Bike Insurance Products

Compare & Save on Bike Insurance All in One Place
Plan starting from ₹1.3/day*
View Prices
Processing
Bought a new bike?
17+
Insurance Partners
24x7
Claim Assistance
4.5/5
Customer Rating
Zero Depreciation Bike Insurance

Ride Smart, Stay Protected – Your All-in-One Bike Insurance Solution

Your bike is more than just your riding companion, and you must protect it with the right bike insurance plan that keeps you and your ride safe throughout the journey. Whether you need basic third-party protection, comprehensive all-around cover, own damage insurance, or zero depreciation benefits, we offer a plan for every rider and every budget.

Why Are Add-On Covers in a Two-Wheeler Insurance Policy Required?

Types of Bike Insurance Policies in India – Our Products

In India, bike insurance plans come in different types, each one offering a different level of protection at a varied insurance premium. Here is a quick product guide of Policybazaar to help you choose the right one.

Third Party Bike Insurance

Bike Insurance

Bike insurance, also known as two-wheeler insurance, is a financial safety net that protects you and your vehicle from unexpected expenses arising from various risks, including accidents.
It ensures that you can ride without worrying about repair or replacement costs.
View Product
Own Damage Bike Insurance

Third-Party Bike Insurance

Third-party bike insurance is legally mandatory under the Motor Vehicles Act, 1988. It covers any damage or injury caused to another person or property due to your bike.
However, it does not cover damage to your own vehicle. It's ideal for riders seeking legal compliance and basic protection at a lower premium.
View Product
Comprehensive Bike Insurance

Comprehensive Bike Insurance

Comprehensive bike insurance offers complete protection, covering both third-party liabilities and own damage to your two-wheeler. It protects against accidents, theft, fire, vandalism, and natural or man-made disasters.
You can also enhance coverage with add-ons like zero depreciation cover, roadside assistance cover, engine protection cover, etc.
View Product
Comprehensive Bike Insurance

Own Damage Cover Bike Insurance

Own Damage cover protects only your bike against damage from accidents, fire, theft, or natural disasters. Introduced by IRDAI in 2019, it allows you to buy standalone own damage insurance if you already have an active third-party two wheeler insurance policy.
View Product
Comprehensive Bike Insurance

Zero Depreciation Bike Insurance

A zero depreciation bike insurance policy is also known as a "Bumper-to-Bumper" policy. It ensures that no depreciation is deducted during accidental claim settlement. You receive the full cost of replaced parts, making it ideal for new bikes and high-end models.
View Product
Comprehensive Bike Insurance

Personal Accident Cover

Personal Accident (PA) cover or Compulsory Personal Accident (CPA) cover in bike insurance is a mandatory add-on cover for all bike owners. Personal Accident (PA) Cover provides financial protection in case of death or permanent disability due to a road accident. It ensures your loved ones are financially secure even in unforeseen situations.
View Product

Why Choose Policybazaar for Third-Party Bike Insurance?

Policybazaar.com makes it quick and convenient to stay legally compliant. Here are the reasons why you should buy third-party bike insurance online from us:

Instant policy issuance
Affordable premium starts at just ₹1.3/day
24x7 claims support
No documentation or zero paperwork
IRDAI-approved insurers
Option to upgrade to a comprehensive bike insurance plan

Secure Your Ride Today – Buy Two Wheeler Insurance Online Today!

With Policybazaar.com, now compare plans, customise coverage with various add-ons, and buy or renew bike insurance online in just a few clicks. Enjoy a 100% paperless process, secure payments, and instant policy issuance, so you can focus on your journey.

Explore More Under Bike Insurance

Two Wheeler Insurance Articles

  • Recent Article
  • Popular Articles
Why Bike Insurance Renewal Get Costlier After 5 Years?
04 Dec 2025

Why Bike Insurance Renewal Get Costlier After 5...

Owning a two-wheeler gives you the freedom to ride conveniently

Read more
Difference Between First-Time Purchase and Bike Insurance Renewal
18 Nov 2025

Difference Between First-Time Purchase and Bike...

Buying bike insurance is a legal requirement in India; however

Read more
IRDAI Rules for Bike Insurance Renewal in India
14 Nov 2025

IRDAI Rules for Bike Insurance Renewal in India

The timely renewal of bike insurance is just as important as

Read more
Essential Coverage Types in e-Bike Insurance Policies
04 Nov 2025

Essential Coverage Types in e-Bike Insurance...

As India's electric two-wheeler market grows rapidly, more

Read more
Can You Buy Add-Ons With a Third-Party Bike Insurance Policy?
27 Oct 2025

Can You Buy Add-Ons With a Third-Party Bike...

A third-party bike insurance policy is the most basic and

Read more
Three Easy Ways to Check Bike Insurance Expiry Date Online

Three Easy Ways to Check Bike Insurance Expiry...

In India, you must have a valid bike insurance for your two-wheeler and renew it before its expiry. Riding with an

Read more
Get Your Vehicle Fitness Certificate from RTO

Get Your Vehicle Fitness Certificate from RTO

The Fitness Certificate (FC) of a vehicle is an official document that certifies the vehicle is fit enough to run

Read more
Best Engine Oil for Bikes in India 2025

Best Engine Oil for Bikes in India 2025

In the fast-paced world of biking, you must ensure your riding companion's engine stays in health. With several

Read more
How to Check Bike Insurance Status Online via VAHAN Sewa & RTO?

How to Check Bike Insurance Status Online via...

Have you ever wondered what will happen if your bike insurance policy expires? Riding your uninsured bike in India

Read more
Bajaj Bike Insurance Policy Download

Bajaj Bike Insurance Policy Download

Bajaj bike insurance policy offers protection against several unforeseen risks. When you plan to buy this policy

Read more

^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in

You May Also Know About : Bike insurance | Third Party Bike Insurance | Bike Insurance Calculator | Bike Insurance Companies | Bike Cashless Garages | Comprehensive Bike Insurance