Bandhan Asset Allocation Conservative Regular-growth
- 3 Months
- 6 Months
- 1 Year
- 3 Years
- 5 Years
- RSI
Fund Overview
-
₹6.3 CrAUM
-
₹33.64NAV
-
0.76%Expense Ratio
-
HybridFund Category
Returns of Bandhan Asset Allocation Conservative Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.45% | NA | 0.55% |
| 6 Months | 6.62% | NA | 5.55% |
| 1 Year | 4.98% | 4.98% | 5.63% |
| 3 Years | 28.84% | 8.81% | 10.07% |
| 5 Years | 46.22% | 7.90% | 10.06% |
| 7 Years | 63.88% | 7.31% | NA |
| 10 Years | 106.73% | 7.53% | 8.75% |
Asset Allocation
equities
24.06%debt instruments
71.08%other assets or cash equivalents
4.86%Bandhan Asset Allocation Conservative Regular-growth is one Hybrid mutual fund offered by Bandhan Mutual Fund. Launched on 11 Feb 2010, the fund aims Capital appreciation and provide regular income over a long period of time. Investment in different mutual fund schemes primarily local funds based on a
defined asset allocation model. It manages assets worth ₹6.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.76%. Fund Manager Manager Education
The portfolio allocation consists of 24.06% in equities, 71.08% in debt instruments, 4.86% in other assets or cash equivalents. Managed by Viraj Kulkarni, it has delivered a return of 4.98% in the last year, a total return since inception of 8.11%.
-
Standard Deviation3.32%
-
Sharpe Ratio0.54%
-
Alpha-0.29%
-
Beta0.84%
Fund Details
-
Fund NamesBandhan Asset Allocation Conservative Regular-growth
-
Inception Date11 Feb 2010
-
Lock InNo Lock-in
-
SIP Minimum Investment amount₹ 0
-
SWP Minimum Investment amount₹ 200
-
STP Minimum Investment amount₹ 500
-
RiskPrincipal at moderately high risk
-
Category Average Annual Returns5.63
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Dynamic Bond Fund Direct-flexi Idcw  |
₹481.67 Cr | 1.13% | 0.44% | 6.68% | 7.89% | 9.23% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | 0.52% | 1.50% | 7.79% | 7.45% | 7.08% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | 0.86% | 0.99% | 7.66% | 8.06% | 6.68% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | 0.47% | 1.53% | 7.91% | 7.67% | 6.22% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.68% | -0.15% | 4.21% | 7.72% | 5.93% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | 1.68% | -0.15% | 4.21% | 7.72% | 5.93% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | 0.47% | 1.44% | 6.91% | 7.09% | 5.73% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | 0.48% | 1.48% | 7.27% | 7.15% | 5.72% |
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | 0.46% | 1.42% | 6.82% | 7.00% | 5.64% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.62% | -0.35% | 3.40% | 6.86% | 5.02% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bandhan Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Bandhan Aggressive Hybrid Fund Direct-growth
|
₹1,083 Cr | 0.01% | 0.82% | 9.47% | 1.37% | 17.11% |
Bandhan Aggressive Hybrid Fund Regular-growth
|
₹1,083 Cr | -0.11% | 0.48% | 8.73% | 0.03% | 15.59% |
|
Bandhan Fixed Term Plan Series 179 Direct-growth
|
₹356 Cr | 1.14% | 1.22% | 4.33% | 8.25% | 8.74% |
|
Bandhan Fixed Term Plan Series 179 Regular-growth
|
₹356 Cr | 1.12% | 1.16% | 4.20% | 7.98% | 8.47% |
|
Bandhan Equity Savings Fund Regular-growth
|
₹324 Cr | 0.24% | 0.89% | 3.43% | 4.47% | 7.85% |
|
Bandhan Equity Savings Fund Direct-growth
|
₹324 Cr | 0.32% | 1.13% | 3.91% | 5.43% | 8.90% |
|
Bandhan Nifty Total Market Index Fund Regular-growth
|
₹40 Cr | -0.31% | -3.27% | 7.07% | -7.47% | - |
|
Bandhan Crisil-ibx 10:90 Gilt + Sdl Index - Dec 2029 Fund Direct - Growth
|
₹7 Cr | 0.82% | 0.86% | 4.09% | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,578.23 | 7.00% | 5.64% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,587.64 | 7.09% | 5.73% | 6.26% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.83 | 8.06% | 6.68% | 7.86% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,626.97 | 7.67% | 6.22% | 6.87% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.15% | 5.72% | 6.55% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,013.90 | 7.45% | 7.08% | 6.20% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹23.13 | 7.72% | 5.93% | 8.46% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹31.73 | 6.86% | 5.02% | 7.44% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | ₹42.86 | 7.72% | 5.93% | 8.46% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹17.00 | 7.89% | 9.23% | 7.45% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Bandhan Bond Fund Short Term Plan Direct-growth | Unspecified | 34.27% | ₹2.18 Cr |
| Bandhan Low Duration Fund Direct-growth | Unspecified | 31.01% | ₹1.97 Cr |
| Bandhan Large Cap Fund Direct-growth | Unspecified | 24.34% | ₹1.55 Cr |
| Bandhan Liquid Fund Direct Plan-growth | Unspecified | 7.77% | ₹0.49 Cr |
| Reverse Repo | Unspecified | 2.50% | ₹0.16 Cr |
| Net Current Assets | Unspecified | 0.09% | ₹0.01 Cr |
| Others Mrgn Money | Unspecified | 0.02% | ₹0.00 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Sbi Magnum Children's Benefit Fund - Savings Plan Direct |
₹119.57 | 12.79% | 13.92% | 120.77 |
| Uti Conservative Hybrid Fund Direct-flexi Idcw |
₹50.15 | 10.60% | 11.50% | - |
| Kotak Debt Hybrid Fund Regular-growth |
₹58.34 | 10.28% | 10.85% | 58.90 |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹45.20 | 9.92% | 10.83% | - |
| Nippon India Conservative Hybrid Fund Direct-growth |
₹64.87 | 9.96% | 9.85% | - |
| Nippon India Conservative Hybrid Fund-growth |
₹58.68 | 9.12% | 9.07% | - |
| Canara Robeco Conservative Hybrid Fund Regular-growth |
₹97.11 | 8.64% | 8.63% | - |
| Bandhan Asset Allocation Conservative Regular-growth |
₹33.64 | 8.96% | 7.94% | - |
| Tata Retirement Savings Fund Conservative Plan Regular-growth |
₹31.49 | 8.37% | 7.54% | 31.95 |
| Bandhan Conservative Hybrid Fund Regular-growth |
₹31.95 | 7.48% | 6.65% | - |
growth is based on 5Y returns of the funds
- 3 Months: 1.45%
- 6 Months: 6.62%
- 3 Years CAGR: 8.81%
- 5 Years CAGR: 7.90%
- Since Inception: 8.11%
- Bandhan Bond Fund Short Term Plan Direct-Growth – 34.27% of the fund's portfolio
- Bandhan Low Duration Fund Direct-Growth – 31.01% of the fund's portfolio
- Bandhan Large Cap Fund Direct-Growth – 24.34% of the fund's portfolio
- Bandhan Liquid Fund Direct Plan-Growth – 7.77% of the fund's portfolio
- Reverse Repo – 2.50% of the fund's portfolio
- Unspecified – 100.00% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
