Who can invest in SUD Life GIFT City products?

The GIFT City offerings are intended for Non-Resident Indians, Persons of Indian Origin and eligible Resident Indians, subject to applicable FEMA and IFSC regulations. Specific eligibility conditions depend on the product and prevailing guidelines at the time of purchase.

What is SUD Life International Wealth Creator?

SUD Life International Wealth Creator is a unit-linked life insurance plan launched through the GIFT City branch, providing life cover along with the ability to invest in five international funds. It is designed for long-term wealth creation, global diversification and legacy planning in US dollars.

In which currencies are SUD Life GIFT City products offered?

The flagship offerings from the GIFT City office are structured as US dollar–denominated life insurance solutions, aligning with the global nature of the IFSC platform. Currency terms for specific plans are described in their respective policy documents.

Invest $1,000 monthly & Get $1Mn at maturity^*

+91
We don’t spam

Your personal information is secure with us

By clicking on "View Plans" you agree to our Privacy Policy
and Terms of use

Get Updates on WhatsApp

We are rated⁺⁺

12.02 Crore

Registered Consumer

Insurance Partners

5.9 Crore

Policies Sold

SUD Life GIFT City

Star Union Dai-ichi Life Insurance (SUD Life) has established a strategic presence in GIFT City (Gujarat International Finance Tec-City), India’s first International Financial Services Centre (IFSC). By setting up its IFSC Insurance Office, SUD Life joins an elite group of financial institutions offering specialized, dollar-denominated insurance and investment solutions tailored for Global Indians and international investors.

Plans starting from ₹1000/month

Best Investment Plans^˜

Tax-Free Returns at Maturity
Smart Investing for Long-Term Wealth Creation
Seamless US Dollar Investments from India

What is SUD Life GIFT City?

SUD Life GIFT City refers to the IFSC Insurance Office (IIO) of Star Union Dai-ichi Life Insurance set up at GIFT City, Gandhinagar, Gujarat. From this specialised branch, the company offers US dollar–denominated life insurance solutions and global investment-linked products to customers in India and abroad. The GIFT City office allows SUD Life to operate like an international hub while leveraging Indian regulatory, tax and infrastructure advantages.

Key Objectives of SUD Life GIFT City

SUD Life’s expansion into GIFT City is designed to provide seamless financial services that transcend domestic boundaries. The core objectives include:

Currency Neutrality: Enabling clients to invest and receive benefits in US Dollars (USD), shielding them from the fluctuations of the Indian Rupee (INR).
Global Investment Access: Providing a platform for Resident Indians (via LRS) and NRIs to invest in international markets, including US Equities and Global Debt.
Tax Efficiency: Leveraging the unique tax-exempt status of the IFSC to offer products with zero capital gains tax and other fiscal benefits.

Strategic Advantages for Policyholders at the SUD Life GIFT City

Dollar-Denominated Payouts

Unlike standard domestic plans, SUD Life’s GIFT City offerings allow premiums and claims to be processed in foreign currency. This is particularly beneficial for NRIs who earn in foreign currency or for parents planning for their children's overseas education.
Diversified Global Portfolios

Through its GIFT City branch, SUD Life offers access to specialized funds like the SUD Life GIFT Global Opportunity Maximizer Fund. These funds allow investors to diversify their portfolios across international commodities, emerging market debt, and developed market equities.
Regulatory Excellence

The operations are governed by the International Financial Services Centres Authority (IFSCA). This unified regulator ensures that the products meet international benchmarks of transparency, safety, and grievance redressal.
Portability and Ease of Onboarding

Digital-first processes at the GIFT City unit simplify the "Know Your Customer" (KYC) requirements for non-residents, making it easier to manage policies from anywhere in the world.

SUD Life International Wealth Creator at GIFT City

SUD Life International Wealth Creator is the flagship international product launched through the GIFT City branch. It is a unit-linked life insurance plan (ULIP) that combines life cover with the opportunity to invest in a curated basket of international funds. The plan is designed for long-term wealth creation, legacy planning and global diversification while retaining the structure of a life insurance policy.

International Fund Options Under the SUD Life GIFT City

Under SUD Life International Wealth Creator, policyholders can allocate premiums across five global funds, each mapped to a different risk return profile:

SUD Life GIFT US Equity Fund – Focuses on US equity markets, offering exposure to leading American companies and growth opportunities in the world’s largest economy.
SUD Life GIFT Global Equity Fund – Provides diversified exposure to global equities across multiple regions and sectors, helping spread risk beyond a single country.
SUD Life GIFT US Treasuries Fund – Invests primarily in US government securities, aiming for stability and lower volatility in a hard-currency asset class.
SUD Life GIFT EM Treasury Fund – Targets fixed income instruments in emerging markets, balancing higher yield potential with corresponding market risks.
SUD Life GIFT Commodities Fund – Offers exposure to commodities as an asset class, which can help hedge inflation and add diversification to an overall portfolio.

These GIFT city investment options allow customers to build a globally diversified portfolio within a single insurance wrapper, aligning investments with their risk appetite and long-term objectives.

SUD Life GIFT City Funds Offered by Policybazaar

The Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund is the fund offered via Policybazaar. It is a US dollar–denominated investment fund designed to help investors tap global growth opportunities through a single, convenient solution. It aims to diversify your portfolio beyond India by dynamically allocating money across international equities, fixed income and other asset classes, allowing you to benefit from both developed and emerging markets. The fund is available on Policybazaar’s website, making it easier for Resident Indians, NRIs, OCIs and PIOs to participate in global markets while staying within a regulated Indian framework.

Office Location and Contact Information of SUD Life GIFT City

The SUD Life IFSC Insurance Office is located in the heart of the SEZ zone in GIFT City:

Address: Unit No. FF-22, First Floor, Pragya Accelerator, Block -15, Zone-1, Road 11, GIFT SEZ, GIFT City, Gandhinagar - 382355, Gujarat, India.
Registration No: IFSC/IIO/011/2023-24
Contact: 1800 266 8833 (Toll-Free, 9 AM – 7 PM IST)

Conclusion

SUD Life’s presence in GIFT City marks a significant milestone in the evolution of Indian life insurance. By offering a sophisticated blend of protection and global wealth creation, SUD Life provides a robust platform for those looking to secure their future in a globalized economy. Whether you are an NRI seeking currency-stable protection or a resident looking for global market exposure, the SUD Life GIFT City unit offers a secure, tax-efficient, and future-ready gateway.

FAQs

Who can invest in SUD Life GIFT City products?

The GIFT City offerings are intended for Non-Resident Indians, Persons of Indian Origin and eligible Resident Indians, subject to applicable FEMA and IFSC regulations. Specific eligibility conditions depend on the product and prevailing guidelines at the time of purchase.
What is SUD Life International Wealth Creator?

SUD Life International Wealth Creator is a unit-linked life insurance plan launched through the GIFT City branch, providing life cover along with the ability to invest in five international funds. It is designed for long-term wealth creation, global diversification and legacy planning in US dollars.
In which currencies are SUD Life GIFT City products offered?

The flagship offerings from the GIFT City office are structured as US dollar–denominated life insurance solutions, aligning with the global nature of the IFSC platform. Currency terms for specific plans are described in their respective policy documents.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount shown for the Global Invest Plan with Global Invest Edu-Wealth option is for a 35-year-old proposer with an 8-year-old son, investing USD 10,000 per year for 5 years. The assumed rates of return @ 8% p.a. and @ 4% p.a. are not guaranteed and are not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: USD 1,55,765 @ 8% growth rate; USD 1,14,899 @ 4% growth rate. Tax benefits and savings are subject to changes in tax laws.

^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

NRI Plans articles

Explore the popular searches and stay informed

Claude

Become a Crorepati

Invest ₹10K/Month & Get ₹1 Crore^# Returns

Mobile +91

^*T&C Applied.