are the Benefits of Making Online LIC Premium Payment?

The below are the key benefits of using the Ebiz LIC online payment direct (without login) facility and LIC online payment apps

• Convenience
  You can do your LIC premium payment at the convenience of your home, without visiting an office. LIC online payment also lets you pay with just your policy number or even without logging in.

• Payment Options
  You can pay your LIC premium online using UPI, cards, net banking, or wallets, whichever you prefer.

• Anytime Access
  The LIC online payment service works 24/7, so you can complete your LIC renewal premium payment whenever you want to.

• Safe Payments
  Your LIC premium payment is secure whether you use the LIC login portal or pay directly without login.

• Instant Receipt
  Once you finish your LIC premium online payment, you get a receipt and you can download it later if required.

To check and calculate the premium amount you need to pay for your policy, use the LIC Calculator tool. It is free and online which gives accurate values based on the policy details you enter. You can also use this calculator to predict the maturity amount of your policy.

How To Pay LIC Premium Online Using Various Payment Modes?

LIC gives various payment options for paying your LIC premium online. All of them are simple processes so you just need to select the one which you think would be the most suitable and convenient for you.

Net Banking

This is one of the safest options to make your LIC premium payments. Simply log into your internet banking, add LIC as a biller and just follow the prompts to complete your LIC online payment.

Debit/Credit Cards

Visa or MasterCard both are accepted as payment methods. There are usually discount or cashback offers as well.

UPI

LIC also allows LIC premium payments through UPI as it is currently one of the most used and preferred online payment options. Any UPI app linked to your bank account will work.

QR Code

You can pay your LIC premium online by scanning a QR code through UPI. Just enter your policy details and scan the code on the screen to finish the payment.

The payment modes discussed above are available if you are a registered user at LIC portal. Choose the eBiz LIC online payment direct (without login) method if you want to pay LIC premium online without logging in to any account using LIC Pay Direct on their official website.

Wrapping Up

The online LIC Premium Payment facility makes paying for your insurance super easy. The LIC Pay Direct option on their website, the LIC Digital app and their official WhatsApp payment gateway all offer LIC online payment feature allowing for swift payments. Another easy and user-friendly option is LIC premium payment with Policybazaar. All of these online payment methods give you multiple paying options to choose from like UPI, debit or credit cards and net banking.

LIC Resources

FAQs