Force Motors Insurance

Force Motors Insurance Price

The table below highlights the third party insurance premium for Force commercial vehicles. You can check the model details along with the gross vehicle weight and premium amount below:

*Disclaimer: The third-party premium mentioned above is fixed by the IRDAI based on the gross vehicle weight. The premium is subject to change if you choose a comprehensive policy and add-ons.

Reasons to Buy Force Motors Insurance Policy

Here are the reasons to buy Force Motors Insurance policy:

• Legally Mandatory: Having a commercial vehicle insurance is mandatory as per the Indian Motor Vehicle Act. You must at least buy a third party commercial vehicle insurance to legally ply your Force vehicle on Indian roads.
• Financial Backup: A Force Motor insurance will provide you with the necessary financial protection and cover for losses and damages caused due to third party liabilities, accidents, collisions, man-made and natural disasters, theft, fire, etc.
• Comprehensive Protection: A comprehensive insurance will protect you against third party liabilities as well as damages caused to your own vehicle.

Types of Force Motors Insurance Policy

1. Third-Party Insurance

   According to Indian Motor Vehicle Act, 1988, it is compulsory to insure commercial vehicles with at-least a third-party insurance policy. Under this type of commercial vehicle insurance policy losses or damages incurred to third-party property or person are covered. However, one does not get insurance coverage against any damage or caused to the insured vehicle.

2. Comprehensive Insurance

   A package policy provides an enhanced coverage for both third-party liabilities and damages caused to the insured vehicle. It covers damages or losses caused to the vehicle due to any natural or man-made disasters, theft, road accidents, collisions, etc. You can also include add-ons to increase the protection such as zero depreciation, accessories cover, etc.

Force Motor Insurance: Add-Ons

You can also include some add-ons to increase the coverage of your Force Motor insurance. Some of the common add-ons are given below:

• IMT 23: IMT 23 provides additional coverage for parts such as tyres, tubes, lamps, mudguards, headlights, side parts, bonnet, etc, which are otherwise uninsured after deducting the depreciation costs as per the age of the vehicle.
• Zero Dep Cover: Your insurer is liable to deduct the depreciation cost from your claim amount as per the age of the vehicle. However, with the zero depreciation add-on, there will be no depreciation deducted on the repaired parts such as glass, fiber glass, etc, in case of an accidental claim.
• Electrical and Non Electrical Accessories: This add-on covers damages caused to the additionally-fitted accessories such as fog lights, seat covers, etc.
• Personal Accident (PA) Cover: It is mandatory to buy a PA cover for the individual owner of at least ₹15 lakhs in case of disablement or death.

How to Buy Force Motor Insurance Online?

• Visit the commercial vehicle insurance page from policybazaar.com homepage.
• Fill out your registration number or click on 'I have a brand new vehicle'
• Fill the form with all the details such as make and model, manufacturing details, RTO information, etc in case of a new vehicle.
• Once you submit, all the plans will be displayed on the screen. .
• Choose the insurance policy that meets your requirements and then make the payment.
• The policy is then mailed to the registered email id of the policyholder.

How to Renew Force Motors Insurance Online?

The steps to renew Force Motors Insurance policy online are as follows:

• Go to policybazaar.com and select 'commercial vehicle insurance' from the homepage.
• Fill out your vehicle registration number and click on the submit button.
• Fill all the required details and submit the form.
• All the plans for your Force Motors vehicle will be displayed on the screen.
• Choose the add-ons required and customize your IDV as per the previous year policy.
• Select the most appropriate plan and pay the premium to get your policy renewed.
• The renewed policy will be sent to your registered email address.

How to File Force Motors Insurance Claim?

1. Inform the insurer about the claim and file an FIR.
2. The insurer will send a surveyor to inspect the damages incurred.
3. Once the damages have been inspected and your intimation has been approved, you can send your vehicle for repair.
4. Submit all the required documents to the insurer
5. After approval your vehicle will be repaired and the insurance company will settle your claim.

Documents Required to File a Force Motors Insurance Claim

• Claim form
• Registration Certificate (RC) copy
• Driving License copy
• Copy of FIR, if applicable
• Repair estimate
• Fitness Certificate, if applicable
• Load challan
• Permit of the commercial vehicle