City Green Auto Insurance

City Green Auto Insurance Overview

Every e-rickshaw owner must have a commercial vehicle insurance policy to drive City Green Auto on the roads of India. The City Green Auto insurance policy is specifically designed to financially protect e-rickshaws against any unforeseen damages, such as earthquakes, strikes, riots, third party liabilities, fire, theft, etc.

In other words, City Green Auto insurance is a commercial vehicle insurance policy that provides financial assistance to the vehicle owner whenever the e-rickshaw faces any unforeseen loss or damages. The policy can be customized as per the needs and budget of the vehicle owner.

City Green Auto Insurance Price

The following table highlights the third-party insurance premium for City Green Auto models:

*Disclaimer: The City Green Auto insurance price for different variants depend on multiple factors like IDV, registration year, coverage opted, add-ons preferred, etc.

Reasons to Buy a City Green Auto Insurance Policy

Here are some of the common reasons to purchase a City Green Auto insurance policy: :

• Fulfills Mandatory Requirement: It is compulsory as per the Indian Motor Laws to have a commercial vehicle insurance policy for all passenger and goods-carrying vehicles.
• Prevents Financial Burden: An auto-rickshaw insurance policy offers protection against several unforeseen damages, such as a road accident, theft, fire, etc., and saves money.
• Avoid Hefty Fines: A valid three wheeler insurance policy will also help the policyholder to avoid any challans.

Types of City Green Auto Insurance Policy

The two types of City Green Auto Insurance policy available are mentioned below:

1. Third-Party Insurance: A third-party (TP) commercial vehicle insurance is mandatory for all City Green vehicles as per the Indian Motor Vehicles Act, 1988. This type of insurance only covers third-party liabilities. It does not pay for damages incurred by the insured vehicle. The premium for a TP City Green auto insurance is solely decided by the IRDAI and stays the same for all insurance providers.
2. Comprehensive Insurance: Also known as a package policy, this type of insurance covers both third-party liabilities and damages caused to the insured vehicle. A comprehensive commercial vehicle insurance is not mandatory as per the law, but offers maximum coverage at a slightly higher premium. Policyholders can also include various add-ons to extend the coverage for uninsured parts.

How to Buy City Green Auto Insurance Online?

Anyone can buy or renew a City Green Auto insurance using the steps mentioned below:

• Go to policybazaar.com and select commercial vehicle insurance from the products.
• Fill out the vehicle registration number or select 'Brand new vehicle'.
• Submit the form with all the required information, such as make, model, RTO, name, mobile number, etc.
• All the available plans will be displayed on the screen.
• Select the IDV, add-ons, and NCB (for renewal), and choose the most suitable plan.
• Pay the premium and the selected policy will be mailed on the registered email address.

How to File a City Green Auto Insurance Claim?

Here are the steps to raise a City Green Auto insurance claim:

1. Intimate the Insurer: Inform the insurance company soon after the incident so that a claim can be registered at the earliest.
2. Surveyor Assessment: The insurance company will send a surveyor to estimate the damages caused to or by the insured vehicle depending upon the coverage.
3. Document Submission: Keep all the relevant documents handy and submit them with the claim form once the surveyor approves the claim.
4. Repair and Claim Settlement: Once the surveyor has inspected the damages, the insured commercial vehicle will be sent for repair and the insurer will settle the claim with the network garage.

Documents Required for a City Green Auto Insurance Claim

Policyholders need the following documents to file a City Green Auto insurance claim:

• Duly filled and signed claim form
• Copy of driving license
• Copy of FIR, for third-party or theft claims
• Estimates of repair and repair bills
• Load challan
• State and national permit
• Copy of Registration Certificate